Welcome to velma, where our commitment to serving the community and empowering our members has been steadfast since our establishment in 1953. Located in the heart of Velma, OK, we pride ourselves on being a trusted financial partner for individuals and families alike. Under the leadership of CEO Heather Williams and Board President Jack Smith, we strive to create a welcoming environment that prioritizes your financial well-being.

At velma, we understand that modern banking needs to be accessible and convenient. While we may not currently offer features such as online banking, mobile applications, or e-statements, our dedicated team is here to provide personalized service tailored to your unique financial journey. We are proud to be federally insured by NCUA since 1/4/1971 0:00, ensuring that your deposits are secure with us. Whether you are seeking auto loans, personal loans, or business banking solutions, we invite you to explore the services available through our institution. For more information, feel free to contact us at (580) 444-2851 or visit our official website at . Join us in achieving your financial goals with trust and confidence!

At Velma Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking solutions, including checking and savings accounts, to specialized offerings like auto loans and vehicle financing, we are dedicated to helping you manage your everyday banking needs. Our mortgage loans and refinancing options provide support for those looking to secure their dream home or improve their current living situation. Additionally, our credit cards come with rewards that can enhance your spending experience, while our business banking services cater to small businesses by providing merchant services and business loans that foster growth and stability.

In today's fast-paced world, convenience is paramount, which is why we emphasize digital access for all our members. Although we currently do not offer online banking or mobile applications, we are committed to providing reliable personal support through our branch. Whether you need assistance with traditional banking or have questions about planning for life milestones, our team is here to guide you every step of the way. If you're considering membership or want to explore your options further, please visit for details on how you can join our community. For those interested in exploring loan options and comparing rates, feel free to check out https://www.lendmesh.com/loans/vehicle_loans for valuable resources. Should you have any inquiries or require assistance, don’t hesitate to reach out at (580) 444-2851—we're here to help!

Velma Federal Credit Union has established itself as a trusted financial partner in the community, exemplifying stability and reliability since its inception in 1953. With a robust Total Membership of 693, the credit union has built a solid foundation that reflects the trust and loyalty of its members. As of now, Velma boasts Total Assets amounting to 2,983,099, showcasing its ability to effectively manage resources and provide valuable services.

The credit union's commitment to financial health is evident in its impressive Net Worth of 416,922, which contributes to a remarkable Net Worth Ratio of 1,398. This strong ratio not only signifies financial stability but also enhances member confidence in the institution's long-term sustainability. Furthermore, with Total Deposits reaching 198,617 and a diverse portfolio reflected in Total Loans and Leases totaling 185, Velma Federal Credit Union demonstrates its capability to meet various financial needs.

With a dedicated team of just 2 employees, Velma operates efficiently while providing personalized service to its members. The credit union’s approach fosters strong relationships, ensuring that each member feels valued and understood. In addition, Velma's offerings include a range of financial products, highlighted by an Auto Loan Volume of 156 and a modest yet significant Credit Card Loan Volume of 38.

At Velma Federal Credit Union, transparency is paramount, with performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This dedication to openness reinforces the institution's credibility as a reliable partner for individuals seeking to manage their finances effectively.

For those looking to explore their financing options further, compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.