Velocity Credit Union Austin TX | Convenient ATM Access & Quick Withdrawals

Introduction

Get In Touch!

Whether you need assistance or want to explore our offerings further, we're just a phone call away at 512-469-7000. If you're unable to visit us in person, please note that all official correspondence should be directed to our mailing address: P O BOX 1089, Austin, TX 78767. Visit us today at Velocity Credit Union and discover how we can help you thrive financially!

Leadership You Can Trust

Under the leadership of CEO Debbie Mitchell and Board President Kasha Bartholomew, Velocity Credit Union is dedicated to maintaining a strong foundation built on transparency and integrity. With a team of 213 employees, we are here to provide personalized service tailored to your unique circumstances.

Our Commitment to You

As your trusted financial ally, we offer a range of services designed to meet your needs whether you're looking for loans, deposits, or simply guidance on your financial journey. Currently, we have issued 36,417 loans and leases, reflecting our dedication to empowering our members through accessible financing options. Our total deposits stand at an impressive $95,185,676, showcasing the trust our community places in us.

Branch History & Mission

Community Connection

We understand that financial wellness is not just about numbers but also about relationships. That's why we've implemented various customer-centric initiatives including ATM availability for easy access to funds and digital advancements like online banking and mobile payments. We strive for ADA compliance so that all members can comfortably navigate our services. Our partnerships with local organizations highlight our commitment to community support. Whether it's sponsoring local events or participating in charitable activities, Velocity is dedicated to making a positive impact in Austin.

Join Us Today!

As we continue this journey together, we invite you to experience the benefits of being part of the Velocity family. Join us today and discover how we can help you achieve your financial dreams while supporting our shared community values. For more information or assistance, feel free to call us at 512-469-7000 or visit our website at Velocity Credit Union. Together, let's build a brighter future!

Mission Statement

At Velocity, our mission is simple yet impactful: to empower our members through accessible financial solutions while fostering community well-being. We believe that everyone deserves the opportunity for financial success, which drives us to offer competitive rates on loans and deposits, as well as personalized service tailored to each member's unique situation. Our commitment extends beyond just banking; we actively engage in community outreach initiatives that uplift those around us. While members can visit us at 4515 Seton Center Pkwy, official correspondence should be sent to P O BOX 1089, Austin, TX 78767. We are here for you during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday, ensuring that you receive the support you need when it matters most.

Our Story

From our humble beginnings, Velocity has evolved significantly. Initially founded to meet the financial needs of a small group, we have expanded our services and reach to cater to a diverse range of members across Austin. Our branch has become a cornerstone in the community, reflecting both growth and stability over the decades. We take pride in being more than just a financial institution; we are your neighbor and partner in achieving financial goals.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is located near the scenic Quarry Lake, making it a pleasant spot for a visit. Parking is ample and easily accessible, ensuring that you can park without any hassle. For those requiring additional assistance, our facility is ADA compliant with ramps and accessible entrances designed for your convenience.

Operating Hours and Services

We understand that your time is valuable. That's why we're open from 9:00 a.m. to 5:00 p.m., Monday through Friday, giving you plenty of options to stop by after work or during your lunch break. While we currently offer ATM services only providing basic access for withdrawals and balance checks you can count on us to be there when you need quick banking solutions. If you prefer to reach out before visiting, feel free to give us a call at 512-469-7000. Our friendly team is always ready to assist you with any inquiries or provide information about our services.

Visit Us Today!

While official correspondence should be sent to P.O. Box 1089 in Austin (TX 78767), we encourage you to visit us at our branch location for personalized service and support. Experience the difference at Velocity today your financial goals are just around the corner!

Member Eligibility

At Velocity, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to join our community, it's simple! Membership is open to anyone who lives, works, worships, or attends school in the area around us. We strive to make banking accessible for all, so whether you're just starting out or looking to strengthen your financial future, we welcome you with open arms. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines. Opening an account at Velocity is a breeze! You can start the process online by visiting our account opening page at https://olb.velocitycu.com/velocitycreditunion_e2e/enroll.html. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (512) 469-7000. We're here to help you every step of the way as you take this exciting step towards securing your financial well-being.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments easily, manage cash flow effectively, and provide your customers with options they love. Our merchant services make this possible. From payment processing solutions that help you accept card payments to tools that simplify invoicing and payroll, we empower you to focus on what matters most growing your business. Located at 4515 Seton Center Pkwy Austin Tx 78759 in Austin, TX, we are ready to partner with you on your path to success. Reach out to us at (512) 469-7000 or visit our website at https://www.velocitycu.com/ for more information about how we can assist your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $133,708, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Solutions for Modern Living

