Vantage Trust Credit Union Yatesville PA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Vantage Trust, your trusted financial partner located at 5 Stout St, Yatesville, PA 18640. Established in 1948, we have proudly served our community for over 75 years, building strong relationships with our members and ensuring their financial well-being. With a total membership of 5,397, we are dedicated to providing personalized banking services that meet the unique needs of each individual. At Vantage Trust, we understand that financial decisions can be overwhelming. That's why our friendly team is here to guide you through every step, whether you're looking for auto loans, mortgage financing, or personal banking solutions. As of now, our total assets stand at an impressive $47,408,290, with total deposits reaching $4,459,818. We also offer a variety of loan options, boasting 2,811 loans and leases available to help you achieve your financial goals. Our commitment to excellence extends beyond numbers. Under the leadership of our CEO, Colleen Madar, and Board President Jeff Held, we strive to foster a sense of community and support among our members. Every decision we make is focused on enhancing your experience and ensuring that your finances are in good hands. While members can visit us at our branch location for personal service during our operating hours on Wednesdays from 11:00 AM to 1:00 PM, official correspondence should be directed to 881 Mundy St, Wilkes Barre, PA 18702-6939 if you're sending mail. If you're ready to take the next step in your financial journey or have any questions about our services like online banking or auto loans, don't hesitate to reach out! Call us at 570-819-3337 or visit us online at www.vantagetrustfcu.org. Join us today and experience the difference that comes from being part of the Vantage Trust family!

Branch History & Mission

At Vantage Trust, we take pride in our rich history and commitment to serving the community. Founded in 1948, our branch has grown alongside Yatesville, PA, becoming a trusted partner for financial services over the decades. From our humble beginnings, we have evolved into a robust credit union with a total membership of 5,397 and total assets reaching an impressive $47,408,290. Located at 5 Stout St, Yatesville, PA 18640, our branch is nestled in a welcoming neighborhood where members can easily access our services. We invite you to stop by during our lobby hours on Wednesdays from 11:00 AM to 1:00 PM. For any official correspondence, please send your mail to our mailing address at 881 Mundy St, Wilkes Barre, PA 18702-6939. Our mission at Vantage Trust is clear: we are dedicated to providing personal banking solutions that help our members achieve their financial goals while fostering a sense of community. We offer a range of services including checking and savings accounts, auto loans, mortgage loans and refinancing options, personal loans for debt consolidation, and credit cards with rewards. Additionally, we cater to businesses with merchant services and business loans. We strive to make banking accessible for everyone. Although we currently do not have ATM or drive-thru services available at this location, our online and mobile banking options allow you to manage your finances conveniently from anywhere. Our commitment to ADA compliance ensures that all members of our community can access our services comfortably. Over the years, we've also made efforts to support local initiatives and partnerships that strengthen Yatesville. Whether through community outreach programs or educational workshops about financial literacy, Vantage Trust continues to invest in the people who matter most our members. We invite you to join us at Vantage Trust and experience firsthand the benefits of being part of a community-focused credit union. Together, we can navigate your financial journey towards success. Feel free to call us at 570-819-3337 or visit our website at Vantage Trust for more information about becoming a member today!

Branch Location & Accessibility

Accessibility Features

Our branch is designed to be accessible for everyone. We comply with ADA standards, ensuring that all members can enjoy our services comfortably. While we do not currently offer drive-thru banking or ATM services, our welcoming lobby is open on Wednesdays from 11:00 AM to 1:00 PM, providing a cozy environment for all your banking needs.

Call or Visit Us!

Have questions? Feel free to reach out at 570-819-3337. Our dedicated team is here to assist you! While members can visit us at our Yatesville location, official correspondence should be sent to 881 Mundy St, Wilkes Barre, PA 18702-6939. We invite you to stop by or give us a call; we look forward to serving you!

Parking and Convenience

Parking is available right outside our branch, so you won't have to worry about finding a spot. Whether you're stopping in for personal banking or exploring loan options, we strive to make your visit as smooth as possible.

Member Eligibility

Becoming a member of Vantage Trust feels like joining a caring family where everyone looks out for each other. If you're in the Yatesville area or surrounding communities, you're likely eligible to enjoy all the benefits we offer. Membership is open to individuals who live, work, worship, or attend school in Luzerne County, which means that if you have ties to our vibrant community, we want you with us! We pride ourselves on providing personalized service and great financial products designed just for you. To find out more about the specific eligibility criteria, please visit our membership page. It's packed with details and updates so you can see how easy it is to join us at Vantage Trust, located at 5 Stout St Yatesville Pa 18640. If you're ready to take the next step or have any questions, feel free to reach out at (570) 819-3337. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Beyond loans, we offer essential merchant services that simplify your daily operations. Imagine having seamless payment processing that lets you focus on what really matters growing your business. With our reliable solutions, you can enhance customer satisfaction while keeping your cash flow steady. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Let us be your partner in success! For more information, call us at (570) 819-3337 or visit our website at https://www.vantagetrustfcu.org.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll appreciate our business banking services which include merchant services and business loans designed to support your growth. We understand the unique challenges businesses face and are here to provide tailored solutions that fit your needs. At Vantage Trust, we believe in making banking easier for everyone. Our digital banking features ensure that managing your finances is as straightforward as possible. Have questions? Feel free to reach out at 570-819-3337 during our lobby hours on Wednesdays from 11:00 AM to 1:00 PM.

Credit Cards with Rewards

For those who love rewards, our credit cards come with exciting benefits that can enhance your everyday purchases. Enjoy cash back or points on your spending while keeping track of your budget seamlessly through our online tools.

Join Us Today!

Explore all these services and more at Vantage Trust. To learn about membership eligibility or open an account, visit us at our website. Your financial journey starts here, so let's take the first step together!

Loans for Every Need

When it comes to financing, we have you covered. Our auto loans and vehicle financing options make it simple to drive away in your dream car. If you're considering buying a home, our mortgage loans and refinancing solutions can help you find the best path forward. Additionally, our personal loans and debt consolidation services provide flexible options for those looking to manage their expenses or consolidate debt into one easy payment.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your money effectively. With online and mobile banking, you can access your accounts anytime, anywhere. Need cash? We also offer ATM and cash withdrawal services for easy access to your funds.

Digital & Online Banking

Key Features

One of the standout features is the availability of e-statements. Say goodbye to paper clutter! With e-statements, you can view your account statements electronically whenever you need them. This service not only helps you stay organized but also enhances security by reducing the risk of sensitive information being lost or stolen. For those who prefer using their smartphones, our mobile application makes it easy to bank on the go. You can check balances, deposit checks, and manage transactions all from the convenience of your device. Though we currently do not offer mobile payments or person-to-person transfers, our app still provides essential functions to keep your banking simple and straightforward.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to ensure that your personal information remains safe while you bank online. Plus, with electronic signature authorization not currently available, you can feel confident knowing that extra layers of protection are in place for sensitive transactions. At Vantage Trust, we strive to make banking as hassle-free as possible. Whether it's through our website or mobile application, real-time account management is always just a tap away. We're here for you, ensuring that your financial needs are met efficiently and securely. So why wait? Explore all that our digital banking services have to offer today! Visit us at https://www.vantagetrustfcu.org and take control of your finances like never before.

Financial Strength

Commitment to Growth and Innovation

With $3,417,105 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $16,729,677 in total loans and leases, including 1,671 used auto loans.

Member-Centric Resources

Members' savings are secured through $1,011,415 in share certificates and $2,343,011 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our current net income of $0, which allows us to focus on delivering competitive loan rates and robust financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $3,476,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 732 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner for Your Financial Journey

Total Share Accounts: 5,537 showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage Trust is your trusted partner. Visit us at 5 Stout St Yatesville PA 18640 or call us at 570-819-3337 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,611,153 in used vehicle loans and $851,836 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the funds you need for your next ride.

Credit Lines and Unsecured Credit Cards

We also provide flexible terms on unsecured credit card loans, with a total of $978,860 in loans helping members manage their finances effectively. Additionally, our credit lines total $2,000,000, offering financial flexibility when you need it most. Whether it's unexpected expenses or planned purchases, we've got you covered. If you're considering refinancing any existing loans or are unsure about your eligibility for our products, don't hesitate to reach out. Our knowledgeable staff can guide you through your options and help find a solution that works best for your situation. For more information on our loan products or to apply today, feel free to contact us at 570-819-3337 or visit us at our branch located at 5 Stout St Yatesville Pa 18640. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Vantage Trust be your partner in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $764,687, making it easier for you to secure the home you've always wanted. Our friendly team is ready to assist you through every stage of the process.

Loan Aggregator

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Vantage Trust