Velocity Community Credit Union Royal Palm Beach FL | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Velocity Community at our Royal Palm Beach Office, located at 563 N State Road 7, Royal Palm Beach, FL 33411. Since our establishment in 1958, we have been dedicated to serving our community and building strong financial futures for our 24,754 members. With a commitment to providing personalized banking solutions, we currently manage assets totaling an impressive $492,059,788 and maintain a robust net worth of $57,897,616. At Velocity Community, we're more than just a credit union; we're your neighbors. Our team of 87 employees, led by CEO Jeff Marshall and Board President Roger Sither, is passionate about delivering exceptional service tailored to your financial needs. Whether you're looking for auto loans where we proudly have over 15,697 loans and leases or personal banking services like checking and savings accounts, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to PO Box 30669, Palm Beach Gardens, FL 33420. We invite you to explore the many ways we can assist you in achieving your financial goals. With total deposits amounting to $47,643,440, and cash in hand of $1,616,457, we are well-positioned to support your financial aspirations with confidence. Our dedication extends beyond just numbers; it reflects our commitment to enhancing the lives of our members and contributing positively to the community. Feel free to reach out to us at (561) 775-2525 during our operating hours from 8:30 AM to 5:00 PM on weekdays. Visit our website at Velocity Community for more information or take the next step towards securing your financial future by applying for an account today!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements that enhance your banking experience. From online banking services to mobile payments, we ensure that you have the tools you need at your fingertips. Our commitment also extends to accessibility; we strive for ADA compliance so everyone can benefit from our services. While members can visit us at our branch location in Royal Palm Beach, official correspondence should be sent to PO Box 30669, Palm Beach Gardens, FL 33420.

Join Us Today!

We invite you to be part of the Velocity Community family. Experience the benefits of being a member-focused credit union that puts you first. Whether you are looking for personal banking solutions or want support in achieving your financial goals, we're here for you. For more information or assistance, feel free to reach out at (561) 775-2525 during our operating hours from Monday through Friday, 8:30 AM - 5:00 PM. Together, let's build a brighter financial future!

Our Mission

At Velocity Community, our mission is clear: we are here to foster financial well-being and support our community. We believe in providing quality financial services while promoting growth and stability for every member. Our dedication goes beyond transactions; it's about building lasting relationships based on trust and transparency. In addition to offering competitive rates on loans and deposits, we prioritize community outreach initiatives. We partner with local organizations to support various causes, ensuring that we contribute positively to the neighborhoods where our members live and work.

Branch Location & Accessibility

Come Visit Us!

Ready to take the next step towards better banking? We invite you to stop by or give us a call at 561-775-2525. The Velocity Community team looks forward to welcoming you and helping you achieve your financial goals!

Convenient Access for Everyone

At our Royal Palm Beach office, we prioritize making your visit as smooth as possible. We offer ample parking right outside the branch, and our facility is designed to be accessible for all members, including those who require ADA-compliant features like ramps. Whether you're stopping by for a quick transaction or planning a longer visit, you'll find it easy to get in and out.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer lobby hours from 8:30 AM to 5:00 PM on weekdays. Come by during these times to meet with our staff who are ready to assist you with services like personal banking, auto loans, mortgage options, and more.

Services Tailored Just for You

While visiting us, you can explore a variety of financial services tailored to fit your needs from checking and savings accounts to credit cards with rewards. Although we currently do not have ATM or drive-thru facilities available at this location, our knowledgeable staff are always on hand to help you with any banking questions or transactions.

