Vantage West Credit Union Tucson AZ | Best Business Loans & Rewards Cards

Introduction

Welcome to Vantage West, your trusted partner in financial success right here at our 1st/wetmore Branch located at 4280 N 1St Ave, Tucson, AZ 85719. Since opening our doors in 1955, we've been committed to serving our community with a personal touch that sets us apart from traditional banks. With over 195,000 members, we take pride in providing the financial tools and resources you need to thrive. At Vantage West, we understand that your financial goals are unique. That's why we offer a variety of services tailored just for you, whether you're looking for a new auto loan, mortgage financing, or personal banking solutions. With total assets exceeding $3.14 billion and total deposits reaching $185.9 million, we have the strength and stability to support your dreams. Our dedicated team of 475 employees, led by CEO Sandra Sagehorn-Elliott and Board President Douglas Zimmerman, is here to assist you every step of the way. We believe in building lasting relationships with our members based on trust and transparency. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4280 N 1st Ave, Tucson, AZ 85719. Ready to take control of your financial future? Whether you're looking to open an account or learn more about our services, feel free to give us a call at 520-298-7882 or visit our website at Vantage West. We're excited to help you achieve your financial goals!

Branch History & Mission

Community Engagement

At Vantage West, we understand that our success is intertwined with the well-being of our community. We actively participate in outreach programs that support local schools and charities. Furthermore, our shared service center makes it easier for members of partner credit unions to access basic banking services at our branch. In this digital age, we also embrace technology by offering online and mobile banking solutions that make managing finances straightforward and accessible for everyone. With features such as mobile payments and person-to-person transfers, we ensure that our members can bank on their terms. We invite you to join Vantage West today! Experience firsthand how our commitment to your financial health can make a difference in your life. For more information or to open an account, visit us at Vantage West or call us at 520-298-7882. Together, let's build a brighter financial future!

Our Mission

Our mission is clear: to deliver financial solutions that foster growth and stability for our members while also giving back to the community. We believe that everyone deserves access to quality financial services, which is why we offer a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Additionally, we are committed to supporting local initiatives and partnerships that promote economic well-being in Tucson. While members can visit us at 4280 N 1st Ave, official correspondence should be sent to the same address. Our operating hours are designed with convenience in mind: from Monday to Thursday, we're open from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday until 1 PM.

Branch Location & Accessibility

Connect With Us

Have questions? Feel free to call us at 520-298-7882. We encourage you to stop by our branch or give us a call so we can help you discover how Vantage West can support your financial journey. We look forward to welcoming you soon!

Operating Hours

We know your time is valuable, which is why we offer flexible hours tailored to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance during the week or have time on Saturday morning, we're here for you!

Services We Offer

At Vantage West, we provide a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is prepared to guide you through every step. Plus, with ATM availability right at our branch and shared service center access for partner credit union members, you can manage your finances effortlessly.

Visit Us

Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. While you can come to our physical location for all your banking needs, please remember that official correspondence should be sent to the same address: 4280 N 1st Ave, Tucson, AZ 85719.

Member Eligibility

At Vantage West, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you're living, working, or attending school in the Tucson area, you're likely eligible to join us. We also extend membership to family members of current members, making it easier for your loved ones to enjoy the benefits of credit union membership together. By joining Vantage West, you'll gain access to a variety of financial services tailored just for you, from checking and savings accounts to loans and credit cards with rewards. Ready to take the next step? Opening an account at Vantage West is straightforward! You can find all the details about eligibility and account opening on our website: Eligibility Criteria and Account Opening Information. If you have any questions or need assistance, feel free to reach out at (520) 298-7882. Join us today at 4280 N 1St Ave Tucson Az 85719 and experience the difference that comes with being part of our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,567,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments seamlessly, whether your customers are shopping online or in-store. Our merchant services make it easy for you to process transactions securely and efficiently. From point-of-sale systems to mobile payment options, we provide the tools you need to enhance customer experiences and increase sales. Choose Vantage West as your partner in business banking, where our goal is to help you thrive. Visit us at 4280 N 1St Ave Tucson Az 85719 or call us at (520) 298-7882 to learn more about how we can support your business today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer specialized business banking services, including merchant services and business loans designed to support growth and innovation. No matter what stage your business is in, we're equipped to help you succeed.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features so you can manage your finances anytime, anywhere. Need cash? Our ATMs provide quick access for withdrawals and balance checks without any hassle.

