Vantage West Credit Union Phoenix AZ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vantage West, your trusted partner in financial services located at 10440 N 32Nd St, Phoenix, AZ 85028. Established in 1955, we have proudly served our community for decades, building strong relationships with over 195,000 members. As a credit union, we prioritize your needs and strive to provide you with the best banking experience possible. At Vantage West, we're not just about numbers; we're about making a positive impact in your life. With total assets exceeding $3.14 billion and deposits amounting to $185,923,686, our financial stability allows us to offer a range of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, we've got you covered. Under the leadership of our dedicated CEO Sandra Sagehorn-Elliott and Board President Douglas Zimmerman, our team of 475 employees is committed to supporting your financial journey. We understand that each member has unique goals and dreams, and we are here to help you achieve them. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address at 10440 N 32nd St, Phoenix, AZ 85028. Feel free to give us a call at 800-280-3039 if you have any questions or need assistance. Join us today and discover how Vantage West can empower you on your financial journey! Visit our website at vantagewest.org for more information or to open an account. We're excited to welcome you into the Vantage West family!

Branch History & Mission

Welcome to Vantage West, a cornerstone of the Phoenix community since 1955. Our journey began with a vision to empower individuals and families through accessible financial services. Over the years, we have grown into a trusted partner for nearly 196,000 members, providing them with the tools they need to achieve their financial goals. Located at 10440 N 32nd St, Phoenix, AZ 85028, our branch stands as a beacon of support in the Maricopa County area. Just a short drive from local landmarks such as the Paradise Valley Mall, we are easily accessible for all your banking needs. While members can visit us at this location, official correspondence should be sent to our mailing address at 10440 N 32nd St, Phoenix, AZ 85028. At Vantage West, our mission is clear: to enhance the lives of our members and the communities we serve by offering exceptional financial products and services. We believe that everyone deserves access to quality banking solutions whether it's personal banking accounts, auto loans, or business financing options. Our commitment goes beyond just financial transactions; we actively support local initiatives and foster partnerships that uplift our community. Since opening our doors nearly seven decades ago, we've seen significant growth in both our membership and assets. Today, we proudly manage over $3.14 billion in assets while continuing to offer personalized service tailored to each member's unique needs. As part of our dedication to modern banking practices, we provide online and mobile banking options that ensure you can manage your finances anytime and anywhere. While we do not currently offer an ATM or drive-thru service at this branch, our focus remains on delivering high-quality in-person experiences during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Our team is always ready to assist you with any questions or concerns you may have. Vantage West is not just about numbers; it's about people our members, employees, and community partners who make us who we are today. We invite you to join us on this journey toward financial well-being. Discover how being a member of Vantage West can make a difference in your life and help us continue making an impact in Phoenix. For more information about joining or opening an account with us, please visit our website or call us at 800-280-3039. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Vantage West, your trusted credit union located at 10440 N 32nd St in sunny Phoenix, AZ. Our branch is conveniently situated in the heart of Maricopa County, making it easy for you to access our services whether you're coming from nearby landmarks like Paradise Valley Mall or enjoying the vibrant local community. While members can visit us at our branch address, official correspondence should be sent to the same location: 10440 N 32nd St, Phoenix, AZ 85028. We want to ensure that you have a smooth experience when reaching out to us. At Vantage West, we prioritize your convenience and accessibility. Our branch offers ample parking with ADA-compliant features to make your visit as comfortable as possible. Our friendly staff is always ready to assist you during our operating hours from 9 AM to 5 PM on weekdays. Although we currently do not have ATM services or drive-thru banking available at this location, we offer a wide range of personal and business banking services. From checking and savings accounts to auto loans and mortgage options, we are here to help you meet your financial needs. If you have questions or need assistance, don't hesitate to give us a call at 800-280-3039. We invite you to stop by Vantage West today and discover how we can support your financial journey!

Member Eligibility

Becoming a member of Vantage West is like joining a caring community where your financial well-being matters. If you live, work, worship, or go to school in certain areas of Arizona, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to take advantage of our supportive services. Whether you're looking for personal banking options or loans, being part of our credit union gives you access to unique benefits and a commitment to your success. For more specific eligibility details, feel free to check out our website at http://www.vantagewest.org/help/who-can-join/ . The process to open an account is straightforward just visit http://www.vantagewest.org/open-account/ or give us a call at (800) 280-3039. We're excited to help you start your journey with us at our branch located at 10440 N 32Nd St Phoenix Az 85028!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $196 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $34 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $164,567,805, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner for all your payment processing needs. Our merchant services help you accept payments seamlessly, whether online or in-person. This means you can focus on what you do best running your business while we handle the transactions smoothly. Located at 10440 N 32Nd St Phoenix Az 85028 in Phoenix, AZ, we are here to empower your business with the right tools and resources. Reach out at (800) 280-3039 to discover how we can help you thrive today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our auto loans are competitive and flexible. We strive to help our members drive away in their dream cars without stressing over payments. Our team is here to guide you through the financing process, ensuring you get the best deal possible.

