Vanderbilt Credit Union Nashville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Vanderbilt Hospital Branch, a trusted partner in your financial journey since 1959. Located at Room 1107, Nashville, TN 37232, we proudly serve our members with dedication and integrity. With over 5,600 members, we are committed to fostering a community built on trust and support. At Vanderbilt, we understand that financial needs vary greatly among individuals and families. That's why we offer a diverse range of services including personal banking, auto loans, mortgage financing, and business banking solutions. Our total assets of $48,528,092 and total deposits exceeding $1,560,918 reflect our solid foundation and commitment to serving you better. Led by our CEO Mike McDonald and Board President Mario Avila, our team is focused on providing personalized service tailored to your unique financial goals. We have a dedicated staff of 11 employees who are ready to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 7:30 AM to 3:30 PM, and Wednesday from 9:00 AM to 4:00 PM. While members can visit us at our branch location, official correspondence should be sent to our mailing address at Suite 100, 2900 Vanderbilt Place, Nashville, TN 37232-0001. We invite you to explore the benefits of membership with us whether you're looking for personal loans or want to open a new account. Join us in making your financial dreams a reality! For more information or assistance, don't hesitate to call us at 615-922-2661 or visit our website at vanderbiltcu.org. Your financial future starts here!

Branch History & Mission

At Vanderbilt, we take pride in our rich history and unwavering mission to serve our community. Established in 1959, our branch has grown alongside Nashville, TN, evolving to meet the needs of over 5,600 members. We are located at Room 1107, Nashville, TN 37232, a convenient spot for those who work or live nearby. From our humble beginnings, Vanderbilt has always aimed to provide exceptional financial services while fostering a sense of belonging among our members. Our total assets have reached an impressive $48,528,092, reflecting not only our growth but also the trust placed in us by our community. With a commitment to responsible lending and personalized service, we ensure that every member feels valued and supported. Our mission is simple yet powerful: to deliver accessible and affordable financial solutions while making a positive impact on the lives of those we serve. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to help our members achieve their financial goals. We also offer business banking services to support local entrepreneurs and strengthen the economic fabric of Nashville. While you can visit us at our physical address for any inquiries or transactions during our operating hours Monday, Tuesday, Thursday, and Friday from 7:30 AM to 3:30 PM and Wednesday from 9:00 AM to 4:00 PM official correspondence should be directed to Suite 100, Nashville, TN 37232-0001 if different from your visit. We understand that modern banking needs go beyond traditional methods. That's why we've invested in digital advancements like online banking and mobile payments, ensuring that you can manage your finances conveniently from anywhere. Additionally, we comply with ADA standards to make sure all members feel welcome in our branch. Vanderbilt is more than just a credit union; we are a part of the Nashville community. Our partnerships with local organizations allow us to engage in outreach efforts that uplift and support those around us. As we continue this journey together with our members and neighbors, we invite you to become part of the Vanderbilt family. Join us today and experience the difference that comes from being a member of a community-focused credit union. With Vanderbilt by your side, you're not just another account; you're part of something special. For more information or to open an account online, please visit Vanderbilt's website or call us at 615-922-2661. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Parking

We strive to ensure that our branch is accessible for everyone. The location complies with ADA standards and features ramps for easy access. Ample parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions? Don't hesitate to reach out! You can give us a call at 615-922-2661. We invite you to come by and explore what we have to offer at the Vanderbilt Hospital Branch. Your financial well-being is our priority!

Operating Hours

Our doors are open to serve you Monday, Tuesday, Thursday, and Friday from 7:30 AM to 3:30 PM, and on Wednesday from 9:00 AM to 4:00 PM. We understand that life can get busy, so we aim to offer hours that work for you.

