Velocity Credit Union Round Rock TX | Best Auto Loans & Business Banking

Introduction

Welcome to Velocity, your trusted financial partner located at 900 Round Rock Ave, Round Rock, TX 78681. Since our establishment in 1947, we've been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a strong membership base of 76,922 members and assets totaling an impressive $1,030,172,313, we are committed to helping you achieve your financial goals. At Velocity, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our team is here to support both individuals and businesses with essential financial tools such as merchant services and business loans. You can easily manage your accounts anytime with our online and mobile banking features. Led by our CEO Debbie Mitchell and Board President Kasha Bartholomew, we pride ourselves on transparency and service excellence. Our knowledgeable staff is always ready to assist you, whether you're visiting our branch or reaching out via phone at 512-469-7000. For any official correspondence, please note that it should be sent to our mailing address: P.O. BOX 1089, Austin, TX 78767. With total deposits reaching $95,185,676 and a solid net worth of $154,057,049, we ensure that your money is safe while offering competitive rates for loans and deposits alike. We also have cash in hand amounting to $8,646,456, which reflects our commitment to maintaining liquidity for our members. Join us today and experience the difference at Velocity! Whether you're looking for help with a loan or simply want to open an account, visit us or check out our website at www.velocitycu.com for more information. Let us help you take the next step towards financial success!

Branch History & Mission

Welcome to Velocity in Round Rock, TX a branch with a rich history and a heartfelt mission. Established in 1947, we have proudly served our community for over seven decades, growing alongside the vibrant city of Round Rock. Located at 900 Round Rock Ave, our branch is easily accessible, with nearby landmarks that many locals cherish. Over the years, Velocity has evolved significantly. From our humble beginnings to now serving a robust membership of 76,922, our commitment to providing excellent financial services has never wavered. Today, we manage total assets amounting to an impressive $1,030,172,313, reflecting the trust and support of our members. Our mission is simple yet powerful: to enhance the financial well-being of our members and the communities we serve. We offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our goal is not just to meet your banking needs but also to empower you through education and support. At Velocity, we believe in giving back to the community that supports us. Our outreach programs and partnerships are designed to uplift local initiatives, ensuring that we contribute positively to Round Rock and its residents. We aim to be more than just a credit union; we aspire to be a trusted partner in your financial journey. While members can visit us at 900 Round Rock Ave, official correspondence should be sent to P.O. BOX 1089, Austin, TX 78767. We understand how important accessibility is; that's why we provide convenient features like an ATM and drive-thru banking for your ease. Our operating hours are designed with you in mind: the lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. For those who prefer drive-thru services, we're here weekdays from 8 AM until 5 PM and Saturday from 9 AM until 2 PM as well. Join us at Velocity today! Experience firsthand the benefits of being part of a community-focused credit union that truly cares about your financial future. Call us at 512-469-7000 or visit our website at www.velocitycu.com for more information on becoming a member. Together, let's achieve great things!

Branch Location & Accessibility

Welcome to the Velocity Round Rock Branch, your friendly neighborhood credit union located at 900 Round Rock Ave, Round Rock, TX 78681. Nestled in the heart of Williamson County, our branch is conveniently situated near popular landmarks, making it easy for you to stop by. Whether you're running errands or enjoying a day out, we're here to serve your banking needs with a smile. At the Velocity Round Rock Branch, we understand that accessibility is key. Our location features ADA-compliant facilities and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot. We offer convenient drive-thru banking for quick transactions without leaving your vehicle. If you prefer to come inside, our lobby hours are designed with your schedule in mind: we're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. Feel free to call us at 512-469-7000 if you have any questions or need assistance. For those on-the-go, we also provide ATM access for cash withdrawals and balance checks whenever you need them. While members can visit us at our physical address, official correspondence should be sent to P.O. BOX 1089, Austin, TX 78767. Stop by the Velocity Round Rock Branch today and experience banking that feels personal and accessible. We look forward to welcoming you!