Member Eligibility

Becoming a member of Velocity Community is like joining a warm, welcoming family that prioritizes your financial well-being. If you live, work, or worship in the areas we serve, you're likely eligible to join us! Our community is inclusive, and we love to welcome new faces who share our values of support and collaboration. You can find detailed eligibility criteria by visiting , which outlines everything you need to know about becoming part of our credit union. The process is straightforward; once you confirm your eligibility, simply head over to https://app.loanspq.com/apply.aspx ?lenderref=velccu121818&list=xasa1s2sst to open your account. Should you have any questions, feel free to give us a call at (561) 775-2525. We're excited to help you start your journey with us at Velocity Community, located at 563 N State Road 7 Royal Palm Beach Fl 33411, where your financial dreams can thrive!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with efficient payment processing that keeps your cash flow healthy. Our merchant services offer secure and reliable solutions tailored to meet your operational needs. From credit card processing to online transactions, we ensure that you have the tools necessary to serve your customers effectively. Visit us at 563 N State Road 7 Royal Palm Beach Fl 33411 in Royal Palm Beach, FL, or call us at (561) 775-2525 to learn how our business banking and commercial services can empower your success today!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential tools and resources through our business banking services. From merchant services that streamline payment processing to various types of business loans, we aim to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, having access to your financial information at your fingertips is crucial. That's why we prioritize convenience with our online and mobile banking features. You can easily check your balance, transfer funds, or pay bills anytime from anywhere. We also support ATM and cash withdrawal services, ensuring that you can access your money when you need it most. At Velocity Community, we understand that managing finances can be overwhelming at times. That's why we strive to create an environment where you feel supported every step of the way. If you're ready to take control of your financial future or simply want more information about our offerings, visit us online at Velocity Community or stop by our branch today! Let us partner with you on this journey toward achieving your financial goals.

Credit Cards and Rewards

To enhance your spending experience, we also offer credit cards with rewards. These cards allow you to earn points or cash back on your purchases, making every dollar spent work for you.

Personal Banking Solutions

Whether you're opening your first checking account or looking for a reliable savings option, Velocity Community has you covered. Our personal banking services include both checking and savings accounts designed to help you manage your finances effectively. For those in need of transportation, we offer auto loans and vehicle financing that make it easier to get behind the wheel without breaking the bank. If you're considering purchasing a home or refinancing your existing mortgage, our mortgage loans are competitively priced and come with guidance throughout the process. And for those times when unexpected expenses arise, our personal loans and debt consolidation options can provide the financial relief you need.

Digital & Online Banking

Convenient Online Banking

Our robust online banking services at https://www.velocitycommunity.org/ let you handle all your banking needs from the comfort of your home or on the go. With 24/7 access, you can check balances, transfer funds, and pay bills at your convenience no more waiting in line! Whether you're using a laptop or a smartphone, managing your finances has never been simpler.

E-Statements and Electronic Signatures

Keeping track of your statements is a breeze with our e-statements feature. Say goodbye to paper clutter and hello to instant access to your financial documents. Additionally, we offer electronic signature authorization for added convenience when completing transactions or applications all while keeping security as a top priority. At Velocity Community, we are committed to providing you with accessible and easy-to-use tools for real-time account management. Join us today and experience the freedom of digital banking tailored just for you!

Mobile Applications and Payments

For those who prefer banking on the move, our mobile application is available for download, making it easy to stay connected with your accounts. You can even make mobile payments with just a few taps on your screen. No need to carry cash or cards just use your phone! Plus, our person-to-person transfer feature allows you to send money quickly and securely to friends or family without any hassle.

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 47,243, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $2,423,704, further highlighting our capability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Velocity Community is your trusted partner. Visit us at 563 N State Road 7 Royal Palm Beach Fl 33411 or call (561) 775-2525 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into Our Community

With $21,967,808 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $4,654 in used auto loans and $311,581,068 in total loans and leases.

Member-Centric Approach

Members' savings are secured through $72,725,432 in share certificates and $49,722,571 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $5,354,498, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $57,897,616, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,176 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $85,997,482 in used vehicle loans and $50,522,880 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to suit your budget and lifestyle.

Credit Lines

For those who need additional flexibility with their finances, we offer total credit lines amounting to $191,454,291. This option is perfect for managing unexpected expenses or planning larger purchases without the stress. At Velocity Community, we are committed to providing personalized service and solutions tailored to meet your specific financial needs. If you're interested in exploring refinancing options or checking your eligibility for any of our products, please don't hesitate to contact us. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us online at Velocity Community or call us today to learn more about how our loan products can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $40,690,137, we can help you navigate the home-buying process smoothly. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $18,201,924 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that fit your spending habits.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with the knowledge they need to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers without hidden fees or misleading information. One of the key benefits of using LendMesh is its commitment to providing verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Furthermore, LendMesh stands out by offering no sponsored listings; lenders are not prioritized based on paid promotions. This means users can trust that the results they see are truly unbiased. With real-time rate comparisons, users have access to up-to-date loan rates from multiple institutions. This feature helps them quickly assess their options and choose the best deal for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

VELOCITY COMMUNITY FEDERAL CREDIT UNION - Royal Palm Beach, FL