Valley Strong Credit Union Tehachapi CA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Valley Strong, your trusted financial partner in the heart of Tehachapi, California! Located at 1002 W Tehachapi Blvd, our branch has been serving the community since 1940. With a strong commitment to our members, we have grown to include 332,896 members and manage assets totaling an impressive $3,925,605,060. At Valley Strong, we pride ourselves on offering a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, we are here for you every step of the way. Our dedication to providing quality service is reflected in our total deposits of $25,335,596 and our robust loan portfolio, which includes 168,320 loans and leases. Our leadership team is passionate about community engagement and member satisfaction. Under the guidance of CEO Nicholas Ambrosini and Board President S William Bruce, we strive to create a welcoming environment where you can feel secure about your finances. Whether you're visiting us in person or using our online banking services, we're dedicated to helping you achieve your financial goals. If you need assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at 661-833-7900 during our lobby hours from 9:00 AM to 5:00 PM Monday through Thursday, 9:00 AM to 6:00 PM on Friday, and 9:00 AM to 1:00 PM on Saturday. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 9506, Bakersfield, CA 93389. Explore more about what we can do for you by visiting our website at valleystrong.com. We look forward to serving you!

Branch History & Mission

Join Us Today!

As we continue to grow and serve the Tehachapi community, we invite you to become part of our family at Valley Strong. Experience the benefits of being a member who not only gains access to exceptional financial services but also contributes to uplifting our community as a whole. Reach out today at 661-833-7900 or visit us online at valleystrong.com to learn more about how you can get involved!

Our Mission

At Valley Strong, our mission is more than just providing financial products; it's about making a positive impact on the lives of our members and their families. We strive to create an inclusive environment where everyone feels valued and supported. Our commitment to excellent service is evident in everything we do from providing convenient online banking options to ensuring ADA compliance throughout our facilities. While members can visit us at 1002 W Tehachapi Blvd for all their banking needs, official correspondence should be sent to PO Box 9506 in Bakersfield if needed. Our dedicated team is available during operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. to assist you with any questions or concerns. With ATM availability on-site and no drive-thru service at this location, we ensure that your banking experience remains efficient and straightforward.

Our Story

Valley Strong started with a simple mission: to provide accessible financial services that empower individuals and families in our community. Over the years, we have evolved from a small local institution into a thriving credit union with total assets exceeding $3.9 billion. Our branch is conveniently situated at 1002 W Tehachapi Blvd, just a stone's throw away from local landmarks like the Tehachapi Depot Railroad Museum and the bustling downtown area. As we expanded, we remained committed to our core values: integrity, service, and community. We are proud to offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. In addition to these financial offerings, we actively engage in community outreach programs and partnerships that help uplift those around us.

Branch Location & Accessibility

Welcome to Valley Strong, your friendly neighborhood credit union located conveniently at 1002 W Tehachapi Blvd in beautiful Tehachapi, California! Our branch is designed with your needs in mind, making it easy for you to access financial services right in the heart of the community. If you need to send official correspondence, please note that our mailing address is PO Box 9506, Bakersfield, CA 93389. Nestled near the vibrant downtown area and just a stone's throw from local landmarks like the Tehachapi Depot Railroad Museum, our location is both accessible and welcoming. You'll find ample parking space available, ensuring a hassle-free visit. We are proud to offer ADA-compliant features, including ramps for those who may need additional assistance. At Valley Strong, we understand that your time is valuable. That's why we offer flexible operating hours! Our lobby is open from 9:00 a.m. to 5:00 p.m. Monday through Thursday, and until 6:00 p.m. on Fridays. On Saturdays, we're here for you from 9:00 a.m. to 1:00 p.m., ready to assist with all your banking needs. We also provide a variety of services designed to make banking easy and convenient for everyone whether you're looking for personal checking and savings accounts, auto loans, mortgage options, or business banking solutions. Plus, with ATM availability on-site, you can access cash whenever you need it. While we don't have drive-thru banking at this location or shared service center options available, our dedicated team is here to help you inside the branch with any inquiries or services you may require. So why wait? Come visit us at Valley Strong today! If you have any questions or would like more information before your visit, feel free to call us at 661-833-7900. We look forward to serving you!

Member Eligibility

Becoming a member of Valley Strong is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or worships in our community to apply for membership. At Valley Strong, we believe in making banking easy and accessible for everyone, which is why we strive to offer a range of services designed just for you. From personal loans to credit cards with rewards, the benefits of being part of our community are endless. To get started on your journey with us, simply visit our branch located at 1002 W Tehachapi Blvd Tehachapi Ca 93561, or give us a call at (661) 833-7900. You can also find more detailed information about membership eligibility by visiting our website here: . Opening an account is straightforward just check out the details at https://apply.valleystrong.com/#/product-selector and see how simple it is to become part of the Valley Strong family!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, our merchant services help streamline your payment processes. Imagine having an easy way to accept credit cards and mobile payments, making transactions smoother for both you and your customers. Whether you're at a bustling local market or running an online store, our tools can simplify your operations and improve customer satisfaction. Visit us at 1002 W Tehachapi Blvd Tehachapi Ca 93561 in Tehachapi, CA or call us at (661) 833-7900 to learn how our business banking solutions can make a difference for you!