Member Eligibility

At Velocity, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our vibrant community around 900 Round Rock Ave Round Rock Tx 78681. If you're looking for a place that prioritizes your financial well-being, then Velocity is the perfect fit for you. As a member, you'll enjoy access to a variety of services tailored to meet your needs, from personal banking to loans and beyond. To get started on your journey with us, simply visit our website where you can find detailed information about membership eligibility at . We encourage you to reach out with any questions by calling us at (512) 469-7000. Opening an account is straightforward and designed to be inclusive just head over to https://olb.velocitycu.com/velocitycreditunion_e2e/enroll.html and take the first step towards joining our supportive family at Velocity!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $133,708, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we provide practical merchant services tailored for your everyday operations. Imagine streamlining your payment process whether it's accepting card payments at your shop or managing online transactions seamlessly. These services not only simplify cash flow but also enhance customer satisfaction. If you're ready to take your business to the next level, visit us at 900 Round Rock Ave Round Rock Tx 78681 in Round Rock, TX or call us at (512) 469-7000 to learn more about how our business banking solutions can benefit you!

Comprehensive List Of Services

Accessibility and Convenience

At Velocity, we believe that banking should be accessible for everyone. That's why we provide ATM access for quick withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions. Plus, with features like mobile payments and person-to-person transfers, managing your money has never been easier. We invite you to visit us at Velocity in Round Rock or give us a call at 512-469-7000 to learn more about how we can assist you with all your financial needs. Explore the array of services we offer today by visiting our website at velocitycu.com. Your journey toward smarter banking starts here!

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, consider our competitive Auto Loans & Vehicle Financing options. We understand that buying a car is a big decision, so we strive to offer low rates and flexible terms to fit your budget. With our straightforward application process, you'll be on the road in no time!

Business Banking Services

For business owners, we offer tailored Business Banking solutions including merchant services and business loans designed to help your company thrive. Our team understands the challenges small businesses face and is here to provide personalized support.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Whether it's for groceries or gas, those points can add up quickly and be redeemed for exciting rewards that suit your lifestyle.

Mortgage Loans & Refinancing

Homeownership dreams are within reach with our Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our friendly staff will guide you through the process every step of the way.

Personal Banking Solutions

For those managing day-to-day finances, our Personal Banking options include checking and savings accounts designed for flexibility and ease. Imagine easily accessing your funds whenever you need them, whether you're withdrawing cash at one of our ATMs or making a quick deposit through our drive-thru service. You can also take advantage of our online and mobile banking platforms, which allow you to manage your accounts from anywhere at any time.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help ease your financial burden. We work with you to find solutions that fit your circumstances, ensuring that you have support when you need it most.

Digital & Online Banking

Accessibility and Support

Velocity ensures that your banking experience is smooth and straightforward. Our online banking services are designed to be accessible for everyone. If you have questions or need assistance, our team is just a phone call away at 512-469-7000. In short, with Velocity's digital and online banking services, you gain flexibility and peace of mind knowing your financial matters are securely handled whenever you need them. Join us today and take advantage of these modern conveniences!

E-Statements and Real-Time Management

No need to worry about paper clutter! We provide e-statements to help you keep track of your finances effortlessly. You can view your statements online anytime and save them directly to your device for easy access. This feature not only keeps things organized but also enhances security by reducing the risk of sensitive information falling into the wrong hands.

Mobile Banking on the Go

For those who prefer banking on their phones, our mobile application is here to help. With mobile payments enabled, you can make purchases quickly without needing cash or cards. Additionally, you can send money easily with our person-to-person transfer feature, making it simple to split bills or send gifts without the hassle of writing checks.

Financial Strength

At Velocity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $154,057,049, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.85% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,504,325 in share certificates and $202,175,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $146,836,250 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,659 in used auto loans and a total of $603,574,293 in loans and leases. Our operational efficiency is highlighted by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 209 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts stand at 128,930, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Velocity is your trusted partner. Visit us at 900 Round Rock Ave Round Rock TX 78681 or call 512-469-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $265,045,368 in used vehicle loans and $124,315,090 in new vehicle loans helping members get on the road. You can enjoy competitive rates and flexible terms that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $133,708 provide the capital needed to grow and expand your operations. We know how vital it is for businesses to access funds when they need them most.

Credit Lines and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,847,836 in loans helping members manage their finances effectively. If you're looking for additional funds without collateral requirements, our unsecured credit lines can serve as a safety net for unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide financing for Junior Lien 1-4 Family Residential Properties with total loans amounting to $82,890,801. This is an excellent opportunity if you're considering making a significant investment in your future.

Refinancing Options

If you're already holding any of these loans and are curious about better rates or terms, we also provide refinancing options to help you reduce your monthly payments or overall interest costs. Feel free to reach out to us at 512-469-7000 or visit us at 900 Round Rock Ave, Round Rock, TX 78681 to learn more about how we can assist you with your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us partner with you as you work towards achieving your financial goals!

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Velocity