Vatat Credit Union Austin TX | Convenient ATM Services Branch

Introduction

Welcome to Vatat, your trusted financial partner located at 114 E Huntland Dr, Austin, TX 78752. Since our establishment in 1961, we have been dedicated to serving our community with integrity and care. As a member-driven credit union, we pride ourselves on fostering strong relationships with over 1,064 members who rely on us for their financial needs. At Vatat, we understand that your financial journey is unique. That's why we offer personalized services tailored to help you achieve your goals. With total assets of $10,721,936 and total deposits amounting to $988,163, we are committed to ensuring your funds are secure while providing competitive loan options. Currently, we manage a total of 507 loans and leases, demonstrating our commitment to supporting both personal and community growth. Our leadership team, guided by CEO Meredith Hartmann and Board President Steve Forsythe, brings years of experience and a deep understanding of our members' needs. Together, they lead a dedicated team of just 3 employees, all focused on delivering exceptional service. If you ever need assistance or have questions about our offerings, don't hesitate to reach out at 512-458-8253. While you can visit us at our branch for friendly face-to-face support, please note that official correspondence should be directed to the same address: 114 E Huntland Dr, Austin, TX 78752. We invite you to explore our website at vatatcu.org for more information about membership eligibility and the various services we provide. Join us in building a stronger community together your financial future starts here!

Branch History & Mission

A Journey Through Time

From our humble beginnings more than six decades ago, Vatat has evolved into a trusted credit union. We began with a simple goal: to provide accessible financial solutions to our members. Over the years, we've embraced change and innovation while staying true to our core values of integrity and community support. Our branch's unique identifier is 49181, which represents not just a number but a legacy of trust and growth in Austin. As we expanded our services and membership, we also enhanced our facilities to better serve you. Today, even though we do not offer drive-thru banking or ATMs at this location, we are dedicated to providing exceptional service through online banking and electronic signature capabilities.

Community Focus

Vatat isn't just about numbers; it's about people. We actively seek partnerships within the Austin community to uplift those around us. Our outreach programs aim to provide financial education and support for local initiatives because when our community thrives, we all thrive. As part of our commitment to ADA compliance and customer-centric initiatives, we continually work on improving accessibility for all members. With digital advancements like online banking and mobile applications on the horizon, we're excited about what the future holds.

Join Us

We invite you to become part of the Vatat family! Experience first-hand how we can help you meet your financial needs while being an integral part of a community that cares. For more information about membership eligibility or services offered, please visit our website or call us at 512-458-8253. Together, let's build a brighter financial future!

Our Mission

At Vatat, our mission is clear: to empower members by offering personalized financial solutions that help them achieve their goals. We understand that each member's journey is unique, and we strive to tailor our services accordingly. Whether it's saving for a home or managing day-to-day finances, we are here to support you every step of the way. While members can visit us at 114 E Huntland Dr, official correspondence should be sent to the same address. Our operating hours are designed with your convenience in mind open Monday through Friday from 7:30 AM to 6:30 PM.

Branch Location & Accessibility

Welcome to Vatat, your friendly neighborhood credit union located at 114 E Huntland Dr in the vibrant city of Austin, TX! Our branch is easily accessible and situated near several local landmarks, making it convenient for you to stop by. Whether you're on your way to explore the beautiful parks nearby or visiting one of the local shops, we are here to serve you. At Vatat, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without any hassle. Plus, ample parking is available right outside our doors, so you can visit us with ease. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. We're open from 7:30 AM to 6:30 PM on weekdays, ready to assist you with all your banking needs. While we currently do not have ATM services or drive-thru banking available at this location, our dedicated team is always prepared to help you inside the branch. If you need assistance outside of regular banking hours or prefer to reach out from home, feel free to call us at 512-458-8253. We're happy to answer any questions you may have about our services or membership options. While members can visit us at 114 E Huntland Dr for in-person transactions and consultations, please note that any official correspondence should be sent to the same address. We invite you to come by and experience the personalized service that sets Vatat apart. Our team looks forward to welcoming you and helping you with your financial journey!

