Vantage West Credit Union Tucson AZ | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Vantage West, your trusted financial partner located at 3125 E Valencia Rd, Tucson, AZ 85706. Since our establishment in 1955, we have been committed to serving our community with dedication and integrity. With a proud membership of over 195,000, we strive to provide personalized banking solutions tailored to meet your needs. At Vantage West, we recognize that financial well-being is essential for you and your family. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards all designed with you in mind. Our total assets exceed $3.14 billion, reflecting our strong commitment to our members' financial health. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at (520) 298-7882. Our dedicated team, led by CEO Sandra Sagehorn-Elliott and Board President Douglas Zimmerman, is here to help you navigate your financial journey with confidence. We take pride in having a total of 475 employees who are ready to assist you every step of the way. Join us today and discover how Vantage West can help you achieve your financial goals. Visit our website at vantagewest.org for more information or to open an account. Your future starts here!

Branch History & Mission

At Vantage West, our journey began in 1955 in the heart of Tucson, Arizona. Over the years, we have grown and evolved into a trusted financial partner for our community. With a strong commitment to serving our members, we now proudly support over 195,000 individuals and families across the region. Our branch is conveniently located at 3125 E Valencia Rd, Tucson, AZ 85706, a place where we invite you to explore our diverse range of services. Our mission is simple yet powerful: to provide accessible financial services while supporting the growth and well-being of our community. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer personalized banking solutions that cater to your unique needs from checking and savings accounts to auto loans and mortgages. Since our inception, we've focused on not just building wealth but also enhancing the quality of life for those around us. Our total assets have grown impressively to $3,141,425,374, which underscores our stability and commitment to our members. We are here to listen and adapt, ensuring that our offerings reflect what matters most to you. In addition to traditional banking services, we embrace technological advancements that make managing your finances easier than ever. From online banking and mobile payments to ATM access and drive-thru services, we aim to provide convenience without sacrificing personal touch. You can rely on us for essential transactions or guidance through life's big financial decisions. As part of our ongoing dedication to community engagement, Vantage West actively seeks partnerships with local organizations and participates in outreach initiatives designed to uplift those in need. We understand that strengthening community ties enriches all of us. While members can visit us at 3125 E Valencia Rd Tucson Az 85706, official correspondence should be sent to 3125 East Valencia Road, Tucson, AZ 85706 if different. Our team is available during operating hours 9:00 am - 5:00 pm Monday, Tuesday, Thursday; 10:00 am - 5:00 pm Wednesday; 9:00 am - 6:00 pm Friday; and 9:00 am - 1:00 pm Saturday to assist you with any questions or concerns. Join us at Vantage West today! Experience firsthand how we can help you navigate your financial journey while making a positive impact in the Tucson community. For more information or assistance, feel free to call us at (520) 298-7882 or visit our website at Vantage West. Your future starts here!

Branch Location & Accessibility

Call-to-Action

We invite you to visit us at Vantage West! If you have any questions or need assistance, feel free to call us at 520-298-7882. Come experience how easy banking can be when you have a dedicated team ready to support you every step of the way!

Nearby Landmarks & Accessibility Features

Situated just a short drive from the bustling Valencia Plaza, our branch is surrounded by familiar sights and convenient amenities. Parking is ample and free, making it simple to stop by. We are also proud to offer accessibility features like ramps and ADA-compliant entrances so that everyone can enjoy our services without hassle.

Operating Hours & Services

At Vantage West, we understand that life gets busy, which is why we offer flexible operating hours. Our lobby welcomes you from 9:00 AM to 5:00 PM on Mondays, Tuesdays, and Thursdays. On Wednesdays, we open a bit later at 10:00 AM but still close at 5:00 PM. Fridays extend our hours until 6:00 PM for those who need a little extra time during the week. Plus, if you're in a hurry on Saturdays, you can utilize our drive-thru service from 9:00 AM until 1:00 PM. We take pride in offering a variety of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is readily available for quick withdrawals or balance checks.

