Valley Strong Credit Union Hanford CA | Top Auto Loans & Rewards Cards

Introduction

Welcome to Valley Strong, your trusted financial partner in Hanford, California! Nestled at 216 W 8Th St, Hanford, CA 93230, our branch has been serving the community since 1940. With a commitment to empowering our members, we take pride in our growing family of over 332,896 members who rely on us for their banking needs. At Valley Strong, we understand that financial decisions can shape lives. That's why we offer a wide range of services tailored to meet your unique needs from checking and savings accounts to auto loans, mortgage solutions, and business banking options. Our total assets stand at an impressive $3,925,605,060, ensuring that we have the resources to support you every step of the way. Our dedicated team of 585 employees, led by CEO Nicholas Ambrosini and Board President S William Bruce, is here to provide personalized service and expert guidance. We are proud to report a total deposit base of $25,335,596 and a net worth of $368,656,109, reflecting our stability and dedication to serving our members' best interests. While you can visit us at our Hanford branch for all your banking needs, official correspondence should be directed to our mailing address: 11500 Bolthouse Dr, Bakersfield, CA 93311-8822. Whether you're looking to open an account or need assistance with loans our friendly staff is ready to help! Feel free to call us at 661-833-7900 during our lobby hours: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM until 1 PM. Join us at Valley Strong where your financial success is our priority! For more information about our services or to get started today, visit us online at www.valleystrong.com.

Branch History & Mission

A Legacy of Service

Valley Strong has always prioritized its members' needs. Our mission is clear: to empower our community through accessible financial services while fostering a spirit of cooperation and support. We believe that when our members succeed, we all thrive together. This guiding principle has shaped every decision we've made since we first opened our doors. From humble beginnings, we have evolved significantly. Our range of services now includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We've also ventured into business banking, offering merchant services and business loans tailored for local entrepreneurs.

Community Commitment

Our dedication goes beyond just providing financial products. We actively engage in community outreach initiatives and partnerships that uplift those around us. Whether it's sponsoring local events or supporting educational programs, we are proud to contribute to the well-being of our neighbors in Hanford.

Join Us Today!

We invite you to be part of our journey at Valley Strong. Experience firsthand how we blend tradition with modern solutions to serve you better. Whether you're looking for a reliable partner for your financial goals or simply seeking assistance with everyday banking needs, we're here for you. While members can visit us at 216 W 8Th St Hanford Ca 93230, official correspondence should be sent to 11500 Bolthouse Dr, Bakersfield, CA 93311-8822. Feel free to reach out at (661) 833-7900 if you have any questions or need assistance. Join us today and discover the benefits of being part of the Valley Strong family! Visit us online at valleystrong.com for more information or start your membership application here. Together, let's build a stronger future!

Modern Accessibility

In today's digital world, we've embraced technology to enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier or more convenient. Members can enjoy easy access to their accounts anytime and anywhere. For those who prefer face-to-face interactions, you can visit us during our operating hours Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. While we do not have a drive-thru service at this branch, we do provide ATM availability for quick cash withdrawals and balance checks.

Branch Location & Accessibility

Convenient Access

At Valley Strong, we understand that accessibility is key for our members. Our branch features ADA-compliant facilities, ensuring everyone can visit us comfortably. You'll find ample parking right outside, so you can quickly hop in and out without any hassle. While you're here, don't forget to check out our ATM services available on-site for your convenience.

Operating Hours

We're here to serve you during a variety of hours tailored to fit your schedule! Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays, we extend our hours until 6:00 PM. For those busy Saturdays, we welcome you from 9:00 AM to 1:00 PM. Whether you need help with personal banking or have questions about loans and services, our dedicated staff is ready to assist.

Services Offered

Valley Strong offers a range of services designed to meet your financial needs from checking and savings accounts to auto loans and mortgages. Plus, with our online and mobile banking options, managing your finances has never been easier. Though we don't offer drive-thru service at this location, we're proud to provide comprehensive support in person. If you have any questions or need assistance before your visit, feel free to give us a call at 661-833-7900. We look forward to welcoming you at the Valley Strong Hanford Branch soon!