Member Eligibility

At Vatat, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as meeting a few friendly criteria. If you live, work, or worship in the Austin area, you're likely eligible to join us! We welcome individuals from all walks of life who are looking for a place where their financial needs are prioritized. Once you're part of our family, you'll enjoy numerous benefits, including personalized service and access to tailored financial products that can help you reach your goals. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at https://www.vatatcu.org/membership/ . If you have any questions or need assistance, don't hesitate to reach out to us at (512) 458-8253. We're excited to help you start your journey with us at Vatat, located at 114 E Huntland Dr Austin Tx 78752!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools you need to manage payments efficiently, enhance customer satisfaction, and focus on what you do best running your business. Our merchant services simplify transactions so you can serve your customers seamlessly. From payment processing to reporting features, we provide practical solutions that make day-to-day operations smoother. Visit us at 114 E Huntland Dr Austin Tx 78752 in Austin, TX, or give us a call at (512) 458-8253 to explore how our business banking and commercial services can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Closer Look at Our Services

One of the standout features at Vatat is our ATM services. We know that convenience is key when it comes to accessing your funds. With our ATM services, you can withdraw cash, check your balance, and manage your money without stepping into the branch. Imagine being out and about in Austin; with our ATMs conveniently located throughout the area, you'll have peace of mind knowing you can access your cash anytime. We understand that many of our members lead busy lives, which is why we emphasize ease of access through digital banking. With options like online banking and e-statements, managing your finances has never been easier. You can view your account balances, transfer funds between accounts, and even pay bills from the comfort of your home or on the go using our mobile application.

Join Us Today!

We invite you to experience what makes Vatat special. Visit us at 114 E Huntland Dr in Austin, or explore more about our offerings by visiting our website. Whether it's utilizing our ATM services or engaging with us online, we are committed to providing solutions that cater to your needs. Join us today and take the first step towards a brighter financial future!

Member-Centric Approach

At Vatat, we believe in serving our members with warmth and personal attention. Whether you're new to banking or looking for specific financial products, we're here to help guide you through every step. Our team is always ready to answer any questions you may have about our services or assist you in making informed decisions about your financial future. If you're curious about membership eligibility or want to learn more about how we can support your financial journey, feel free to reach out! You can contact us at 512-458-8253, and one of our friendly staff members will be happy to assist you.

Digital & Online Banking

Accessibility and Security

Sending money to friends or family? With our person-to-person transfer feature, sharing funds is fast and straightforward. Whether it's splitting a bill or sending a gift, you can do it all within moments. And if you're concerned about security, rest assured that our online banking services come equipped with robust protections to keep your personal information safe. At Vatat, we prioritize accessibility and ease-of-use in everything we do. We know that managing your finances should be simple and stress-free. Experience the freedom of real-time account management with our digital solutions tailored just for you. Join us today and explore the advantages of modern banking!

Key Features

Our user-friendly mobile application makes banking on the go a breeze. You can easily manage your accounts right from your smartphone, making it simple to stay on top of your financial life. Plus, with our electronic signature authorization feature, signing important documents has never been easier or more secure. Need to review your account statements? Our e-statements are readily available, allowing you to access your financial information anytime without cluttering your mailbox. This eco-friendly option not only helps you stay organized but also keeps your information safe.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vatat is your trusted partner. Visit us at 114 E Huntland Dr Austin Tx 78752 or call (512) 458-8253 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $1,751,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This focus on improvement allows us to support our community effectively while maintaining high standards of service. Our lending capacity is substantial with $163 in used auto loans and $8,905,552 in total loans and leases. This means we're ready to help you achieve your financial goals across various sectors.

Member Savings and Security

Members' savings are secured through $3,726,978 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your assets is evident as we also have $0 in money market shares available for those looking for secure investment options. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $59,582, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $1,811,223, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,689 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 1,266, showing a strong and growing member base that trusts us with their finances. Additionally, our Net Shares (Funds available for lending and investments): $938,272 underline our commitment to responsible management of your funds.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,292,058 in used vehicle loans and $2,930,797 in new vehicle loans already helping members get on the road. We provide flexible terms tailored to fit your budget, making it easier than ever to drive away in the vehicle you want.

Credit Lines

For those needing additional flexibility with their finances, we provide credit lines totaling $500,000. This option is perfect for managing unexpected expenses or funding personal projects without the hassle of multiple applications. If you're considering refinancing options or would like more information about eligibility requirements for any of our loan products, feel free to visit our website at Vatat or check out our membership details here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to transparency and helping you make informed financial decisions that benefit your future.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $0, making buying or refinancing simple and straightforward. We aim to guide you through each step of the process with clear information and dedicated support.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, as of now, we do not have any outstanding amounts in this category. If you're interested in establishing or improving your credit profile through responsible credit usage, please keep an eye on our future offerings.

Loan Aggregator

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VATAT CREDIT UNION