Member Eligibility

At Vantage West, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to take advantage of our community-focused services, you'll be happy to know that membership is open to individuals who live, work, or worship in certain areas, as well as their family members. This inclusive approach means that many people can join our supportive community. You can find all the details on eligibility by visiting this link. Once you've confirmed that you qualify, opening an account is straightforward and welcoming! Just head over to our account opening page for more information on how to get started. If you have any questions or need assistance along the way, feel free to call us at (520) 298-7882. We look forward to welcoming you to Vantage West, located at 3125 E Valencia Rd Tucson Az 85706, where your financial journey will be met with care and personalized service!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for businesses. Imagine running your retail shop at 3125 E Valencia Rd Tucson Az 85706, where accepting payments becomes effortless with our streamlined solutions. From card processing to online payments, our services enable you to focus on what matters most growing your business. Visit us at 3125 E Valencia Rd Tucson Az 85706, Tucson, AZ, or call us at (520) 298-7882 to explore how our business banking services can elevate your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,567,805, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Business owners can benefit from our dedicated business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the unique challenges you face and are here to help you navigate them successfully.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make person-to-person payments with ease. Need cash? Our ATMs provide quick access for withdrawals and balance checks without the hassle.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but need a little extra convenience, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. Combined with our ATM services available at our branch, accessing your funds has never been easier. At Vantage West, we strive to ensure that all members have access to the financial resources they need in a friendly and supportive environment. If you're ready to explore these services further or have any questions about how we can assist you, please don't hesitate to reach out at (520) 298-7882. We look forward to serving you!

Flexible Financing Options

Sometimes life throws unexpected expenses your way, which is why we offer personal loans and debt consolidation services. These options can help simplify your finances by consolidating multiple payments into one manageable monthly fee. Plus, if you're looking to earn rewards while spending, our credit cards with rewards could be the perfect fit for you.

Personal Banking Solutions

For those looking to manage their personal finances, we offer a variety of checking and savings accounts designed to fit different lifestyles. Imagine having a checking account that helps you save automatically or a savings account that grows with competitive interest rates. Our team is ready to help you choose the right option. If you're thinking about getting a new car or refinancing your current vehicle, our auto loans and vehicle financing options can make that dream a reality. Picture driving off in your new car with an affordable monthly payment tailored just for you. We also provide mortgage loans and refinancing solutions, making home ownership more accessible than ever.

Digital & Online Banking

Key Features

Managing your finances has never been easier. With our mobile application, available for download now, you can carry the bank with you wherever you go. Whether you're out running errands or relaxing at home, our app allows you to make person-to-person transfers effortlessly. Need to send money to a friend? Just a few taps on your phone will do the trick! For those who prefer paperless options, we offer e-statements that provide you with a clear view of your transactions without cluttering up your mailbox. This feature not only helps you stay organized but also contributes to a more eco-friendly lifestyle.

Security and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions through our platform are protected with industry-standard security measures. We work hard to ensure that your personal information remains safe while giving you peace of mind. At Vantage West, we believe that managing your finances should be straightforward and accessible for everyone. Our digital banking services are designed to provide you with real-time account management right from the comfort of your own home or on the go. Experience the ease of banking with us today!

Financial Strength

Growing Member Base

Total Share Accounts: 359223, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $5,466,992. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage West is your trusted partner. Visit us at 3125 E Valencia Rd Tucson AZ 85706 or call 520-298-7882 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $730,152,224 in share certificates and $726,386,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,511,400, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 461 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Better Services

With $315,775,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $3,587,500 in used auto loans and a total of $2,187,859,387 in loans and leases.

Strong Financial Health

With a net worth of $328,367,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $602,869,964 in used vehicle loans and $267,015,034 in new vehicle loans already helping members get on the road, you can trust us to provide financing that fits your budget. Whether you're purchasing a new or used vehicle, we are here to assist you every step of the way.

Business Loans

For business owners looking to grow and expand, our outstanding commercial loans totaling $164,567,805 provide essential capital. We understand the unique challenges faced by businesses and aim to support your journey towards success. We also offer refinancing options on many of these products. To find out more about eligibility and how we can help you save money or improve your financial situation, please visit our website at Vantage West or give us a call at 520-298-7882. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Vantage West, we're dedicated to making financing accessible and affordable for our community!

Credit Lines

In addition to our loans, we also provide access to credit lines with a total value of $870,455,204. This feature allows members to have cash available when needed without the hassle of applying for additional loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $256,777,998. Our experienced team is ready to guide you through the process and help you find the right mortgage solution for your unique situation.

Unsecured Credit Card Loans

Managing finances effectively is important for everyone. That's why we offer flexible terms on unsecured credit card loans. With a total of $116,467,131 in loans available, our credit card options can help you handle everyday expenses while providing rewards and benefits designed for our members.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their specific needs. Each listing reflects accurate information about interest rates, terms, and conditions, empowering users to make informed choices.

VANTAGE WEST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans