VANTAGE POINT FEDERAL CREDIT UNION - Hopewell, VA

Welcome to Vantage Point, your trusted financial partner located at 3600 Oaklawn Blvd, Hopewell, VA 23860. Established in 1966, we have proudly served our community for over five decades, building a strong foundation of trust and reliability. With a total membership of 3,184 and assets exceeding $42 million, we strive to offer personalized banking solutions tailored to your needs. At Vantage Point, we believe in making banking simple and accessible. Our dedicated team of 11 employees, led by our CEO Penny Williams and Board President Kenneth Emerson, is committed to providing exceptional service. We offer a wide range of services including personal banking, auto loans, mortgages, and business banking options. As a credit union member, you are not just another account; you're part of our family. While members can visit us at our branch address, official correspondence should be sent to P.O. BOX 727, HOPEWELL, VA 23860. This ensures that your important documents reach us without delay. Our financial health speaks volumes: with total deposits of $491,405 and net worth standing at $7,115,822, you can trust that your finances are in safe hands. We also have a cash reserve of $469,199, ensuring we are always ready to meet your needs. We invite you to explore how Vantage Point can help you achieve your financial goals. Whether it's opening a new account or discussing loan options, our friendly staff is here to assist you. Feel free to call us at 804-541-1473 for any inquiries or visit our website at Vantage Point for more information. Join us today and experience the Vantage Point difference where community meets convenience!

At Vantage Point, we are proud to have a rich history that dates back to 1966 when we first opened our doors at 3600 Oaklawn Blvd in Hopewell, VA. Over the years, we have grown and evolved alongside our community, building a strong legacy of trust and service. Today, with over 3,184 members and total assets amounting to $42,109,837, we continue to uphold our commitment to providing exceptional financial services tailored to the needs of our members. Our mission at Vantage Point is simple yet powerful: to empower our members by offering them the financial tools and resources they need to succeed. We believe in not only serving our members but also supporting the community around us. This commitment is evident in our various outreach programs and partnerships aimed at uplifting those in need. While you can visit us at our main office for all your banking needs, please note that official correspondence should be directed to P.O. BOX 727, HOPEWELL, VA 23860 if different from our branch address. Our operating hours are convenient for everyone: Monday through Friday from 9 AM to 5 PM for lobby services and Saturday from 9 AM to 2 PM for drive-thru services. At Vantage Point, we understand the importance of adapting to modern banking needs. While we currently do not offer ATM services or drive-thru banking, we provide robust online banking options that allow members to manage their accounts with ease from anywhere. Our focus remains on ensuring every member feels valued and supported. Community engagement is at the heart of everything we do. Whether through financial education workshops or local sponsorships, we strive to make a meaningful impact in Hopewell and beyond. Our dedicated team is always ready to assist you with personal banking solutions like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. Join us at Vantage Point today! Experience firsthand how we can help you achieve your financial goals while being an integral part of a community-focused organization. Together, let's build a brighter future for you and your family! For more information or assistance, feel free to call us at 804-541-1473 or visit our website at Vantage Point FCU.

At Vantage Point, we believe that everyone deserves a chance to join our caring community. Becoming a member is easy and welcoming if you're an individual who lives, works, worships, or attends school in Hopewell City or surrounding areas, you're likely eligible! We strive to support our members with personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. For a detailed look at the eligibility criteria, you can visit our website at https://vantagepointfcu.org/membership/ . Once you've confirmed your eligibility, opening an account is just a step away! You can reach out to us at 804-541-1473 for assistance or any questions you may have. We're excited to help you take this important step toward financial wellness right here at 3600 Oaklawn Blvd, Hopewell, VA 23860. Join us today and experience the benefits of being part of Vantage Point!

At Vantage Point, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health remains strong, ensuring we can provide you with the best services possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $7,115,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.90% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,500,592 in share certificates and $1,532,262 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,355,900 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive with $5,390 in used auto loans and $17,924,231 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand strong at 5,827, showing a solid and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage Point is your trusted partner. Visit us at 3600 Oaklawn Blvd Hopewell VA 23860 or call 804-541-1473 to learn more about how we can help you achieve your financial goals.