Vantage West Credit Union Tucson AZ | Top Business Banking & Auto Loans

Introduction

Welcome to Vantage West, your trusted partner in financial growth and community support located at 1100 N Wilmot Rd, Tucson, AZ 85712. Established in 1955, we have proudly served our members for over six decades, building a strong foundation of trust and reliability. With a dedicated membership of 195,659 and total assets reaching an impressive $3,141,425,374, we are committed to offering personalized banking solutions that cater to your unique needs. At Vantage West, we understand that financial decisions can be daunting. That's why our experienced team, led by CEO Sandra Sagehorn-Elliott and Board President Douglas Zimmerman, is here to guide you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or personal banking services, we've got you covered. Our total loans and leases amount to 116,211, demonstrating our commitment to providing accessible financing options for our members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 1100 N Wilmot Rd, Tucson, AZ 85712. With total deposits of $185,923,686 and a net worth of $328,367,498, you can feel secure knowing that your money is in good hands. We also maintain a solid cash reserve of $25,356,397, ensuring we are always prepared to meet your financial requirements. Join us today at Vantage West! For inquiries or assistance with opening an account or exploring our services further, feel free to give us a call at 520-298-7882. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to the Vantage West, where our commitment to fostering community and supporting our members has been at the heart of our mission since we first opened our doors in 1955. Located at 1100 N Wilmot Rd, Tucson, AZ 85712, we have proudly served the people of Tucson and surrounding areas for decades. Our journey began with a handful of dedicated members who sought better financial options and has grown into a thriving credit union with over 195,659 members today. Throughout the years, Vantage West has evolved significantly. From humble beginnings, we have embraced innovation while staying true to our core values of service, integrity, and community support. Our total assets now stand at an impressive $3,141,425,374, reflecting our ongoing dedication to providing robust financial services tailored to the needs of our diverse membership. At Vantage West, we believe that banking should be about more than just transactions; it's about building relationships. Our mission is simple yet powerful: to empower our members by offering personal and business banking solutions that are accessible and impactful. We aim to enhance the financial well-being of those we serve through checking and savings accounts, auto loans, mortgages, personal loans, and business financing options all designed with your success in mind. We understand that convenience matters. That's why we provide multiple ways for you to manage your finances easily. You can visit us during our operating hours 9:00 am - 5:00 pm on Monday, Tuesday, and Thursday; 10:00 am - 5:00 pm on Wednesday; 9:00 am - 6:00 pm on Friday; and 9:00 am - 1:00 pm on Saturday or take advantage of our ATM services available on-site. Additionally, for those who prefer drive-thru banking or online services, we've got you covered! Vantage West is not just a credit union; it's a community partner. We actively engage in outreach efforts aimed at uplifting local organizations and causes that matter most to our members. Whether through financial education programs or community events, we strive to make a positive impact right here in Tucson. As we look towards the future, we invite you to join us on this journey. Experience the difference that comes from being part of a credit union focused on your needs and aspirations. Visit us at 1100 N Wilmot Rd or call us at 520-298-7882 to learn more about how Vantage West can help you achieve your financial goals. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Vantage West, your friendly neighborhood credit union located at 1100 N Wilmot Rd in Tucson, AZ. Conveniently situated near local landmarks, our branch is easy to find and access. Whether you're coming from the nearby shopping centers or just passing through the bustling streets of Tucson, we're here to serve you. At Vantage West, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring that everyone can comfortably access our services. Parking is readily available for our members, making it simple to stop by for your banking needs. Our operating hours are designed with your convenience in mind. We're open Monday, Tuesday, and Thursday from 9:00 AM to 5:00 PM, with extended hours on Wednesday from 10:00 AM to 5:00 PM. On Fridays, we're here until 6:00 PM, and don't forget about our Saturday hours when our drive-thru service operates from 9:00 AM to 1:00 PM. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we offer a range of convenient options including ATM access and drive-thru banking for quick transactions. While members can visit us at 1100 N Wilmot Rd Tucson Az 85712, official correspondence should be sent to the same address as our mailing address is the same. Have questions? Don't hesitate to give us a call at (520) 298-7882. We look forward to welcoming you soon!