In today's fast-paced world, we understand that you might not always have time to visit us in person. That's why Velocity embraces technology to keep your banking accessible from anywhere. With features like online banking, mobile payments, and electronic statements, managing your finances has never been easier. Picture this: You're at home on a Sunday evening, ready to plan for the week ahead. With just a few taps on your mobile app, you can check your account balances, make transfers, or pay bills all from the comfort of your couch. Our digital banking tools are designed with your lifestyle in mind.

Everyday Banking Made Easy

Navigating your finances should be simple. That's why we offer ATM Services Only, which include basic ATM access for withdrawals and balance checks. This means that whenever you need cash or want to check your account balance, our ATMs are ready to assist you efficiently. Imagine it's a busy Saturday morning, and you're running errands. With our ATM services, you can quickly grab cash without having to step inside a bank branch. This convenience allows you to focus on what truly matters spending time with family and friends or tackling your weekend projects.

Get in Touch with Us

If you have any questions about our services or need assistance, please don't hesitate to reach out! You can contact us at (512) 469-7000, and our friendly team will be happy to help. We're here Monday through Friday from 9:00 a.m. to 5:00 p.m., ready to support all your financial needs. Whether you're looking for simple ATM services or exploring digital banking options, Velocity is committed to helping you navigate your financial journey with ease and confidence. Visit us today at 4515 Seton Center Pkwy Austin Tx 78759, and let's start working together toward achieving your financial goals! For more information about our services and how we can assist you further, don't forget to check out our website at Quarry Lake Business Center 1. Your financial well-being is our priority!

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with mobile payments, managing your spending has never been easier just tap and go! For those who prefer to stay paperless, we offer e-statements that keep your financial records organized without the clutter of physical documents. And when it comes to signing important documents, our electronic signature authorization feature allows you to sign contracts securely from anywhere.

Mobile Access

Stay connected with our convenient mobile application. It's designed for easy navigation so you can handle your banking needs right from your smartphone. Whether you're checking transactions or making a deposit, everything is just a few taps away. At Velocity, we prioritize your security while making banking as straightforward as possible. With real-time account management tools and robust protection measures in place, you can feel confident every time you log in. Experience the future of banking today with Velocity where convenience meets security! Visit us at https://www.velocitycu.com/ and take control of your financial journey now.

Financial Strength

At Velocity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our strong financial position with you. With a net worth of $154,057,049, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is supported by our net worth ratio of 14.85%, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $135,504,325 in share certificates and $202,175,901 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is further reflected in our $146,836,250 in undivided earnings. We reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $11,659 in used auto loans and $603,574,293 in total loans and leases, our lending capacity supports your financial goals across various sectors. Despite facing challenges, our operational efficiency shines through with a net income of $172,829, allowing us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having 209 full-time employees and 4 part-time employees who are dedicated to ensuring your experience with us is nothing short of excellent. Net Shares available for lending and investments stand at $0. Moreover, our total share accounts have reached an impressive count of 128,930, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Velocity is your trusted partner. Visit us at 4515 Seton Center Pkwy Austin Tx 78759 or call (512) 469-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $265,045,368 in used vehicle loans and $124,315,090 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what best fits your needs. Plus, if you're considering refinancing your current auto loan, we have options available to help you lower your payments or pay off your loan faster.

Credit Lines

For those who prefer flexibility in borrowing, our total credit lines amount to $490,524,526. This option allows you to access funds as needed while only paying interest on what you use. At Velocity located at 4515 Seton Center Pkwy Austin Tx 78759, our team is ready to assist you with all your lending needs. You can reach us at 512-469-7000 during our operating hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With various financing solutions available and expert support at every step, we're here to help turn your plans into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,890,801, make buying or refinancing simple. We understand that purchasing a home is a significant step, and we're here to guide you through the process with tailored solutions that fit your budget and timeline.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $30,847,836 in loans helping members manage their finances effectively. This option provides convenience for unexpected costs or planned purchases without tying up your savings.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect the current market conditions.

VELOCITY CREDIT UNION - Austin, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

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