Services Offered

At the Vanderbilt Hospital Branch, we provide a range of services tailored for both personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we're here to support your financial journey. Plus, we offer basic shared branch transactions like deposits and withdrawals for partner credit union members. Unfortunately, we do not have ATM availability or drive-thru service at this location; however, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At Vanderbilt, we believe that becoming a member is like joining a close-knit family that supports your financial well-being. Membership is open to those who work at or are affiliated with Vanderbilt University and Medical Center, as well as their families. This means if you're part of this vibrant community, you can enjoy all the benefits of being a member at our branch located at Room 1107, Nashville, TN 37232. Whether you're looking for a checking account, auto loan, or simply a place to grow your savings, we have something special for everyone. Plus, you'll gain access to personalized service and resources tailored just for you. To start your journey with us, it's easy! Just visit our eligibility page for more detailed information on how to qualify at https://vanderbiltcu.org/membership/ . When you're ready to open an account, simply follow the steps outlined on our account opening page https://www.cmg.loanliner.com/loanrequest/presenter/loanlist/04103592/2023?isframed=f&cuid=04103592&loanlistid=2023&channelid=9169401714328212757&locationid=2605870214328212738 . If you have any questions or need assistance, feel free to call us at (615) 922-2661. We can't wait to welcome you into the Vanderbilt community!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that make transactions smoother for your business. Think about how convenient it is for customers to pay quickly and easily at your point of sale. Our services can streamline payments, manage cash flow, and help you focus on what you do best running your business. Located at Room 1107 Nashville Tn 37232, Nashville, TN, we're ready to partner with you on your path to success. For more information or to discuss your options, call us at (615) 922-2661 or visit our website at https://vanderbiltcu.org/. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide tailored business banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your entrepreneurial journey.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only offer convenience but also allow you to earn points on purchases that can be redeemed for exciting benefits.

Loans and Financing Options

When it comes to loans, we've got you covered! Need a new car? Our auto loans and vehicle financing options make purchasing your dream vehicle straightforward and affordable. Or perhaps you're thinking about buying a home? Our mortgage loans and refinancing services can guide you through the process smoothly. For those unexpected expenses or projects, our personal loans and debt consolidation options provide flexibility and ease of repayment.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features such as online banking and mobile apps. You can easily monitor your accounts, make transfers, or pay bills anytime right from your smartphone or computer.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money efficiently. Imagine having a checking account that not only provides easy access to your funds but also offers features like online banking and mobile payments. You can check your balance, transfer money, or even pay bills from the comfort of your home or on-the-go.

Shared Branch Transactions

Lastly, if you're a member of another credit union that participates in shared branching, we facilitate basic transactions like deposits and withdrawals right here at Vanderbilt. This makes accessing your funds easier than ever! At Vanderbilt, we strive to create a welcoming environment where members feel valued. If you have questions about any of our services or want to learn more about how we can assist you on your financial journey, please reach out at (615) 922-2661. Discover all that we have to offer by visiting us today at Vanderbilt Hospital Branch! We're excited to help you achieve your financial dreams!

Digital & Online Banking

Accessibility Made Easy

No matter what banking needs you have, Vanderbilt makes it simple. You can seamlessly manage your finances from home or on the move. By choosing us for your digital banking services, you're ensuring that you have a partner who values accessibility and ease-of-use as much as you do. Explore all these features and more by visiting us online at https://vanderbiltcu.org/ today!

Convenient Features

Our online banking service provides 24/7 access to your financial information. Whether you're checking your balance, transferring funds, or paying bills, everything you need is right at your fingertips. Plus, with our mobile application available for download, managing your money on the go has never been easier. You can also take advantage of our electronic signature authorization feature. This means you can sign documents securely without needing to visit a branch in person. For those who prefer keeping track of their statements digitally, we offer e-statements as well allowing you to view your account activity while being environmentally friendly.

Secure Transactions

When it comes to security, we've got you covered. Our systems are built with the latest technology to keep your personal information safe. You can confidently make person-to-person transfers and utilize mobile payments knowing that we prioritize your privacy and security.

Financial Strength

Growing Membership Base

Total Share Accounts stand at 8,946, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $162,156, we are well-equipped to meet the diverse needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vanderbilt is your trusted partner. Visit us at Room 1107 Nashville Tn 37232 or call (615) 922-2661 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees who are dedicated to providing excellent service at every visit.

Reinvestment in Member Services

With $4,860,065 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $459 in used auto loans and $34,739,569 in total loans and leases.

Secure Savings Options

Members' savings are secured through $7,230,810 in share certificates and $3,504,346 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $4,860,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,001 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,416,047 in used vehicle loans and $2,051,820 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although currently we don't have any outstanding commercial loans available, we are dedicated to supporting local businesses as they seek funding opportunities.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,223,641 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to help you save while making everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,585,423, make buying or refinancing simple. We guide you through every step of the process to ensure you understand your choices and find the best solution for your situation.

Refinancing Options

If you're considering refinancing existing debts or exploring eligibility options for our various loan products, our team is here to help. We can provide insights into how refinancing could potentially lower your monthly payments or free up cash for other expenses. At Vanderbilt, we're committed to transparency and helping our members make informed financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Feel free to reach out to us at (615) 922-2661 for more information about our loan offerings or visit us at our branch located at Room 1107 Nashville Tn 37232, Nashville, TN. Let's work together towards achieving your financial aspirations!

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VANDERBILT CREDIT UNION