Member Eligibility

Joining the Valley Strong community means stepping into a world of support and opportunities tailored just for you. At Valley Strong, we believe that everyone deserves access to financial services that truly meet their needs. To become a member, you simply need to live, work, worship, or attend school in the areas we serve. This includes those in Kings County and other surrounding communities who are looking for a welcoming place to manage their finances. If you want to dive deeper into the specific eligibility criteria, feel free to check out our detailed guide at this link. Opening an account is straightforward and can be done online by visiting our application page at apply.valleystrong.com. You can also give us a call at (661) 833-7900 if you have any questions or need assistance! We're here to help you every step of the way as you join our growing family at Valley Strong, located at 216 W 8Th St Hanford Ca 93230.

Business Banking & Commercial Services

Business Loans to Fuel Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine processing payments without hassle our merchant services simplify transactions so you can focus on what matters most: your customers. From card processing solutions to online payment options, we help ensure that getting paid is as easy as possible. Visit us at 216 W 8Th St Hanford Ca 93230 in Hanford, CA or reach out at (661) 833-7900 to learn how we can partner with you for success. Your business deserves the best financial tools, and we're here to provide them.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer comprehensive Business Banking solutions, including merchant services and business loans. You can count on us to help manage your business finances effectively so you can focus on growing your enterprise.

Credit Cards and Rewards

For those who love rewards, our Credit Cards with Rewards program lets you earn points on every purchase. This way, every transaction brings you closer to exciting perks, whether it's travel rewards or cash back.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Valley Strong, we provide robust Online & Mobile Banking features that let you check balances, transfer funds, and pay bills from anywhere at any time. Our ATM & Cash Withdrawal Services ensure that accessing your money is quick and easy, with basic ATM access available for withdrawals and balance checks whenever you need it. With our commitment to providing top-notch services combined with ease of access through digital banking options, Valley Strong is here to support all aspects of your financial journey. If you're ready to take control of your finances or have any questions about our offerings, don't hesitate to reach out! Call us at (661) 833-7900 or visit us at our branch in Hanford today. We look forward to serving you!

Personal Banking

We offer Personal Banking options that include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only helps you manage daily expenses but also offers competitive interest rates on savings. This means you can watch your money grow while still having easy access when you need it. When it comes to Auto Loans & Vehicle Financing, we know how important reliable transportation is for our members. Our flexible loan terms allow you to drive away in the car of your dreams without breaking the bank. If you're considering buying a home, our Mortgage Loans & Refinancing services can help turn that dream into reality with affordable rates and personalized support throughout the process. If unexpected expenses arise, our Personal Loans & Debt Consolidation options can provide peace of mind. We're here to help you navigate financial challenges so you can focus on what truly matters.

Digital & Online Banking

Enhanced Features

For those who like to send money easily to friends or family, our person-to-person transfer option is perfect for quick transactions without the hassle of cash. And when it comes to payments, our mobile payments feature allows you to make secure purchases directly from your smartphone. Security is a top priority at Valley Strong. While we currently do not offer electronic signature authorization for certain transactions, rest assured that all your digital activities are protected with advanced security measures. In summary, whether you're accessing accounts via our website or our mobile app, you'll find that managing your finances has never been easier or more secure. Join us today at Valley Strong and take advantage of all these great digital banking features!

Key Services

With our user-friendly online banking platform, accessible at http://www.valleystrong.com, you can view your account balances, transfer funds, and pay bills with just a few clicks. Plus, our 24/7 online banking services ensure that you have access to your money whenever you need it. Whether it's early morning or late at night, managing your finances is easy and secure. Our mobile application brings even more convenience to your fingertips. With this app, you can make payments, check transactions, and access e-statements whenever you want. Speaking of e-statements, we offer this feature so you can keep track of your financial history without the clutter of paper statements.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 742,487, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our success as we strive to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 216 W 8Th St Hanford Ca 93230 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals.

Reinvesting in Your Future

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,967 in used auto loans and a total of $2,930,579,673 in loans and leases.

Secure Savings Opportunities

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to supporting your financial success.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your current loans, we have options available that could save you money over time. Our loan specialists can help determine if refinancing is right for you and explain the potential benefits. For more information about our loan offerings or to apply, please visit us at 216 W 8Th St Hanford Ca 93230 in Hanford, CA, or call us at (661) 833-7900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $55,790,096 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored to meet your lifestyle.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from legitimate financial institutions ensures that all offers are fair and transparent. LendMesh stands out for several reasons: - Verified Data: All loan offers come from trusted financial institutions, which means you can trust the information you receive. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to compare options side-by-side. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping users secure better financial options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Valley Strong

Type of Loan Offerings

Personal Loans