Valley Strong Credit Union Fairfield CA | Easy ATM Access & Withdrawals

Introduction

At Valley Strong, we believe that your financial journey deserves a partner who truly cares. Located at 1499 Oliver Rd, Fairfield, CA 94534, our Oliver Branch has been serving the community since 1940. With a dedicated team of 585 employees, we have proudly grown to support over 332,896 members and manage total assets exceeding $3.9 billion. We understand that financial decisions can be daunting, which is why we're here to provide guidance every step of the way. Our commitment goes beyond numbers; it's about building relationships and fostering trust within the communities we serve. With total deposits reaching $25,335,596 and a strong net worth of $368,656,109, you can feel confident knowing your finances are in capable hands. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. Whether you're looking for loans over 168,320 approved to date or just need a safe place to deposit your savings, we are dedicated to helping you achieve your financial goals. Led by our CEO, Nicholas Ambrosini, and Board President, S William Bruce, our team is focused on providing personalized service tailored to your needs. We invite you to explore the range of services available through our website at valleystrong.com or give us a call at 800-422-6988. Join us today and experience how Valley Strong can help you thrive financially!

Branch History & Mission

Community Focus

We take pride in being actively involved in local initiatives that uplift our community. Through partnerships with local organizations and participation in various outreach efforts, we strive to create positive change in Fairfield and beyond. We also embrace technology as a way to serve you better. With features like mobile banking and online account management available, we ensure that your banking experience is both modern and user-friendly. Join us today at Valley Strong! Experience firsthand how we can help you achieve your financial aspirations while being an integral part of your community. For more information or assistance, don't hesitate to call us at 800-422-6988 or visit our website at valleystrong.com. Together, let's build a stronger future!

Our Evolution

Since our inception, Valley Strong has focused on providing exceptional service and support to our members. We have witnessed significant milestones along the way, including substantial growth in assets, which now total over $3.9 billion. This growth reflects our commitment to serving our community's financial needs while maintaining a personal touch that larger banks often lack. As part of our mission, we aim to empower our members through a range of financial products and services designed with their unique needs in mind. From auto loans and mortgages to savings accounts and online banking options, we strive to make banking accessible and beneficial for everyone. Our operating hours are convenient Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm making it easy for members to visit us or use our ATM services.

Our Mission Statement

At Valley Strong, our mission is clear: we are dedicated to enhancing the lives of our members and the communities we serve. We believe in fostering financial wellness by providing resources that empower individuals to achieve their financial goals. Whether it's through personalized loan options or community outreach programs, we prioritize giving back and supporting those around us. While you can visit us at 1499 Oliver Rd, please note that official correspondence should be sent to our mailing address at PO Box 9506, Bakersfield, CA 93389.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to give us a call at 800-422-6988. We invite you to stop by the Valley Strong Oliver Branch today our friendly staff is eager to assist you with all your financial needs!

Operating Hours

At Valley Strong, we value your time. Our lobby hours are designed to fit your schedule: we're open from 9:00 AM to 5:00 PM Monday through Thursday, extending our hours until 6:00 PM on Fridays for those who need a little extra time during the week. We also welcome you on Saturdays from 9:00 AM to 1:00 PM, making it easier for you to manage your banking needs.

Parking and Accessibility

We understand that accessibility is important for everyone. Our branch features ample parking and is fully compliant with ADA standards, ensuring that all members can visit us comfortably. If you have any special needs or require assistance, feel free to reach out we're here to help!

Services Offered

We offer convenient ATM services right at our branch location. You can access basic ATM functions such as withdrawals and balance checks without any hassle. Please note that while we currently do not have drive-thru banking available, our dedicated team inside is ready to assist you with all your banking needs.

