Valley Strong Credit Union Tulare CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Valley Strong, your trusted partner in financial well-being located at 1989 E Prosperity Ave, Tulare, CA 93274. Established in 1940, our credit union has proudly served the community for over eight decades, building a legacy of reliability and support for our 332,896 members. With total assets exceeding $3.9 billion, we are dedicated to helping you achieve your financial goals. At Valley Strong, we believe in the power of community. Our commitment is reflected in our diverse range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. We understand that each member's journey is unique, which is why our experienced team is here to provide personalized service tailored to your needs. While you can visit us at our Tulare branch, please note that official correspondence should be directed to our mailing address: PO Box 9506, Bakersfield, CA 93389. Whether you have questions about your accounts or need assistance with loans totaling over 168,320 across various categories we're just a phone call away at 661-833-7900. Led by CEO Nicholas Ambrosini and Board President S William Bruce, our team works diligently to ensure that Valley Strong remains a pillar of support in the community. With a dedicated staff of 585 employees, we're here to help you every step of the way. Explore our website at valleystrong.com for more information on how we can assist you. We invite you to visit us soon or give us a call your financial future starts here!

Branch History & Mission

Welcome to Valley Strong, a credit union that has been a pillar of support for the community since it opened its doors in 1940. Located at 1989 E Prosperity Ave in Tulare, CA, our branch has grown alongside the people we serve, becoming an integral part of their financial journeys. With total assets exceeding $3.9 billion and a membership base of over 332,000, we have evolved into a trusted partner for many families and businesses in the area. Valley Strong's mission is simple yet powerful: to empower our members through personalized financial services while actively supporting our local community. We believe that by offering accessible banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking we can help individuals achieve their financial goals. Our commitment extends beyond banking; we strive to enrich the lives of our members through community outreach and partnerships that address local needs. Since opening, we've seen significant milestones that reflect our dedication to growth and service. While members can visit us at our branch location, official correspondence should be sent to PO Box 9506 in Bakersfield, CA. This ensures that all communications are handled efficiently and accurately. Our operating hours cater to busy schedules: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With convenient ATM availability, we make banking easy and accessible for everyone. At Valley Strong, we embrace technology while ensuring our services remain user-friendly. Our online and mobile banking options allow members to manage their finances anytime, anywhere. We also prioritize accessibility by maintaining compliance with ADA standards. As we look ahead, our focus remains on building lasting relationships with our members and finding new ways to serve the Tulare community better. We invite you to join Valley Strong today! Experience firsthand how we can support your financial needs while making a positive impact right here at home. Visit us or call at 661-833-7900 we're here for you!

Branch Location & Accessibility

Call or Stop By

If you have any questions or need assistance before your visit, don't hesitate to call us at 661-833-7900. We're here to help you navigate your financial journey with ease. Whether you're a long-time member or looking to join our community, we invite you to experience the Valley Strong difference today!

Convenient Access

At Valley Strong, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking spaces, making it easy for everyone to walk in and take advantage of our services. While you're here, feel free to stop by our ATM for quick cash withdrawals or balance checks anytime.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Our friendly team is always ready to assist you with personal banking solutions, including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and more.

Member Eligibility

At Valley Strong, we believe that becoming a member is like joining a family where everyone supports one another on their financial journey. If you're looking to be part of our community, you'll find that membership is open to individuals who live, work, worship, or attend school in our local area. This means that whether you're a longtime resident or new to the community, there's a spot for you here. By choosing Valley Strong, you gain access to personalized banking services designed to meet your unique needs and help you achieve your financial goals. Getting started is easy! Simply visit us at our branch located at 1989 E Prosperity Ave Tulare Ca 93274 or check out our website for more information. You can also reach us by calling (661) 833-7900 if you have any questions about the process. For detailed eligibility criteria and the latest updates, feel free to visit this link. We're excited to welcome you into our growing family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

In addition to our loan offerings, we provide comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily from your customers, whether they're using credit cards, mobile payments, or online transactions. Our services help you streamline operations and focus on what you do best running your business. Located at 1989 E Prosperity Ave Tulare Ca 93274, Tulare, CA, our team is here to help you navigate the financial landscape with tailored solutions that meet your specific needs. Visit us today or give us a call at (661) 833-7900 to explore how we can partner in your success!

