Valwood Park Credit Union Carrollton TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Valwood Park, your trusted financial partner located at 1001 E Crosby Rd, Carrollton, TX 75006. Established in 1974, we have proudly served our community for decades, growing alongside our members and adapting to their needs. With a total membership of over 2,700, we are dedicated to providing personalized service and a range of financial solutions designed to help you achieve your goals. At Valwood Park, we understand that finances can be complex, but they don't have to be. Our commitment to simplicity and transparency is reflected in our robust offerings, including auto loans, personal banking services, and credit card options with rewards. With total assets exceeding $25 million and deposits totaling $6,185,474, you can trust that your money is secure with us. Our CEO, Ronnye Parma, leads a team of just 7 employees who are passionate about making a difference in the lives of our members. Together with our Board President, we strive to foster a welcoming environment where everyone feels valued. Whether you're looking to open an account or need assistance with loans our friendly staff is here for you! While members can visit us at 1001 E Crosby Rd, official correspondence should be sent to our mailing address: 1001 E Crosby Rd., Carrollton, TX 75006-7260. If you have any questions or need assistance, don't hesitate to give us a call at 972-446-0540 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us today and experience the Valwood Park difference where your financial success is our top priority! Visit our website at valwoodpark.com or come by for a visit; we can't wait to meet you!

Branch History & Mission

Commitment to Excellence

As technology advances, so do we. Our digital banking services ensure that members can access their accounts anytime and anywhere. From online banking to mobile payments, we prioritize convenience while maintaining strict ADA compliance standards. With features like drive-thru banking available at our location, we make it easier than ever for members to manage their finances efficiently. Join us on this journey! At Valwood Park, we invite everyone in Carrollton and surrounding areas to become part of our family. Experience firsthand the benefits of membership where you're not just a number but a valued member of our community. For more information about joining us or exploring our services, please call us at (972) 446-0540 or visit us online at https://www.valwoodpark.com/ . Together, let's build a brighter future!

Community Focus

We believe that strong communities are built on collaboration and support. Over the years, Valwood Park has partnered with local organizations to uplift those in need and contribute positively to the lives of residents in Carrollton and beyond. Our outreach efforts reflect our dedication not just to financial success but also to making a meaningful impact on the community.

Our Mission

At Valwood Park, our mission is simple yet profound: to enhance the financial well-being of our members while fostering community support. We aim to provide outstanding service and innovative products that meet the diverse needs of those we serve. Each day, we strive to create a welcoming environment where every member feels valued and understood. While you can visit us at our branch location at 1001 E Crosby Rd, official correspondence should be sent to our mailing address: 1001 E Crosby Rd., Carrollton, TX 75006-7260.

Branch Location & Accessibility

Accessibility Features

Our branch is fully accessible, ensuring that everyone can visit us without hassle. We offer ample parking, including spaces for those with disabilities, and features such as ramps to accommodate all members.

Call to Action

We invite you to stop by our branch or reach out via phone if you have any questions. Our friendly staff is ready to assist you in achieving your financial dreams. Experience the difference at Valwood Park your trusted partner in banking!

Operating Hours

We know that life can get busy, which is why our lobby hours are set to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. If you need assistance outside these hours, don't hesitate to give us a call at 972-446-0540.

Services Offered

At Valwood Park, we provide a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we're here for you every step of the way. Plus, enjoy the convenience of our drive-thru service for quick transactions like deposits and withdrawals.

Member Eligibility

At Valwood Park, we believe that everyone deserves to be part of a caring community where their financial needs come first. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Carrollton area, you're likely eligible to join us. We're here to provide personalized services that make banking easier and more beneficial for you. To learn about the full eligibility details, feel free to visit our website at https://www.valwoodpark.com/become-a-member/ . Once you've confirmed your eligibility, opening an account is a breeze! You can easily start the process online by visiting https://www.cmg.loanliner.com/loanrequest/presenter/04220721/8889600609216114722/1?isframed=f&cuid=04220721&loanformid=8889600609216114722&channelid=7030351813345204834&locationid=7365844004273190947&campaign=auto%20loan%20application , or if you prefer a personal touch, give us a call at (972) 446-0540. We're located at 1001 E Crosby Rd Carrollton Tx 75006, ready to assist you with any questions you might have. Joining Valwood Park means being part of a supportive network that values your financial wellness and strives to help you achieve your goals.

Business Banking & Commercial Services

Merchant Services That Matter

In today's competitive market, efficient payment processing can make all the difference. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we provide tools that enhance your customer experience and streamline your operations. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in Carrollton, TX. Let us partner with you on your journey to success! For more information, visit us at 1001 E Crosby Rd Carrollton Tx 75006 or call us at (972) 446-0540.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of hitting the open road in a new vehicle, our auto loans and vehicle financing options are tailored for you. We understand that purchasing a car is a big decision. Our flexible terms and competitive rates ensure that you can find an option that fits your budget comfortably. Plus, getting pre-approved can make the car-buying experience much smoother.