Business Banking

For our entrepreneurial members, we have business banking solutions designed specifically for small businesses. From merchant services that facilitate smooth transactions to business loans aimed at helping you grow, we're committed to supporting local entrepreneurs every step of the way.

Credit Cards with Rewards

We know that spending should come with perks. That's why we offer credit cards that reward you for every dollar spent. Whether you're using them for everyday purchases or special occasions, these cards provide benefits that enhance your shopping experience.

Digital Banking Features

With an emphasis on convenience, our online and mobile banking services allow you to manage your accounts anytime and anywhere. You can easily set up e-statements, make person-to-person payments, and access ATM services without any hassle. At Vantage West, we believe that financial wellness is about more than just products; it's about building relationships with our members. We're here to support you through every financial journey big or small. If you have questions or want to learn more about how our services can benefit you, don't hesitate to reach out at (800) 280-3039 or visit us today! Your financial future starts here at Phoenix.

Mortgage Loans & Refinancing

Looking to buy a home or refinance your existing mortgage? At Vantage West, we offer mortgage loans that cater to various budgets and needs. We can assist you in understanding your options so that you can make informed decisions about one of the biggest investments you'll ever make.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're just starting out or looking to manage your finances more effectively, we have options for everyone. Imagine having easy access to your funds with online and mobile banking, allowing you to check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans provide quick access to cash when you need it most. Additionally, if you're juggling multiple debts, our debt consolidation options may help simplify your payments into one manageable loan.

Digital & Online Banking

Key Services

Our online banking services allow you to stay connected to your finances 24/7. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go. For more details, visit us at https://vantagewest.org/ . If you're looking for secure and efficient ways to manage transactions, our mobile application is here to help. It supports mobile payments, making it simple for you to pay for purchases right from your smartphone. Plus, with person-to-person transfers available, sending money to friends or family has never been easier.

Security and Accessibility

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all your transactions are protected with robust security measures so you can bank with peace of mind. We also provide e-statements for those who prefer going paperless. This feature allows you to view and download your statements whenever you need them while helping the environment at the same time. In a world where every second counts, our digital banking services empower you to manage your money effortlessly. Experience the ease of banking at Vantage West today!

Financial Strength

Commitment to Growth

With $315,775,986 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $35,685 in used auto loans and $2,187,859,387 in total loans and leases, supporting members' financial goals across various sectors.

Member Trust

Total Share and Deposit Accounts stand at 359,223, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments amount to $5,466,992, further enhancing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage West is your trusted partner. Visit us at 10440 N 32Nd St Phoenix Az 85028 or call (800) 280-3039 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 461 full-time employees and 14 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $730,152,224 in share certificates and $726,386,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $50,511,400, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $328,367,498, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,042 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $602,869,964 in used vehicle loans and $267,015,034 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates on both new and used vehicle loans to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $164,567,805 provide the capital needed to grow and expand. We understand that running a business requires access to reliable funding sources; that's why our team is committed to supporting local businesses with tailored loan solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $256,777,998, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team can guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages for better rates or terms, we encourage you to explore our eligibility options. Our experienced staff will work closely with you to determine the best solution based on your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Vantage West, we're more than just a credit union we're your partner in achieving financial stability and success. Visit us today to learn more about how our loan offerings can benefit you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $116,467,131 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can enhance your spending experience while keeping your finances under control.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users make informed financial decisions without the stress. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for consumers looking to secure loans. Each lender included in the comparison has been verified, allowing users to trust that they are receiving accurate information. One of the key benefits of using LendMesh is its commitment to providing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency at every step. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users receive unbiased results that reflect true market conditions. LendMesh also offers real-time rate comparisons, which means users have access to up-to-date loan rates from multiple institutions. This capability helps individuals make informed decisions based on current market trends rather than outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a resource for those seeking competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VANTAGE WEST CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans