Vantage Trust Credit Union Wilkes Barre PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Vantage Trust, your trusted financial partner located at 247 Wilkes Barre Township Blvd, Wilkes Barre, PA 18702. Established in 1948, we have proudly served our community for over 75 years, providing a wide range of financial services tailored to meet the needs of our 5,397 members. With total assets of $47,408,290 and a commitment to fostering a strong financial future for all our members, Vantage Trust stands as a pillar of support in the Luzerne County area. At Vantage Trust, we understand that each member has unique financial goals. That's why we offer an array of services including personal banking, auto loans, mortgages, and credit cards with rewards. Our dedicated team is here to help you navigate your financial journey with confidence. We take pride in our strong net worth of $3,476,057 and ensure that our members benefit from competitive rates and personalized service. For any correspondence, while you can visit us at our branch address, please note that official mail should be sent to 247 WILKES-BARRE TOWNSHIP BLVD, WILKES BARRE, PA 18702-6705. If you have any questions or need assistance, feel free to reach out to us at (570) 819-3337. Under the leadership of our CEO Colleen Madar and Board President Jeff Held, we are committed to not only serving our members but also making a positive impact in our community. With a friendly team of 10 employees, we are here for you Monday through Friday from 7:30 AM to 4:00 PM and Saturdays from 9:00 AM to 12:00 noon. Join us at Vantage Trust and experience banking designed with your best interests in mind! Visit our website at Vantage Trust or stop by today to learn more about how we can assist you in achieving your financial dreams.

Branch History & Mission

At Vantage Trust, we take pride in our rich history and unwavering commitment to serving the Wilkes Barre community. Founded in 1948, our branch has grown alongside our members, offering a steady hand during times of change and a trusted partner in achieving financial goals. With a current membership of over 5,397 individuals, we have become an integral part of life in Wilkes Barre, PA. Located at 247 Wilkes Barre Township Blvd, our branch is easily accessible for local residents. Just a stone's throw from the vibrant downtown area, we are positioned to serve you better with our welcoming atmosphere and dedicated staff. While members can visit us at this address, official correspondence should be sent to 247 WILKES-BARRE TOWNSHIP BLVD, WILKES BARRE, PA 18702-6705. Vantage Trust is more than just a credit union; it is a mission-driven organization focused on empowering our members and supporting our community. Our mission is clear: to provide exceptional financial services that enhance the lives of those we serve while fostering economic growth within Wilkes Barre and beyond. We understand that when our members thrive, so does our community. Throughout the years, we have witnessed significant milestones that shape who we are today. Our total assets now stand at an impressive $47,408,290, reflecting our strong financial health and stability. We offer a wide array of services designed to meet the diverse needs of our members from personal banking options like checking and savings accounts to auto loans and mortgages. Our commitment to innovation includes providing online banking services for easy access to your finances anytime, anywhere. In addition to traditional banking services, we prioritize community outreach and partnerships that uplift those around us. We believe in giving back through various initiatives that support local organizations and foster economic development. Our operating hours make it convenient for you to visit us: Monday through Friday from 7:30 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. You can also reach us at 570-819-3337 for any inquiries or assistance you may need. At Vantage Trust, your financial well-being is at the heart of everything we do. We invite you to join us on this journey towards financial empowerment and community support. Experience the benefits of being a member by visiting us or exploring more about membership opportunities on our website here. Together, let's build a brighter future for Wilkes Barre!

Branch Location & Accessibility

Call to Action

If you have any questions or want more information about our services ranging from checking accounts to auto loans feel free to give us a call at 570-819-3337. Our team at Vantage Trust looks forward to welcoming you soon! For official correspondence, please send mail to our mailing address at 247 WILKES-BARRE TOWNSHIP BLVD, WILKES BARRE, PA 18702-6705. Come visit us today and discover how we can support your financial journey!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it a familiar stop for many. Just a short drive from the bustling Wilkes-Barre Township Marketplace, we are perfectly positioned to serve both current and prospective members. We also prioritize accessibility; our location includes features like ramps and ADA-compliant facilities to ensure everyone can visit us comfortably.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. Visit us Monday through Friday from 7:30 AM to 4:00 PM and stop by on Saturday from 9:00 AM to noon. These hours are designed to fit into your busy schedule so that banking can be as hassle-free as possible.

Parking and Services

Parking is ample and convenient, so you won't have to worry about finding a spot when you visit us. While we currently do not offer drive-thru service, our friendly staff is always ready to assist you inside the branch. For those who need quick cash access, we have an ATM available on-site for your convenience.

