Valley Wide Credit Union Tarentum PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Valley Wide Of Pa, your trusted partner in financial services since 1955. Located at 209 5Th Ave, Tarentum, PA 15084, we are proud to serve our community with a commitment to helping you achieve your financial goals. With a total membership of 214 and assets amounting to an impressive $939,370, we are dedicated to providing personalized banking solutions tailored just for you. As a member-focused credit union, we believe in making banking simple and accessible. Whether you're looking for auto loans, mortgage financing, or personal banking options, our team is here to assist you every step of the way. Our CEO, Matthew Huet, along with Board President Asa Christy, leads a passionate team of 2 employees who are committed to ensuring that your experience with us is both rewarding and enriching. While members can visit us at our branch for all their banking needs, please note that any official correspondence should be sent to our mailing address: 209 5th Ave, Ste B, Tarentum, PA 15084-1710. Our financial health is robust, with total deposits reaching $302,017 and a net worth of $137,154. We strive not only to be your financial institution but also a cornerstone in the community by offering loans totaling 71 and fostering economic growth through responsible lending. We invite you to explore the variety of services we offer on our website at valleywideofpa.com. If you have questions or need assistance, don't hesitate to reach out! Call us at 724-226-1664 during our operating hours: Monday from 9:30 AM - 1:30 PM; Tuesday from 12:00 PM - 4:00 PM; Wednesday from 2:00 PM - 6:00 PM; Thursday from 12:00 PM - 4:00 PM; and Friday from 9:30 AM until closing. Join us in building a brighter financial future together!

Branch History & Mission

Community Engagement

Valley Wide Of Pa believes in giving back. Over the years, we've partnered with local organizations and participated in various outreach efforts aimed at enhancing the lives of those in Tarentum and surrounding areas. Whether it's sponsoring community events or supporting local initiatives, we strive to make a positive impact wherever possible. As we look toward the future, we remain committed to adapting our services to meet the evolving needs of our members while maintaining compliance with ADA standards and ensuring a customer-centric experience. In closing, we invite you to join our family at Valley Wide Of Pa. Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused credit union that truly cares. Visit us today at 209 5th Ave or explore more about membership options online at valleywideofpa.com. Together, let's build a brighter financial future!

Our Mission

At Valley Wide Of Pa, our mission is clear: to deliver exceptional financial products while actively contributing to the well-being of our community. We believe that banking should be more than just transactions; it should be about building relationships. Our team is dedicated to understanding your unique needs and helping you navigate your financial journey with confidence. We recognize that accessibility is key in achieving this mission. While we do not currently offer ATM or drive-thru services at our branch, we focus on providing personalized service during our operating hours: Monday from 9:30 AM to 1:30 PM; Tuesday from 12:00 PM to 4:00 PM; Wednesday from 2:00 PM to 6:00 PM; Thursday from 12:00 PM to 4:00 PM; and Friday from 9:30 AM until close. You can also reach us at (724) 226-1664 for any inquiries.

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Feel free to call us at 724-226-1664. We invite you to visit Valley Wide Of Pa and experience our commitment to serving you better. Your journey towards better banking starts here!

Nearby Landmarks and Accessibility Features

Our branch sits in the heart of Allegheny County, making it a central spot for all your banking needs. We're just a stone's throw away from local landmarks like the Tarentum Park, which makes visiting us even more convenient if you're out enjoying the area. For your convenience, we offer ample parking right outside the branch. Our facility is designed with accessibility in mind, ensuring that everyone can easily enter and navigate our space without any obstacles.

Operating Hours and Services

Valley Wide Of Pa is committed to providing excellent service during our welcoming operating hours. You can visit us on Monday from 9:30 AM to 1:30 PM, Tuesday and Thursday from noon to 4 PM, Wednesday from 2 PM to 6 PM, and Friday from 9:30 AM to 5 PM. We encourage you to stop by during these times to meet our friendly staff who are ready to help you with everything from personal banking and auto loans to credit cards and business services. While we currently do not have ATM or drive-thru services available at this location, our team is dedicated to assisting you directly inside the branch.

Member Eligibility

Becoming a member of Valley Wide Of Pa is like joining a welcoming family where your financial well-being is our top priority. If you're looking to become part of our community, the process is simple! Membership is generally available to individuals who live, work, or worship in the area surrounding our branch at 209 5Th Ave Tarentum Pa 15084. We believe that everyone deserves access to personal banking solutions tailored to their needs, which is why we strive to keep eligibility inclusive and straightforward. For those interested in opening an account, you can easily find all the necessary details online. Just head over to our membership page at https://www.valleywideofpa.com/membership for a complete overview of what it takes to join us. If you have any questions or need assistance, feel free to reach out at (724) 226-1664. We're here to help you every step of the way! Plus, once you're with us, you'll enjoy all the benefits of being part of Valley Wide Of Pa, including personalized service and a variety of financial products designed just for you.

