Vantage Point Credit Union Hagerstown MD

Introduction

Welcome to Vantage Point, where your financial well-being is our top priority! Located at 18450 Showalter Rd Ste 113, Hagerstown, MD 21742, we have been serving our community since 1966. With a proud membership of over 3,184 individuals and families, we take pride in being a trusted partner in your financial journey. At Vantage Point, we understand that every member has unique needs. That's why we offer a range of services designed to help you achieve your financial goals. Our total assets stand at an impressive $42,109,837, with total deposits amounting to $491,405. We've also facilitated numerous loans and leases, totaling 1,623, to support our members in achieving their dreams. Our dedicated team of 11 employees, led by our CEO Penny Williams and Board President Kenneth Emerson, is here to provide personalized service and expert guidance. Whether you're looking for loans, savings options, or just some friendly financial advice, our knowledgeable staff is ready to assist you. While members can visit us at the address above, official correspondence should be sent to 18450 SHOWALTER RD, HAGERSTOWN, MD 21742-1383. Feel free to reach out via phone for any inquiries; we're here to help! Explore our website at Vantage Point FCU for more information about our services and how we can assist you today. Join us on this journey towards financial success because at Vantage Point, you're not just a member; you're part of the family!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Vantage Point family. Experience firsthand how we prioritize your financial health while contributing to the betterment of Hagerstown. Join us today and see how we can help you reach your aspirations! For more information about membership eligibility or services offered, visit our website at Vantage Point.

Our Journey

Vantage Point is located at 18450 Showalter Rd Ste 113, right in the heart of Hagerstown. Over the years, we have expanded our services and adapted to meet the needs of our members. Our total assets now stand at an impressive $42,109,837, showcasing our growth and stability as a trusted financial institution. Although we do not have a drive-thru or ATM services available at this time, we are committed to providing convenient online banking options that allow members to manage their accounts easily from anywhere. While members can visit us at 18450 Showalter Rd Ste 113 Hagerstown Md 21742, official correspondence should be sent to 18450 SHOWALTER RD, HAGERSTOWN, MD 21742-1383. This ensures that your important documents reach us promptly and safely.

Our Mission

At Vantage Point, our mission is clear: to provide exceptional financial services while supporting our community's growth and well-being. We believe in empowering individuals and families through education and access to resources that help them achieve their financial goals. Our team is dedicated to creating a welcoming atmosphere where every member feels valued and understood. We also strive for inclusivity by ensuring ADA compliance across all platforms and services. Through partnerships with local organizations, we actively engage in community outreach efforts aimed at making a positive impact beyond just banking.

Branch Location & Accessibility

Convenient Access

At Vantage Point, we understand how important accessibility is. Our branch features ADA-compliant entry points and ample parking to ensure that all members can visit us without hassle. While our current offerings are focused on ATM services, we strive to make every visit enjoyable and efficient.

Get in Touch

We invite you to stop by and explore what Vantage Point has to offer! Whether you're looking for assistance or simply want to learn more about how we can support your financial goals, our team is here for you. Feel free to give us a call or drop by; we look forward to meeting you!

Operating Hours and Communication

Though our specific operating hours are currently unavailable, we encourage you to reach out via phone for any inquiries you might have about our services or membership options. If you wish to send us official correspondence, please note that while you can visit us at our branch location, official mail should be directed to 18450 Showalter Rd, Hagerstown, MD 21742-1383.

Member Eligibility

Welcome to the vibrant community at Vantage Point! Becoming a member is an exciting step towards taking control of your financial future, and it's easier than you might think. If you live, work, or worship in certain areas, or if you're related to someone who is already a member, you likely qualify for membership. This means you can enjoy our personalized services designed to help you thrive. At Vantage Point, we believe in supporting our members every step of the way with competitive rates and a friendly atmosphere. Ready to join? Just visit us at 18450 Showalter Rd Ste 113 Hagerstown Md 21742, or check out the full eligibility details on our website at https://vantagepointfcu.org/membership/. If you have any questions or need assistance, feel free to give us a call at . We're excited to welcome you into the Vantage Point family!

