Valley Strong Credit Union Hanford CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Valley Strong, your trusted financial partner right here at Sierra Pacific High School in Hanford, California! Established in 1940, we've been dedicated to serving our community for over eight decades. Our commitment to our members shines through our impressive total membership of 332,896 and a robust financial foundation with total assets exceeding $3.9 billion. At 1259 13Th Ave, Hanford, CA 93230, we offer a wide range of services tailored to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, or credit card options with rewards, we have you covered. With $25,335,596 in total deposits and a net worth of $368,656,109, our financial strength ensures that you are in safe hands. Our leadership team, including CEO Nicholas Ambrosini and Board President S William Bruce, is committed to providing exceptional service and support to all our members. We pride ourselves on creating a welcoming atmosphere where everyone can find the right solutions for their financial journey. While members can visit us at our branch location, official correspondence should be sent to PO Box 9506, Bakersfield, CA 93389. Feel free to reach out by phone at 661-833-7900 during our lobby hours from 9:00 AM to 3:00 PM Monday through Friday. Join us today at Valley Strong and experience the difference that comes with being part of a community-focused credit union! For more information about our services or to open an account, visit us online at valleystrong.com or apply directly here. Let's build a brighter financial future together!

Branch History & Mission

Community Focus

At Valley Strong, we believe in the power of community. We actively engage in outreach efforts that support local initiatives and partnerships designed to improve the quality of life in Hanford and beyond. Whether through financial education programs or sponsorships of local events, we are dedicated to being a positive force in our neighborhoods. While members can visit us at 1259 13th Ave, official correspondence should be sent to PO Box 9506, Bakersfield, CA 93389 if necessary. Our branch operates from 9:00 AM - 3:00 PM Monday through Friday, providing convenient access for all your banking needs.

Looking Ahead

As we look towards the future, Valley Strong remains committed to innovation and inclusivity. We are focused on enhancing our services while ensuring they are accessible for everyone in our community. Although we currently do not offer ATM or drive-thru services at this location, we continue to prioritize member satisfaction through personalized service and community engagement. Join us at Valley Strong today! Experience firsthand how we can help you achieve your financial goals while making a meaningful impact in your community. For more information or to get started with us today, please call us at 661-833-7900 or visit our website at valleystrong.com. Together, let's build a brighter future!

Our Journey

Since opening our doors more than eight decades ago, Valley Strong has continuously evolved to meet the needs of our community. We have weathered economic changes and embraced advancements in technology while maintaining our commitment to personal service. With total assets now exceeding $3.9 billion, we are proud to offer a wide range of financial services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our mission is clear: we aim to provide accessible financial services that empower our members and uplift the community. We strive to make banking easy with features like online and mobile banking, ensuring you can manage your finances whenever you need to.

Branch Location & Accessibility

Welcome to Valley Strong, your friendly neighborhood credit union located at 1259 13th Ave in Hanford, California! We are dedicated to providing our members with convenient banking solutions right in the heart of Kings County. Our branch is easily accessible and close to popular landmarks, making it a go-to spot for your financial needs. Whether you're heading over after dropping off the kids at Sierra Pacific High School or stopping by on your way home, our location is designed for your convenience. We have ample parking available, ensuring a hassle-free visit. Plus, our facility is ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably. At Valley Strong, we understand that your time is valuable. That's why we offer lobby hours from 9:00 AM to 3:00 PM Monday through Friday. While you're here, you can explore a range of services tailored just for you be it personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions. We strive to make every visit enjoyable and productive. Although we currently do not have ATM services or drive-thru banking available at this branch, our staff is always ready to assist you with any questions or transactions you may have. If you're looking for additional information or would like to speak with someone directly, feel free to give us a call at 661-833-7900. For official correspondence, please note that our mailing address is PO Box 9506, Bakersfield, CA 93389. We invite you to come visit us at Valley Strong today! Your financial journey starts here, and we're excited to help you achieve your goals.