Business Banking & Commercial Services

Real-World Merchant Services

Imagine running a busy retail store where smooth transactions make all the difference. Our merchant services allow you to accept various payment methods easily, keeping lines moving and customers happy. With secure processing options, you can focus on what matters most growing your business. Located at 209 5Th Ave Tarentum Pa 15084, Tarentum, PA, we're here to help you navigate the financial landscape of your business. Contact us at (724) 226-1664 or visit our website at https://www.valleywideofpa.com/ to learn more about how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential ATM and cash withdrawal services for when you need quick access to your funds. No matter what your financial needs are, Valley Wide Of Pa aims to be your trusted partner. If you're ready to explore how our services can benefit you, feel free to reach out! You can call us at 724-226-1664 or visit us during our convenient lobby hours: Monday from 9:30 AM - 1:30 PM, Tuesday from 12:00 PM - 4:00 PM, Wednesday from 2:00 PM - 6:00 PM, Thursday from 12:00 PM - 4:00 PM, and Friday from 9:30 AM - 5:00 PM. Let's work together towards your financial success!

Credit Cards & Business Banking

For those who enjoy rewards while spending, our credit cards come with attractive benefits to help you earn points on purchases. If you're running a business, we have specialized services like merchant services and business loans designed to help your enterprise thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere at any time. From checking balances to making transfers, everything is just a click away.

Home Financing Solutions

Are you dreaming of owning your own home? Our mortgage loans and refinancing options can turn that dream into reality. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to guide you through every step of the process.

Personal Banking Services

When it comes to personal banking, we offer a variety of options designed for everyday needs. Whether you're opening a checking or savings account, our accounts come with features that make managing your money simple and straightforward. If you're considering buying a new car, our auto loans and vehicle financing options can help you get behind the wheel without the stress of high-interest rates. For those looking to settle existing debts or fund personal projects, we provide personal loans and debt consolidation services tailored just for you.

Digital & Online Banking

At Valley Wide Of Pa, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our online banking platform available at https://www.valleywideofpa.com/ , you can easily access your accounts anytime, anywhere. Although we currently do not offer features like electronic signatures or e-statements, our commitment to security remains a top priority. You can trust that your information is protected while you manage your finances with confidence. Our online banking services allow for real-time account management, so you can check balances, review transactions, and transfer funds at your convenience. While features such as mobile payments and person-to-person transfers are not available yet, our focus on accessibility ensures that you can still take care of essential banking tasks from the comfort of your home. Although we don't have a dedicated mobile application right now, our website is user-friendly and designed for easy navigation. Whether you're using a computer or a mobile device, accessing your account is straightforward. Just visit us at https://www.valleywideofpa.com/ to get started. At Valley Wide Of Pa, we're dedicated to making banking easier for you. Our 24/7 online banking services mean that you can keep track of your finances whenever it suits you best. We may not have all the bells and whistles yet, but we're continuously looking for ways to enhance your banking experience. Join us today and discover how simple managing your money can be!

Financial Strength

At Valley Wide Of Pa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create a trustworthy environment where you can confidently manage your finances. With a net worth of $137,154, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1460 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,000 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $97,226 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $616,396 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share and Deposit Accounts: 257 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Wide Of Pa is your trusted partner. Visit us at 209 5Th Ave Tarentum Pa 15084 or call 724-226-1664 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $243,212 in used vehicle loans and $271,945 in new vehicle loans, helping members get on the road with confidence. Whether you prefer a brand-new model or a reliable pre-owned vehicle, our financing options can make it happen for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans, our focus remains on helping members manage their finances effectively with reasonable options when they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $25,342. We aim to make buying or refinancing simple and straightforward. Our experienced team is ready to guide you through the process to find the best solution for your housing needs.

Refinancing Options

If you're considering refinancing any existing loans, our team is equipped to discuss eligibility and options available. This could be an opportunity to lower your payments or access cash for other needs. For any questions or assistance regarding our loan offerings, feel free to reach out at 724-226-1664. We're here during our lobby hours from Monday through Friday, so don't hesitate to visit us at Valley Wide Of Pa. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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VALLEY WIDE OF PA FEDERAL CREDIT UNION - Tarentum, PA

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