Van Cortlandt Cooperative Credit Union Bronx NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Van Cortlandt Cooperative, where our commitment to your financial well-being is at the heart of everything we do. Located at 3960 Hillman Ave, Bronx, NY 10463, we have proudly served our community since 1936. With a strong membership base of over 2,165 individuals, we strive to provide personalized banking solutions tailored to meet your needs. At Van Cortlandt Cooperative, we understand that every member's financial journey is unique. That's why we offer a variety of services including personal banking accounts, auto loans, and credit cards with rewards. Our total assets stand at an impressive $54,693,366, ensuring that we are well-equipped to support you in achieving your financial goals. Our dedicated team of 7 employees, led by CEO Mirela Alexe and Board President Andrew Kimerling, is here to guide you through every step of your banking experience. Whether you're looking for a new vehicle loan or need assistance with mortgage refinancing, you can trust us to deliver service with integrity and care. If you prefer official correspondence, please note that it should be sent to our mailing address: 3960B Hillman Avenue, Bronx, NY 10463. We encourage you to reach out to us at (718) 549-5858 or visit our website at www.vccfcu.com for more information about our offerings and how we can assist you. Join us today and become part of a credit union that truly cares about its members!

Branch History & Mission

Commitment to Innovation

At Van Cortlandt Cooperative, we're also committed to embracing technology to enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier. Our physical branch is ADA compliant and equipped with an ATM for added convenience ensuring accessibility for all members.

Join Us Today!

As we look toward the future, we invite you to become part of the Van Cortlandt Cooperative family. Experience the benefits of membership where your financial well-being is at the forefront of everything we do. Whether you're looking for personal banking solutions or ways to invest in your future, we're here for you every step of the way. Call us today at 718-549-5858 or visit our website for more information on how you can join us! Together, let's build a brighter future in the Bronx!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while making a positive impact on the lives of our members. We understand that each member's journey is unique, which is why we offer a range of services tailored to meet diverse needs from personal and auto loans to credit cards with rewards. We believe that everyone deserves access to affordable financial solutions. We are dedicated not only to helping you achieve your financial goals but also to uplifting our community through various outreach initiatives. We partner with local organizations and engage in community events aimed at supporting those in need. By investing in our neighborhood, we strengthen the bonds that unite us all.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 718-549-5858. We invite you to visit us soon at our Bronx branch your trusted partner in financial wellness awaits!

Operating Hours

We're here for you during the following hours: on Mondays and Thursdays from 2 PM to 8 PM, and Wednesdays from 9 AM to 12 PM. This schedule allows you to find a time that works best for your busy life.

Services Offered

At Van Cortlandt Cooperative, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have you covered! You can also take advantage of our online and mobile banking options for added convenience.

Member Eligibility

At Van Cortlandt Cooperative, we believe that everyone deserves a supportive financial community, and becoming a member is the first step to joining ours! If you live, work, worship, or attend school in the Bronx area, you're already eligible to join us. We welcome individuals and families who are looking for personalized banking services tailored to their needs. As a member, you'll enjoy benefits like competitive loan rates, savings options, and access to our friendly team dedicated to your financial well-being. Getting started is easy! You can find detailed eligibility criteria on our website at this link. Once you're ready to open an account, visit us online at this page, or feel free to give us a call at 718-549-5858. Our branch is located at 3960 Hillman Ave, Bronx, NY 10463, and we can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easy for your business. Imagine a busy Saturday at your store; customers are ready to purchase, but if payment options are limited, sales can slip away. Our merchant services ensure you can accept payments efficiently, whether it's credit cards or mobile payments. This means more sales and happier customers. Visit us at 3960 Hillman Ave Bronx Ny 10463 in Bronx, NY or call us at (718) 549-5858 to learn how we can help your business grow!

Comprehensive List Of Services

Accessibility and Support

Our branch offers essential services such as ATM access for cash withdrawals and balance checks. With an ATM available on-site, you won't have to travel far for quick transactions. If you have any questions or need assistance, feel free to call us at 718-549-5858, where our friendly team is ready to help. At Van Cortlandt Cooperative, we strive to be more than just a financial institution; we aim to be a partner in your financial journey. Explore all we have to offer today! Visit us online at vccfcu.com or come see us in person. We're excited to assist you!

Borrowing Made Easy

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can provide the relief you need. Plus, our credit cards come with rewards that make every purchase more rewarding. Imagine earning points while buying groceries or filling up your gas tank!

Business Banking Solutions

For small business owners, we offer tailored solutions through our Business Banking services. This includes Merchant Services for easy payment processing and Business Loans to help you grow your venture. We know that running a business comes with its own set of challenges, and we're here to make banking as straightforward as possible.

Modern Banking Convenience

In today's world, convenience is key. That's why we emphasize our Online & Mobile Banking features. You can easily manage your accounts from anywhere using our mobile app or online platform. Whether it's checking balances, transferring funds, or making payments, accessing your finances has never been easier.

Personal Banking

We offer various Personal Banking options to help you manage your money effectively. From checking and savings accounts that fit your lifestyle to Auto Loans & Vehicle Financing that make it easier to get behind the wheel, we've got you covered. For those considering homeownership or looking to refinance, our Mortgage Loans provide competitive rates and personalized service.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away at http://www.vccfcu.com/ . We prioritize your security with every transaction, so you can manage your money confidently.

Easy Transfers and More

Need to send money to a friend or family member? While we currently do not offer person-to-person transfers, our online banking platform simplifies many tasks. You can easily manage all aspects of your accounts and access support whenever you need it.

Mobile Banking at Your Fingertips

Our mobile application makes it even easier to stay on top of your finances while on the go. You can make payments directly from your phone using our mobile payments feature. No more worrying about cash or checks; simply tap and go! Plus, with e-statements available, you'll have all your account information right in your pocket without the clutter of paper statements.

Security You Can Trust

We take your security seriously. With no electronic signature authorization required for most transactions, we ensure that you have quick access while still maintaining robust safety measures for all account activities. In today's fast-paced world, Van Cortlandt Cooperative is committed to providing accessible and user-friendly banking solutions that empower you to take control of your finances. Sign up today and experience how simple banking can be!

Financial Strength

Commitment to Growth

Total Share and Deposit Accounts stand at 2,935, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $373,763. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Van Cortlandt Cooperative is your trusted partner. Visit us at 3960 Hillman Ave Bronx Ny 10463 or call (718) 549-5858 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investments in Your Future

With $6,037,110 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13 in used auto loans and $13,696,305 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $1,399, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This means more value for you as a member of Van Cortlandt Cooperative.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,100,391 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, the focus remains on maximizing the value of our offerings to members.

Strong Financial Position

With a net worth of $6,037,278, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,104 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $239,271 in used vehicle loans and $97,795 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you find the right financing option for your next vehicle purchase.

Business Loans

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering solutions that help drive success. At Van Cortlandt Cooperative, we pride ourselves on providing personalized service and transparent lending options. If you're considering refinancing or want to learn more about eligibility requirements, don't hesitate to reach out! You can contact us at (718) 549-5858 or visit us at our branch located at 3960 Hillman Ave Bronx Ny 10463 in Bronx, NY. Explore our loan offerings today and discover how we can assist you in achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $260,643, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $396,383 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the loan options presented are legitimate and reliable.

VAN CORTLANDT COOPERATIVE FEDERAL CREDIT UNION - Bronx, NY