Business Banking Services

If you're a business owner or entrepreneur, our business banking services are crafted just for you. From merchant services to business loans, we provide the tools necessary to help your business thrive in today's economy.

Convenient Banking Options

At Valwood Park, convenience is key! With basic drive-thru banking available for deposits and withdrawals as well as ATM services for quick cash access (even though we don't currently have ATMs), we're here to make banking easy for you. Whether you're stopping by our branch located at 1001 E Crosby Rd Carrollton Tx 75006 or reaching out via phone at (972) 446-0540, we're always ready to assist you during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We invite you to explore all that Valwood Park Fcu has to offer! Join us today and experience a credit union where your financial goals come first. Visit us online at https://www.valwoodpark.com/ or stop by we can't wait to serve you!

Credit Cards with Rewards

Looking to earn rewards on your everyday spending? Our credit cards come with attractive rewards programs that let you earn points or cashback on purchases. This means every time you shop, dine out, or fill up your gas tank, you're earning towards something special.

Home Ownership Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options are designed to help make home ownership a reality. Whether it's your first home or an investment property, we guide you through the process with clear information and personalized support.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that are easy to manage and help you save for what matters most. Imagine having an account that not only allows you to make everyday purchases but also helps you build your savings effortlessly. With our user-friendly online and mobile banking features, accessing your funds has never been easier. You can check your balance, transfer money, or even pay bills with just a few taps on your phone.

Personal Loans & Debt Consolidation

For those unexpected expenses or when you need some extra cash flow, our personal loans can provide the financial relief you're looking for. And if managing debt feels overwhelming, consider our debt consolidation options that can simplify your payments into one manageable monthly fee.

Digital & Online Banking

Accessible Online Banking

Our online banking platform is available 24/7 at https://www.valwoodpark.com/ . You can check your balance, make transfers, and pay bills all from the comfort of your home or on the go. Whether it's day or night, our services are just a click away.

E-Statements for Easy Tracking

Say goodbye to paper clutter! With e-statements available at Valwood Park, you can access your monthly statements electronically. This not only helps you keep track of your spending but also adds an extra layer of security by reducing the risk of lost or stolen mail.

Mobile Banking at Your Fingertips

Our mobile application makes banking even more convenient. You can manage your accounts directly from your smartphone, making it simple to handle transactions wherever life takes you. Plus, with our mobile payments feature, paying for everyday purchases has never been easier.

Quick Transfers Made Simple

Need to send money quickly? Our person-to-person transfer service allows you to send funds instantly to friends and family without any hassle. It's perfect for splitting bills or sharing expenses.

Security First

While convenience is key, we prioritize your security. Although we currently do not offer electronic signature authorization, rest assured that all transactions through our online and mobile platforms are protected with robust security measures. At Valwood Park, we're committed to providing accessible and secure banking solutions tailored to meet your needs. Experience the ease of managing your finances digitally today!

Financial Strength

Commitment to Growth

With $1,616,357 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $452 in used auto loans and $15,297,318 in total loans and leases.

Member Savings Security

Members' savings are secured through $1,895,406 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we have $0 in non-member deposits, ensuring that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,616,357, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $645 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnerships

Net Shares (Funds available for lending and investments): $0 demonstrate our readiness to support your needs. Total Share Accounts: 4,198 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valwood Park is your trusted partner. Visit us at 1001 E Crosby Rd Carrollton Tx 75006 or call (972) 446-0540 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,387,295 in used vehicle loans and $5,506,099 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget and make the car-buying process easier.

Credit Lines

Our credit lines are designed for those who want access to funds without the hassle of traditional loans. With total credit lines amounting to $2,500,000, you can enjoy the flexibility of borrowing only what you need while keeping your financial health intact.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently our Junior Lien 1-4 Family Residential Properties loans total $0, we are committed to offering competitive mortgage solutions tailored to your needs.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, our refinancing options are available for various loan types. Speak with one of our knowledgeable team members at Valwood Park to explore how we can assist you in maximizing your savings. For more information about our loan offerings or to start your application process today, please contact us at 972-446-0540 or visit us at 1001 E Crosby Rd, Carrollton, TX 75006. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $534,693 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need when unexpected expenses arise.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for every comparison. Each lender is vetted to guarantee that users receive accurate information without any hidden surprises.

VALWOOD PARK FEDERAL CREDIT UNION - Carrollton, TX