Member Eligibility

At Valley Strong, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is straightforward and welcoming. If you live, work, or attend school in the areas we serve, you're likely eligible! We warmly invite you to join us if you're seeking a financial partner who genuinely cares about your goals and dreams. You can find more detailed eligibility information by visiting our website. Opening an account with us is just as simple! With a few easy steps, you can start enjoying the benefits of membership, including personalized service, competitive rates, and access to a wide range of financial products tailored to your needs. To get started today, check out the account opening details at https://apply.valleystrong.com/#/product-selector. If you have any questions or need assistance along the way, feel free to give us a call at (661) 833-7900. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower Your Business

Imagine having a reliable way to accept payments from customers without hassle. Our merchant services offer straightforward solutions that enable you to process transactions smoothly, so you can focus on what really matters growing your business. Whether you're operating a small café or a large retail store, our services are designed to meet your needs. Located at 1259 13Th Ave, Hanford, CA 93230, our team is ready to help you explore how Valley Strong can be part of your business's success story. Reach out at 661-833-7900 or visit us online at valleystrong.com for more information!

Comprehensive List Of Services

Additional Services

While we do not have ATMs or drive-thru services at this location, we ensure that all our online services are user-friendly and efficient. Our team is always available to assist you via phone at (661) 833-7900 during our operating hours of 9:00 AM - 3:00 PM Monday through Friday. At Valley Strong, we believe that banking should be straightforward and supportive of your financial journey. Explore all that we have to offer by visiting us online at http://www.valleystrong.com or stop by our branch today! If you're ready to start banking with us or want more information about any of our services, don't hesitate to reach out or visit this link to open an account now!

Business Banking Services

For our business members, we offer comprehensive business banking services, including merchant services and business loans. This support can help you grow your venture while keeping your financial goals in check.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! They not only allow you to make purchases conveniently but also earn points for every dollar spent. This is perfect for everyday shoppers who want to make the most out of their spending.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been easier. You can pay bills, transfer funds, or check your account balance all from the comfort of your home or on-the-go.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed to help you manage your everyday finances with ease. Imagine having the flexibility to access your funds whenever you need them, while also earning interest on your savings. We understand that life can be unpredictable, so our auto loans and vehicle financing options ensure that you can get behind the wheel without breaking the bank. For those dreaming of homeownership or looking to refinance, our mortgage loans provide competitive rates and terms that suit your lifestyle. If you find yourself in need of extra cash for unexpected expenses, consider our personal loans and debt consolidation options helping you simplify payments and reduce stress.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with our mobile application available for download, you can handle all your banking needs right from your smartphone. Want to make payments without pulling out your card? Take advantage of our mobile payments feature for effortless transactions. For those who prefer paperless options, we offer e-statements for easy tracking of your financial history and transactions. You'll also enjoy the simplicity of electronic signature authorization for faster document processing no more waiting around for paperwork! At Valley Strong, we're committed to making banking easier for you. Our user-friendly tools ensure that managing your accounts is not just secure but also straightforward. Whether you're checking balances or making transactions, we've got you covered every step of the way. Join us in embracing a smarter way to bank today!

Financial Strength

At Valley Strong, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support to our community. With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 932 showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $199,739,663 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity; we have $24,967 in used auto loans and $2,933,579,673 in total loans and leases available to assist you across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to focus on offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at an impressive 742,487, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 1259 13Th Ave Hanford Ca 93230 or call 661-833-7900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or opting for a reliable pre-owned vehicle, our team is ready to assist you throughout the process.

Business Financing

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand your enterprise. We understand the challenges small businesses face and are committed to providing financial solutions that empower you to succeed.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. Our credit card options are designed to fit various spending habits and provide additional security when making purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We aim to make the home-buying experience as straightforward as possible so you can focus on settling into your new space.

Refinancing and Eligibility Options

If you're considering refinancing any of your existing loans or want to explore eligibility options for our loan products, our knowledgeable staff at Valley Strong is here to guide you through every step. We believe in making sure our members fully understand their choices so they can make informed decisions. For more information or assistance with your loan application process, feel free to reach out at 661-833-7900 or visit us at 1259 13Th Ave Hanford CA 93230. You can also check out our website at Valley Strong for additional details on all our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you navigate your financial needs with transparency and care.

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VALLEY STRONG CREDIT UNION - Hanford, CA

Type of Loan Offerings

Personal Loans

Vehicle Loans

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