Comprehensive List Of Services

Business Banking Services

If you own a business or are thinking about starting one, Valley Strong offers essential services tailored just for you. From Merchant Services that help you accept payments seamlessly to Business Loans that fuel your growth, we support local businesses every step of the way.

Call Us Today!

We invite you to visit us at 1989 E Prosperity Ave Tulare Ca 93274 or give us a call at (661) 833-7900. Our friendly staff is here to answer any questions and help you find the right financial solutions for your needs. At Valley Strong, we're committed to helping our members thrive financially come see how we can assist you today!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that let you manage your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, our digital banking tools make it easy and secure. Additionally, if you're out and about in Tulare, take advantage of our ATM services for cash withdrawals and balance checks without any hassle.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options. Start with our Checking & Savings Accounts, which are designed for everyday use while helping you grow your savings. If you're planning to purchase a vehicle, our Auto Loans & Vehicle Financing can help you get on the road quickly and affordably. We understand that life can bring unexpected expenses, so our Personal Loans & Debt Consolidation options are here to assist you in managing those costs effectively. For those looking to buy a home or refinance their current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized support throughout the process. And let's not forget about rewards our Credit Cards with Rewards allow you to earn while you spend!

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our mobile application, which allows you to manage your accounts right from your smartphone. Whether you want to check balances, make payments, or transfer funds, everything is just a tap away. Plus, our mobile payments feature lets you make purchases quickly and securely without needing cash or cards. For those who prefer digital communication, we provide e-statements, making it easy to keep track of your finances without the clutter of paper. You can also enjoy the convenience of person-to-person transfers, allowing you to send money to friends and family instantly.

Real-Time Account Management

With our online banking services, you get real-time access to your financial information. This means no more waiting for statements in the mail everything you need is right at your fingertips. You can easily monitor transactions and stay updated on account activity whenever you need. Experience the benefits of modern banking with Valley Strong. Join us today at http://www.valleystrong.com and take advantage of our innovative digital solutions tailored for your busy lifestyle!

Security You Can Trust

Your security is our priority. While we don't currently use electronic signature authorization for transactions, we ensure that all online activities are protected by robust security measures. Our user-friendly platform makes banking straightforward, so you can navigate with confidence.

Financial Strength

A Dedicated Team at Your Service

We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our performance; although our net income stands at $0 for now due to strategic investments for future growth.

Commitment to Growth and Innovation

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,967 in used auto loans and a total of $2,933,579,673 in loans and leases.

Growing Member Base

Total Share Accounts stand at an impressive 742,487, showing a strong and growing member base that trusts us with their finances. With $0 net shares available for lending and investments currently being utilized strategically within our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Valley Strong is your trusted partner. Visit us at 1989 E Prosperity Ave Tulare Ca 93274 or call us at 661-833-7900 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 932% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that make it easy for you to drive away satisfied.

Credit Lines and More

In addition to auto and mortgage loans, we also offer substantial lines of credit totaling $1,063,530,548. This flexibility allows members to access funds when needed without having to reapply each time. Plus, if you're considering refinancing any existing loans, our team is here to discuss eligibility options that could save you money. For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and aim to support local entrepreneurs in achieving their dreams. If you're interested in learning more about any of these loan products or would like assistance in determining what fits best for your needs, please don't hesitate to reach out! You can contact us at (661) 833-7900, visit us at our branch located at 1989 E Prosperity Ave Tulare Ca 93274, or explore more online at Valley Strong. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We believe that owning a home should be within reach for everyone, which is why our mortgage products come with flexible terms and competitive interest rates.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging, but our unsecured credit card loans can help. With a total of $55,790,096 in loans available, we provide flexible terms to ensure you can handle your finances effectively. This option is perfect for those looking to build credit while enjoying the convenience of easy payments.

Loan Aggregator

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VALLEY STRONG CREDIT UNION - Tulare, CA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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Loan rates in Tulare, CA (93274)