Velocity Community Credit Union Palm Beach Gardens FL | Best Auto Loans & Business Banking

Introduction

Welcome to Velocity Community, your trusted financial partner in Palm Beach Gardens, FL! Nestled at 2801 Pga Blvd Ste 120, we have proudly served our community since 1958. With a commitment to providing personalized banking solutions, we cater to the diverse needs of our 24,754 members. Our total assets of $492,059,788 reflect our stability and dedication to helping you achieve your financial goals. At Velocity Community, we understand that banking is more than just numbers; it's about building relationships and supporting each other. Whether you're looking for a new auto loan, mortgage refinancing, or simply a savings account that offers great returns, we've got you covered. With total deposits reaching $47,643,440 and over 15,697 loans issued, our focus is on fostering financial growth for every member. Led by our dedicated CEO, Jeff Marshall, and Board President Roger Sither, we strive to create an environment where trust and transparency thrive. We also take pride in our team of 87 employees, who are always ready to assist you with a smile. While members can visit us at our branch location in Palm Beach Gardens, official correspondence should be sent to PO Box 30669, PALM BEACH GARDENS, FL 33420-0669. Ready to take the next step towards better banking? Give us a call at 561-775-2525 or explore our services online at Velocity Community. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Join Us

We invite you to experience everything Velocity Community has to offer. With dedicated staff ready to assist you during our operating hours Monday through Thursday from 8:00 AM to 5:00 PM, Friday from 8:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM you'll find personalized service tailored just for you. If you're looking for a financial institution that cares about your success as much as you do, look no further than Velocity Community. Come join us today and see how we can help you achieve your financial goals! For more information or assistance, give us a call at (561) 775-2525 or visit us online at Velocity Community.

Our Evolution

From our humble beginnings, we've achieved significant milestones that showcase our dedication to excellence. Today, we proudly manage total assets of nearly $492 million. This growth allows us to provide a wide range of financial services tailored to meet the needs of our diverse membership. We have expanded our offerings to include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our physical presence is complemented by modern digital advancements. We embrace technology with features like online banking and mobile payments, ensuring that our members can manage their finances conveniently and securely. We also prioritize accessibility with ADA-compliant facilities and services.

Our Mission

Velocity Community's mission centers on empowering individuals and families through exceptional financial services while making a positive impact in the community. We believe that when our members succeed financially, the entire community thrives. Our outreach efforts include partnerships with local organizations and initiatives that aim to uplift those in need. While members can visit us at 2801 Pga Blvd Ste 120 Palm Beach Gardens Fl 33410, official correspondence should be sent to PO Box 30669, PALM BEACH GARDENS, FL 33420-0669.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking for our members, including accessible spaces to ensure everyone can visit us without hassle. Our location is ADA compliant, featuring ramps and easy access points for those who may need extra support. We understand that your time is valuable, which is why our lobby hours are tailored to fit your busy schedule. You can stop by Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday for drive-thru services from 9 AM to 1 PM. Need assistance? Give us a call at 561-775-2525, and our friendly staff will be happy to help.

Services Tailored Just for You

At Velocity Community, we pride ourselves on offering a wide range of services that cater to your personal and business needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered. Plus, our ATM availability ensures you have easy access to cash whenever you need it. For added convenience, we also provide basic drive-thru banking for deposits and withdrawals along with shared service transactions if you're a member of one of our partner credit unions. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 30669, PALM BEACH GARDENS, FL 33420-0669. Ready to experience exceptional service? We invite you to visit us today or check out our website at velocitycommunity.org for more information!

Member Eligibility

Joining the Velocity Community is not just about opening an account; it's about becoming part of a warm, supportive family that cares about your financial well-being. If you're looking to become a member at our Palm Beach Gardens branch, located at 2801 Pga Blvd Ste 120 Palm Beach Gardens Fl 33410, we'd love to welcome you! Membership is open to those who live, work, or worship in our community, making it easy for many to join us. Whether you're a first-time bank user or looking for better options, being part of Velocity Community means enjoying personalized service and competitive rates tailored just for you. To find out more about the specific eligibility criteria, feel free to check out our detailed information at . When you're ready to take the next step, opening an account with us is simple and quick; just visit https://app.loanspq.com/apply.aspx?lenderref=velccu121818&list=xasa1s2sst to get started. If you have any questions or need assistance, don't hesitate to call us at (561) 775-2525. We're here for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to invest in new equipment or open a second location. With our tailored loan options, your vision can become a reality.