Member Eligibility

Welcome to the Valley Strong family! Becoming a member of Valley Strong is like joining a supportive community where your financial goals are our priority. If you're in the Solano County area and are looking for a credit union that truly cares, you may qualify for membership! Generally, eligibility is open to anyone who lives, works, or worships in the community we serve. To get all the details on who can join us and what it takes, feel free to visit our dedicated page at . Getting started is easy! You can open your account online by visiting https://apply.valleystrong.com/#/product-selector . If you have any questions or need assistance, don't hesitate to give us a call at (800) 422-6988. We're excited to help you take this important step towards better banking with us at Valley Strong, located at 1499 Oliver Rd Fairfield Ca 94534. Join us today and experience the benefits of being part of a community-focused credit union!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine a busy Saturday at your café customers are lined up, eager to pay for their coffee and pastries. With our merchant services, you can accept payments swiftly and securely, ensuring a smooth transaction experience. From point-of-sale systems to online payment processing, we help you keep your cash flow steady while focusing on what you do best serving your customers. Discover how Valley Strong, located at 1499 Oliver Rd Fairfield Ca 94534, Fairfield, CA, can support your business ambitions today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

One of the key services available at Valley Strong is our ATM services. We offer basic ATM access, allowing you to perform essential transactions such as withdrawals and balance checks with ease. Imagine being out and about in Fairfield and needing cash for a quick purchase our ATMs are ready to serve you when you need it most. You can enjoy the flexibility of accessing your funds without any hassle.

Commitment to Our Members

At Valley Strong, we understand that each member has unique financial goals and challenges. Our team is dedicated to providing personalized service that caters specifically to your needs. If you're unsure about which financial products are right for you, feel free to reach out to us at (800) 422-6988. We're here to answer your questions and guide you through all available options. We invite you to visit us at 1499 Oliver Rd Fairfield Ca 94534 in Fairfield, CA, where our knowledgeable staff is ready to assist you. Join our community today and experience how Valley Strong can help enhance your financial journey! For more information about our services or to explore additional offerings, don't hesitate to check out our website at http://www.valleystrong.com . Let's work together towards achieving your financial dreams!

Digital Features for Your Convenience

In today's fast-paced world, having digital banking options is crucial. While we focus on essential services at our branch, we ensure that you have access to modern conveniences through our online banking platform. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Whether you're at home or on the go, you can take control of your money right from your smartphone.

Digital & Online Banking

Key Services

Our online banking services let you check your balance, transfer funds, and pay bills all in one place. With 24/7 online banking available, you never have to worry about missing important transactions. Plus, for those who prefer managing their accounts from their mobile devices, our user-friendly mobile application is here to help. You can download it easily and enjoy features like mobile payments that allow you to pay with just a tap. We also offer person-to-person transfers so you can send money to friends or family without any hassle. And if you're looking to keep track of your statements, e-statements are readily available, making it simple to stay organized without the clutter of paper.

Security and Ease of Use

We prioritize your security by ensuring all transactions are safe and protected. While we do not currently offer electronic signature authorization, our other features are designed with ease-of-use in mind, ensuring that even those new to online banking can navigate effortlessly. With Valley Strong, managing your finances is straightforward and secure. From checking balances to making payments on-the-go, our digital banking options provide everything you need at your fingertips. Visit us online today at http://www.valleystrong.com to explore all that we have to offer!

Financial Strength

Growing Membership Base

Total Share Accounts: 742,487, showing a strong and growing member base that trusts us with their finances. This indicates that more people are choosing Valley Strong as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 1499 Oliver Rd Fairfield Ca 94534 or call 800-422-6988 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is highlighted by $24,967 in used auto loans and an impressive total of $2,933,579,673 in loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 932% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in exploring refinancing options or checking your eligibility for any of our products, feel free to reach out. We're here to assist you in finding the best financial solutions tailored to your needs. For more information about our loan offerings or to speak with one of our friendly representatives, please call us at (800) 422-6988. You can also visit us at our branch located at 1499 Oliver Rd Fairfield Ca 94534, Fairfield, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, ensuring that you can find a loan that fits your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. We're committed to supporting local businesses by offering tailored solutions that help you reach your business objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We provide competitive rates and flexible terms to help you navigate the process of home financing with confidence.

Unsecured Credit Cards

Managing finances can sometimes be tricky. That's why we also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. Whether you're looking to build credit or need a safety net for unexpected expenses, our credit cards can provide a practical solution.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to integrity means that users can trust the information provided, as it is based on the latest results (Source: https://www.ncua.gov ). By focusing on verified institutions, LendMesh promotes fair and transparent offers for all potential borrowers.

VALLEY STRONG CREDIT UNION

Type of Loan Offerings

Vehicle Loans