Comprehensive List Of Services

Business Services

For our entrepreneurial members, we offer tailored Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing business, our team is here to support your financial journey.

Credit Options

Don't forget about our rewarding Credit Cards with Rewards! With every purchase, earn points that can be redeemed for exciting rewards perfect for those who love to travel or shop.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we've invested in robust Online & Mobile Banking features. With just a few taps on your smartphone, you can manage your accounts, transfer funds, pay bills, and even use our person-to-person payment service. Plus, access cash easily through our ATM services located conveniently around town.

Financing Your Dreams

When it comes to financing, Valley Strong offers an array of loan products that cater to different needs. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing programs provide flexible terms and competitive rates, making it easier for you to hit the road in style. Looking to buy a home? Our Mortgage Loans & Refinancing options help you navigate the housing market with confidence, ensuring you find the right mortgage solution. In addition, we understand that life can throw unexpected challenges your way. Our Personal Loans & Debt Consolidation services are here to assist you in managing expenses and consolidating debt into one manageable payment.

Get Started Today!

We invite you to visit us at 1002 W Tehachapi Blvd Tehachapi Ca 93561, give us a call at (661) 833-7900, or explore more about our offerings online at http://www.valleystrong.com . Whether you're looking for personal banking assistance or need support for your business endeavors, Valley Strong is here for you every step of the way. Join us today and experience banking tailored just for you!

Personal Banking Solutions

For everyday banking, our Personal Banking options include checking and savings accounts designed to fit various lifestyles. Imagine having a checking account that not only simplifies your transactions but also helps you save for those special moments. Our savings accounts offer competitive rates, encouraging you to build your nest egg while enjoying easy access to your funds.

Digital & Online Banking

Key Features

With our online banking platform available at http://www.valleystrong.com , you can check your account balances, pay bills, and transfer money all in one place. It's user-friendly and secure, making it simple for you to stay on top of your finances. Plus, we offer e-statements, so you can go green and keep track of your financial activity without the clutter of paper. Need to send money quickly? Our person-to-person transfer feature allows you to send funds to friends or family with ease. Whether it's splitting a bill or helping out a loved one, you're just a few clicks away from getting it done.

Stay Connected Anytime

For those who prefer using their mobile devices, our mobile application is available for download. This app not only supports mobile payments but also lets you manage your accounts right from your pocket. Whether you're out shopping or just relaxing at home, you'll have complete control over your banking activities. Rest easy knowing that our online banking services are accessible 24/7. Whenever you need to check something or make a transaction, we're here for you. While electronic signatures aren't part of our offerings right now, we ensure that all transactions are secure and straightforward. In summary, Valley Strong is committed to providing innovative digital banking solutions that fit into your lifestyle. Enjoy the freedom and flexibility of managing your finances with confidence!

Financial Strength

Committed to Growth

Our $199,739,663 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $24,967 in used auto loans and an impressive $2,930,579,673 in total loans and leases available, our lending capacity supports members' financial goals across various sectors.

Member Trust

Total Share Accounts stand at an impressive 742,487, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) total $0, indicating our focus on utilizing resources effectively for member benefits. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 1002 W Tehachapi Blvd Tehachapi CA 93561 or call 661-833-7900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

We are proud to report that our operational efficiency has allowed us to achieve a net income of $0, reflecting our careful management practices. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. We provide both new and used vehicle financing options that allow you to choose the plan that best fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. We cater to small businesses with tailored solutions designed to help you succeed. If you're considering refinancing or want more information about eligibility options for any of our loan products, feel free to reach out. Our team is here to guide you through every step of the process. You can contact us at (661) 833-7900 or visit us at 1002 W Tehachapi Blvd Tehachapi CA 93561. To explore all our loan offerings further or begin your application process today, head over to Valley Strong's website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $1,063,530,548 provide a convenient way to borrow as needed. This option allows you flexibility in managing expenses without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We offer competitive interest rates and various terms so that you can find the right fit for your long-term plans.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. These cards come with rewards and no collateral requirement, making them an excellent choice for everyday purchases or emergencies.

Loan Aggregator

Benefits of Using LendMesh

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VALLEY STRONG CREDIT UNION - Tehachapi, CA

Type of Loan Offerings

Personal Loans