Merchant Services

In today's fast-paced marketplace, efficient payment solutions are essential. Our merchant services simplify transactions for you and your customers, allowing you to focus on what really matters growing your business. For example, you can easily accept payments online or in-person, ensuring a seamless experience for your customers. With our services at 2801 Pga Blvd Ste 120 Palm Beach Gardens Fl 33410 in Palm Beach Gardens, FL, we empower local businesses to thrive. Let's work together to turn your business goals into achievements! Reach out today at (561) 775-2525 for more information.

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust business banking services including merchant services and business loans. We understand the unique challenges businesses face, which is why we're here to support you with tailored solutions that help your business thrive.

Convenient Access

At Velocity Community, convenience is key. We provide ATM services for easy cash withdrawals and balance checks whenever you need them. Our drive-thru service allows for quick deposits and withdrawals without ever leaving your vehicle ideal for busy days! Additionally, if you're a member of another credit union, take advantage of our shared branch transactions, allowing you to perform basic transactions like deposits and withdrawals seamlessly. If you're ready to take control of your financial future or simply want more information about any of these services, don't hesitate to reach out! Call us at 561-775-2525 or visit our website at Velocity Community. Let us help you unlock new possibilities today!

Credit Cards

Want rewards while you spend? Our credit cards with rewards can earn you benefits on everyday purchases. This means that every swipe brings you closer to exciting rewards, making it easier for you to enjoy life's little luxuries.

Home Financing

Dreaming of owning a home? Our mortgage loans and refinancing options are designed to help you navigate the home buying process smoothly. You'll find personalized support from our knowledgeable team who will guide you every step of the way. With flexible terms and competitive interest rates, we work hard to make homeownership accessible for all our members.

Personal Banking

Managing your finances can be simple and rewarding with our personal banking options. We offer checking and savings accounts tailored to fit your lifestyle. Imagine having access to your funds anytime through our online and mobile banking services perfect for busy individuals and families on the go! Plus, with features like e-statements and mobile payments, tracking your spending has never been easier. When it comes to making big purchases or consolidating debt, our auto loans and personal loans can help you achieve those goals without the stress. Whether you're eyeing a new car or need assistance managing existing debts, we provide competitive rates that suit your budget.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides a user-friendly experience, making it simple to check balances, transfer funds, and pay bills. You can also take advantage of our electronic signature authorization feature, allowing you to complete transactions securely without needing to visit a branch. For those who prefer paperless options, we offer e-statements that keep your financial records organized and easy to access.

Mobile Banking Made Easy

With our mobile application, banking is literally at your fingertips. Whether you're paying for groceries or splitting the bill with friends through our person-to-person transfer feature, you'll find that making payments has never been easier. Plus, our mobile payments functionality means you can pay with just a tap on your smartphone.

Security You Can Trust

We know that security is a top concern for our members. That's why our digital banking services are equipped with advanced security features to ensure your information remains safe. You can bank with peace of mind knowing that we prioritize your privacy and data protection. In short, Velocity Community offers modern banking solutions designed for today's member. Enjoy real-time account management and the flexibility to handle your finances in a way that fits your life. Explore all these features by visiting us at https://www.velocitycommunity.org/!

Financial Strength

At Velocity Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with confidence. With a net worth of $57,897,616, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,176 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $72,725,432 in share certificates and $49,722,571 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $21,967,808 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $4,654 in used auto loans and $311,581,068 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $5,354,498, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $2,423,704. Total Share and Deposit Accounts: 47,243, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Velocity Community is your trusted partner. Visit us at 2801 Pga Blvd Ste 120 Palm Beach Gardens Fl 33410 or call (561) 775-2525 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

In addition to our auto and mortgage loans, we provide personal loans for debt consolidation and other needs. If you're interested in exploring refinancing options or checking your eligibility for any of our loan products, feel free to reach out! For further information about our loan offerings or if you have any questions, don't hesitate to contact us at 561-775-2525. You can visit us at 2801 Pga Blvd Ste 120 Palm Beach Gardens FL 33410 or check out our website at Velocity Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $85,997,482 in used vehicle loans and $50,522,880 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our financing options make it easy for you to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,690,137. We aim to make buying or refinancing simple and accessible for our members. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to help guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $18,201,924 in loans available, our credit cards are designed to help you manage your finances effectively without breaking the bank.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that all offers presented are fair and transparent, allowing users to trust the accuracy of their loan comparisons.