Member Eligibility

At Vantage West, we believe that becoming a member is like joining a caring family that prioritizes your financial well-being. If you're looking to join us at our welcoming location at 1100 N Wilmot Rd Tucson Az 85712, you'll find that eligibility is designed to be inclusive. We invite individuals who live, work, worship, or attend school in the communities we serve. This means whether you're a long-time resident of Tucson or just starting out, you have the chance to enjoy our range of personal and business banking services tailored to meet your needs. Plus, being a member comes with unique benefits, such as competitive rates on loans and savings accounts, personalized service, and access to community-focused initiatives. Getting started is simple! You can check out more about eligibility details at http://www.vantagewest.org/help/who-can-join/, where you'll find all the information you need about joining our credit union family. Once you're ready, opening an account is just as easy visit http://www.vantagewest.org/open-account/ for a straightforward guide on how to start your membership journey today. If you have any questions or need assistance, feel free to call us at (520) 298-7882. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,567,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or in-store. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what you do best growing your business. Located at 1100 N Wilmot Rd Tucson Az 85712 in Tucson, AZ, we are here to support your entrepreneurial journey every step of the way. Reach out to us at (520) 298-7882 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide a suite of business banking services, including merchant services and business loans. This support can help you grow your business while maintaining cash flow. We understand that running a business comes with its own set of challenges, so we're here to help make banking easier for you.

Convenient Digital Banking Features

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. Our robust online and mobile banking platforms allow you to check balances, transfer funds, and pay bills with just a few taps on your smartphone or computer. You can also take advantage of our ATM services for easy cash withdrawals and balance checks at your convenience.

Drive-Thru & ATM Access

We know that sometimes, you need quick access to banking services without stepping inside the branch. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions as well as easy access to ATMs for all your cash needs. At Vantage West, we strive to make banking as accessible as possible while providing quality service every step of the way. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Give us a call at (520) 298-7882 or visit us today at 1100 N Wilmot Rd Tucson Az 85712. We look forward to serving you!

Loans for Every Occasion

Life can throw unexpected expenses your way, which is why we also offer personal loans and debt consolidation solutions. These loans can help you manage your finances more effectively, allowing you to tackle debt with confidence. Additionally, our credit cards with rewards give you the opportunity to earn points on everyday purchases, making every dollar work harder for you.

Personal Banking Solutions

Managing your finances should be straightforward, and that's why our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to different lifestyles and needs, ensuring that your money is accessible when you need it most. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easier to drive off in your dream car without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing services provide competitive rates and flexible terms.

Digital & Online Banking

Key Services

Our online banking features allow you to take control of your finances with ease. You can check your balances, pay bills, and transfer funds all from the comfort of your home or on-the-go using our mobile application. And if you prefer to keep track of your statements electronically, you'll be pleased to know that e-statements are available for quick and easy access. For those times when you need to send money quickly, our person-to-person transfer service makes it simple to share funds with friends or family. Plus, enjoy the freedom of making mobile payments right from your phone it's a fast and secure way to handle everyday transactions.

Security and User-Friendliness

We prioritize your security while ensuring that our services are user-friendly. While we don't currently offer electronic signature authorization, our systems are built with robust security measures to protect your information. You can bank with confidence knowing that we're dedicated to keeping your data safe. With 24/7 online banking services available, you have real-time access to manage your account whenever it suits you. Whether it's checking balances at midnight or paying bills during lunch breaks, Vantage West is here for you every step of the way. Experience the ease of digital banking today! Visit us at https://vantagewest.org/ and discover how we can help simplify your financial life.

Financial Strength

Growing Together

Total Share Accounts stand at 359,223, showcasing a strong member base that trusts us with their finances. Net Shares available for lending and investments amount to $5,466,992, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage West is your trusted partner. Visit us at 1100 N Wilmot Rd Tucson Az 85712 or call (520) 298-7882 to learn more about how we can help you achieve your financial goals.

Investing in You

With $315,775,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $35,685 in used auto loans and $2,187,859,387 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. We have $730,152,224 in share certificates and $726,386,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,511,400, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to excellence. Our $0 signifies operational efficiency that allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 14 part-time employees ready to assist you with knowledgeable service.

Solid Foundation

With a net worth of $328,367,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,042 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $602,869,964 in used vehicle loans and $267,015,034 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options, ensuring you can find the right fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $164,567,805 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or fund operations, we're here to support your business journey. At Vantage West, we're dedicated to serving our community with transparent and accessible loan options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore your options or have questions about eligibility and refinancing, don't hesitate to reach out! You can contact us at (520) 298-7882 or visit us at our branch located at 1100 N Wilmot Rd Tucson Az 85712 in Tucson, AZ. Let's work together toward achieving your financial dreams!

Credit Lines and Unsecured Loans

For those who need extra cash or want to manage expenses more efficiently, we offer competitive credit lines totaling $870,455,204. Additionally, our flexible unsecured credit card loans, amounting to $116,467,131, help members maintain financial stability with ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $256,777,998, make buying or refinancing simple. We guide you through every step of the process, so you can feel confident in your investment.

Loan Aggregator

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Vantage West

Type of Loan Offerings

Personal Loans

Vehicle Loans