Welcome to vapr, proudly serving our community since 1950. With a strong commitment to financial empowerment and service, we strive to provide our members with the tools and resources they need to achieve their financial goals. Under the leadership of CEO Jose Ramos Monell and Board President Eduardo Ortega, we have built a reputation for trust, accessibility, and a member-first approach, right from our headquarters in San Juan, PR.

As an NCUA-insured institution since 1/4/1971 0:00, we ensure that your deposits are protected while offering modern banking solutions designed for today's lifestyle. Enjoy the convenience of online banking, a user-friendly mobile application, and features like P2P transfers, e-statements, mobile payments, and e-signature authorization. We invite you to explore how vapr can support your financial journey by visiting our official website at https://www.vaprfcu.com/ or reaching out via fax at (787) 773-7611. Join us in making a positive impact on our community while taking advantage of exceptional financial services tailored just for you.

At vapr, we understand that managing your finances is a crucial part of achieving your life goals, whether that's buying a new car, starting a small business, or planning for a secure future. Our comprehensive suite of services is designed to meet the diverse needs of our members in PR. From personal banking options like checking and savings accounts to specialized lending solutions such as auto loans, mortgage refinancing, and credit cards with rewards, we are here to support you every step of the way. Our commitment to providing accessible financial solutions extends into the realm of business banking, where we offer merchant services and business loans tailored to help entrepreneurs thrive.

In today's fast-paced world, convenience is key. That's why vapr offers a robust online banking platform along with a user-friendly mobile application, allowing you to manage your finances on-the-go. With features like person-to-person transfers, mobile payments, and e-statements, you can effortlessly handle everyday transactions while keeping track of your spending. Additionally, our electronic signature option streamlines the loan application process, making it easier than ever to secure the financing you need. For those looking to explore their membership eligibility or compare loan rates effortlessly, our resources at and https://www.lendmesh.com/loans/vehicle_loans provide valuable insights.

We pride ourselves on being more than just a financial institution; we are a community partner dedicated to enhancing the financial well-being of our members. Whether you're reaching out for personalized support at (787) 773-7611 or taking advantage of our extensive range of services, we are committed to helping you achieve your financial aspirations with confidence and ease.

In today's dynamic financial landscape, choosing a trusted partner for your financial needs is crucial. vapr stands out as a beacon of reliability and service excellence. With a total membership of 19,843, this institution has garnered the trust of thousands, reflecting its commitment to serving the community effectively. The impressive total assets amounting to 271,813,675 showcase the strength and stability that members can rely on, ensuring their funds are safeguarded.

Moreover, with a net worth of 29,099,882 and a robust net worth ratio of 1,068, vapr demonstrates sound financial health and resilience in the face of economic challenges. The institution's ability to generate a net income of 1,723,655 further highlights its successful operations and prudent management practices.

Members benefit from solid financial backing, supported by total deposits of 34,835,615 and an extensive portfolio comprising 10,648 loans and leases. This diverse range of offerings includes not only auto loans, with an impressive volume of 1,336, but also commercial loans totaling 5, catering to both individual and business needs.

The dedicated team behind vapr, consisting of 63 employees, works tirelessly to provide personalized service that meets the unique requirements of every member. Their commitment is evident in every interaction, making banking not just a transaction but a relationship built on trust.

As you explore your options for financial services, consider partnering with an institution that prioritizes transparency and community impact. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Ready to take the next step? Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.