Member Eligibility

At Vantage Trust, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is easy and open to individuals who live, work, worship, or attend school in our area. You can also qualify if you have a family member who is already a member. This means that whether you're just starting out on your financial journey or looking for more personalized banking solutions, we're here for you! By joining Vantage Trust, you'll gain access to a range of services designed with your needs in mind, from competitive loan rates to tailored financial advice. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at http://WWW.VANTAGETRUSTFCU.ORG/about-us/become-a-member. If you're ready to take the next step toward membership, opening an account is simple. Just visit us at http://WWW.VANTAGETRUSTFCU.ORG/loans/loan-application or give us a call at (570) 819-3337. We look forward to welcoming you to the Vantage Trust family at our branch located at 247 Wilkes Barre Township Blvd Wilkes Barre Pa 18702!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine accepting payments seamlessly whether in-store or online allowing you to focus more on serving your customers and less on managing transactions. Our tailored solutions help streamline operations so you can thrive in today's competitive market. Visit us at 247 Wilkes Barre Township Blvd Wilkes Barre Pa 18702 in Wilkes Barre, PA or give us a call at (570) 819-3337 to learn how our business banking services can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions Tailored for You

For small business owners, we provide specialized support through our Business Banking services. From Merchant Services that simplify payment processing to various Business Loans designed to foster growth and stability, we stand by your side as you build and expand your enterprise.

Convenient Access Anytime

At Vantage Trust, convenience is key. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. And with our commitment to digital banking, managing your accounts online means you're always just a click away from the financial information you need. If you're ready to experience these valuable services firsthand or have any questions about how we can assist you further, don't hesitate to reach out! Contact us at (570) 819-3337 or visit us at https://www.vantagetrustfcu.org. We look forward to helping you achieve your financial goals!

Financing Your Dreams

When it's time to make a big purchase, like a new car or home, our Auto Loans & Vehicle Financing options can help turn your dreams into reality. Picture yourself driving off in that new vehicle with manageable monthly payments tailored to fit your budget. Additionally, if you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through every step, ensuring you get the best possible rates.

Personal Banking Made Easy

For those looking to manage everyday expenses, our Personal Banking services offer both Checking and Savings Accounts that help you keep track of your funds while earning interest. Imagine effortlessly managing your bills online or saving for a special occasion with tools that put you in control. With features like Online & Mobile Banking, accessing your accounts has never been simpler whether you're at home or on the go.

Rewards That Matter

We know how important it is to get value from your spending. That's why we offer Credit Cards with Rewards allowing you to earn points on everyday purchases that can lead to exciting rewards down the line.

Support for Your Financial Goals

Life can be unpredictable; whether it's unexpected expenses or opportunities for growth, having access to cash can make all the difference. Our Personal Loans & Debt Consolidation solutions provide flexible financing options that can ease financial burdens and help you regain control over your finances.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services, you can access your accounts anytime you need to. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You won't have to worry about long lines or limited hours your bank is always open.

Go Paperless with E-Statements

We know that staying organized is important, which is why we offer e-statements for our members. This feature not only helps you keep track of your finances but also contributes to a greener environment by reducing paper waste. You can view your statements online at any time, making it easy to stay on top of your financial health.

Manage Your Money on the Go

Our mobile application makes banking even more convenient. You can download it today and enjoy features like balance checks and transaction history right from your smartphone. Although we currently do not support mobile payments or person-to-person transfers, our app ensures that core banking tasks are simple and effective.

Simple Security Measures

Your security is our priority. While we do not offer electronic signature authorization at this time, rest assured that all transactions made through our online platform are protected with robust security measures. We are committed to keeping your information safe as you manage your accounts. In summary, the digital banking services at Vantage Trust offer you the flexibility and control you need in today's fast-paced world. Explore these features today by visiting us online at https://www.vantagetrustfcu.org and experience how easy managing your finances can be!

Financial Strength

At Vantage Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the trust you place in us deserves to be backed by solid financial strength. With a net worth of $3,476,057, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $732 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,011,415 in share certificates and $2,343,011 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further illustrated by our $3,417,105 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $1,671 in used auto loans and $17,029,677 in total loans and leases, our lending capacity supports your financial goals across various sectors. While our current net income is $0, we remain dedicated to operational efficiency to continue offering competitive loan rates and solid financial products for our members. Our team is made up of 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage Trust is your trusted partner. Visit us at 247 Wilkes Barre Township Blvd Wilkes Barre Pa 18702 or call (570) 819-3337 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Information

We also provide refinancing options to help you lower your monthly payments or consolidate debt. If you're interested in learning more about eligibility requirements or how our products can benefit you further, please visit our website at Vantage Trust or check out our eligibility page. For all inquiries regarding our loan products and services or to start an application, don't hesitate to call us at (570) 819-3337 during our operating hours: Monday through Thursday from 7:30 AM to 4:00 PM and Friday from 7:30 AM to 4:00 PM. We are also open on Saturdays from 9:00 AM until noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you with your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $6,611,153 in used vehicle loans and $851,836 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our competitive rates make financing easier.

Credit Lines

If you're looking for additional flexibility in your finances, our credit lines offer up to $2,000,000. This option allows you to access funds as needed without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. With Junior Lien 1-4 Family Residential Properties loans totaling $764,687, we are committed to making your dream of owning a home a reality.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $978,860 in loans available, our credit cards help members manage their finances effectively while providing the convenience and security they need.

Loan Aggregator

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Vantage Trust