Business Banking & Commercial Services

At Vantage Point, we understand the challenges and opportunities that come with running a business. That's why we provide tailored banking solutions designed to help you thrive. Whether you're starting a new venture or looking to expand an existing one, our commercial loan options can fuel your growth. Imagine needing funds to purchase new equipment or hire more staff. With our commercial lending programs, you can access the capital you need quickly and easily. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer comprehensive merchant services that make transactions smoother for your customers. Whether it's accepting card payments or managing payroll, our solutions are crafted to meet your unique needs. Visit us at 18450 Showalter Rd Ste 113 Hagerstown Md 21742 in Hagerstown, MD to explore how we can partner with you on your journey toward success!

Comprehensive List Of Services

Commitment to Community

At Vantage Point, we understand that banking is not just about transactions; it's about relationships. We aim to build lasting connections with our members by providing personalized service and support tailored to individual needs. Whether you're saving for a big purchase or planning for retirement, we are here to guide you every step of the way.

Connect With Us

If you're ready to experience banking that puts you first, visit us at Vantage Point in Hagerstown today! For any questions about our services or how we can help meet your financial goals, don't hesitate to reach out at . Join us as we work together toward a secure financial future! For more information about becoming a member and what we offer, check out our website at Vantage Point.

Understanding Our Services

While some credit unions may offer limited options, Vantage Point believes in empowering our members with a variety of services that suit different lifestyles and financial goals. Whether you need basic banking or more specialized assistance, we have you covered. For instance, if you're on the go or prefer managing your finances from the comfort of your home, our ATM services are designed for easy access to your funds. While we currently focus on ATM services only, this allows us to streamline and ensure you can quickly get cash when needed without the hassle of long lines or wait times. Imagine this: it's Friday evening and you're heading out with friends. You realize you need some cash for tips or parking. With Vantage Point's ATM services available at various locations, you can easily withdraw cash whenever necessary. This kind of convenience makes managing your finances smoother and less stressful. Additionally, our digital banking features allow you to check your account balance, view transaction history, and handle other essential banking tasks right from your smartphone or computer. Though we do not yet offer mobile payments or an app, our online banking system provides secure access so you can manage your accounts anywhere with an internet connection.

Digital & Online Banking

Key Services Offered

With our online banking platform available at Vantage Point, you can easily access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it fits into your schedule. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just a few taps and you're done! We also prioritize keeping your information safe. While we do not currently offer electronic signature authorization, rest assured that our systems are designed with strong security measures to protect your personal data.

Mobile Convenience

While we don't have a mobile application or mobile payments feature right now, our online banking is fully accessible from any device with internet access. This ensures that managing your accounts remains straightforward and hassle-free wherever you are. Our commitment to providing reliable online banking services means you can trust us to help you manage your money effectively. For more information about our digital banking options, visit us today at Vantage Point. Experience the ease of banking at your fingertips!

Stay Updated with E-Statements

No more waiting for paper statements! With e-statements available, you'll receive your account information electronically, which is not only quicker but also environmentally friendly. You can view your transactions and account details anytime, helping you stay on top of your finances.

Financial Strength

At Vantage Point, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's unpredictable world, having a trustworthy financial partner is essential. That's why we want to share our strong financial position with you. With a net worth of $7,115,822, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1690 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,500,592 in share certificates and $1,532,262 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,355,900 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $17,924,231 in total loans and leases and 539 used auto loans. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 5,827, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vantage Point is your trusted partner. Visit us at 18450 Showalter Rd Ste 113 Hagerstown Md 21742 or call nan to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $9,188,157 in used vehicle loans and $3,106,624 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used car, we have flexible options that can work for you.

Credit Lines

For those who need additional financial flexibility, we provide access to credit lines totaling $5,000,000. This service can be particularly useful for unexpected expenses or planned purchases that require extra support. If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out for personalized guidance. For more information about our loan offerings or to discuss how we can assist you further, please contact us at or visit us at our branch located at 18450 Showalter Rd Ste 113 Hagerstown Md 21742 in Hagerstown. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Vantage Point help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $252,571. Our team is here to guide you through the process and help you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We currently have $911,348 in these loans available to help members manage their finances effectively. Enjoy flexible terms that fit your spending habits while keeping your budget intact.

Loan Aggregator

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Vantage Point