Home Financing Options

When it comes to homeownership, we offer a range of mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our team is here to guide you through every step of the process. It's all about helping you find the best solution that meets your needs.

Personal Banking Solutions

Our personal banking services include everything from checking and savings accounts to help you manage your day-to-day finances effectively. Imagine being able to track your spending while earning interest on your savings it's all part of our commitment to enhancing your financial well-being. If you're thinking about purchasing a new car, our auto loans and vehicle financing options make it easy to get behind the wheel with affordable rates tailored to fit your budget.

Personal Loans & Credit Cards

Need extra cash for an unexpected expense? Our personal loans and debt consolidation services can provide the financial relief you need. Plus, with our credit cards with rewards, you can earn points on everyday purchases that can be redeemed for travel, gift cards, and more. It's a smart way to make your spending work for you.

Shared Branching & ATM Access

We understand that flexibility is important. At Vantage West, we also participate in shared branching, allowing you to complete basic transactions like deposits and withdrawals if you're a member of partner credit unions. Plus, our ATM availability means that accessing your funds is always just around the corner. For more information or assistance with any of our services, feel free to call us at (520) 298-7882 or visit us during our operating hours: Monday through Thursday from 9 AM - 5 PM, Friday from 9 AM - 6 PM, and Saturday from 9 AM - 1 PM. We invite you to become part of the 1st/wetmore Branch family where we're committed to helping you achieve financial success!

Digital & Online Banking

Easy Account Management

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds without ever needing to step foot in a branch. You can also enjoy the benefits of e-statements, which let you view your account activity online securely and conveniently. No more waiting for paper statements in the mail; with just a few clicks, you have access to all your financial information.

Secure Transactions

Security is our top priority. While we do not currently offer electronic signature authorization, rest assured that your information is protected through advanced encryption methods. Plus, our mobile payments feature enables you to make secure transactions directly from your smartphone making shopping easier than ever.

Stay Connected with Our Mobile App

For added convenience, our mobile application brings all these features to your smartphone or tablet. Whether you're making person-to-person transfers or checking your balance, everything is just a tap away. And if you're out with friends or family, sending money has never been simpler thanks to our person-to-person transfer option. At Vantage West, we believe in providing tools that not only simplify your banking experience but also empower you to take control of your finances with ease and confidence. Join us today and experience the freedom of modern banking!

Financial Strength

At Vantage West, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation so that we can provide exceptional service and support to our community. With a net worth of $328,367,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,042 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $730,152,224 in share certificates and $726,386,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,511,400, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $315,775,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $35,685 in used auto loans and $2,187,859,387 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,466,992. Total Share and Deposit Accounts: 359,223, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage West is your trusted partner. Visit us at 4280 N 1St Ave Tucson Az 85719 or call (520) 298-7882 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

In addition to our auto and mortgage offerings, we also provide various personal loan options for debt consolidation and other needs. Business owners can benefit from our outstanding commercial loans totaling $164,567,805, which offer essential capital for growth and expansion. We invite you to explore our lending products further. For eligibility requirements or to start your application process today, feel free to reach out at 520-298-7882 or visit our website at Vantage West. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial journey starts here; let us help you find the right loan product tailored just for you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $602,869,964 in used vehicle loans and $267,015,034 in new vehicle loans to assist members in getting on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we can help make your purchase more affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $256,777,998. We strive to make the process of buying or refinancing straightforward and stress-free. If you're considering refinancing your existing mortgage, we have options available that may suit your needs.

Unsecured Credit Card Loans

For those needing flexibility in managing their finances, we offer unsecured credit card loans totaling $116,467,131. These cards come with competitive terms that can help you navigate unexpected expenses without hassle.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each loan comparison is built on verified information, giving users peace of mind that they are looking at legitimate options.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the platform's effectiveness and reliability in helping borrowers secure better deals. If you're looking to compare real-time loan offers today, visit LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Vantage West

Type of Loan Offerings

Personal Loans

Vehicle Loans