Valley Strong Credit Union Dinuba CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Valley Strong, your trusted partner in financial services, conveniently located at 1245 W El Monte Way, Dinuba, CA 93618. Since our establishment in 1940, we have dedicated ourselves to empowering our members with reliable banking solutions and exceptional service. With a strong membership base of 332,896 and total assets exceeding $3.9 billion, we are proud to serve our community with a wide range of financial products tailored to meet your needs. At Valley Strong, we believe in building lasting relationships with our members. Under the leadership of CEO Nicholas Ambrosini and Board President S William Bruce, our team of 585 employees is committed to providing you with the support and guidance you deserve. Whether you're looking for personal banking options like checking accounts and auto loans or business banking services, we've got you covered. Our branch also boasts impressive financial health, with total deposits amounting to $25,335,596 and a net worth of $368,656,109. We take pride in maintaining a robust cash reserve of $119,806,573, ensuring that we're always ready to assist you with your financial goals. While members can visit us at our Dinuba location for friendly assistance and banking services, official correspondence should be sent to our mailing address at P.O. Box 9506, Bakersfield, CA 93389. Join us on this journey toward financial success! Call us today at 661-833-7900 or explore our offerings online at valleystrong.com. We look forward to serving you!

Branch History & Mission

Commitment to Community

Valley Strong isn't just about numbers; it's about people. We understand that our success relies on the well-being of our community. That's why we engage in various outreach initiatives and partnerships aimed at uplifting local organizations and causes. Our team is dedicated to creating a positive impact beyond traditional banking services. We also prioritize digital advancements to enhance member experience. With features like online banking and mobile payments available, managing finances is easier than ever. Additionally, we ensure that all our facilities comply with ADA standards so that everyone can access our services without barriers.

Join Us Today!

If you're looking for a credit union that genuinely cares about its members and community, look no further than Valley Strong in Dinuba. Experience the difference firsthand by joining us today! For more information or to open an account, visit us online at valleystrong.com or call us at 661-833-7900. Together, let's build a stronger future!

Our Evolution

Since our inception, Valley Strong has remained committed to empowering our members through tailored financial solutions. Over the years, we have expanded our services to meet the evolving needs of our community. Today, with a total membership of 332,896 and assets exceeding $3,925,605,060, we are proud to serve as a cornerstone of financial stability for individuals and families alike. Our mission is clear: to provide exceptional financial services while actively supporting the communities we serve. We believe in making banking accessible and straightforward for everyone. Whether it's personal banking, auto loans, or business financing, our goal is to help our members achieve their financial dreams.

Visit Us

While members can visit us at 1245 W El Monte Way, official correspondence should be sent to P.O. Box 9506, Bakersfield, CA 93389 if different from this address. Our operating hours are designed with your convenience in mind: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you need assistance at our drive-thru or prefer using one of our ATMs available on-site, we're here for you every step of the way.

Branch Location & Accessibility

Welcome to Valley Strong in Dinuba! Located conveniently at 1245 W El Monte Way, our branch is easily accessible and designed with your needs in mind. Situated near local landmarks like the Dinuba Shopping Center, you'll find us in a bustling area that's perfect for quick visits and errands. Whether you're stopping by for personal banking or just need to chat about your financial goals, we're here for you. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services without a hitch. If you're looking for a quick transaction, our drive-thru banking service makes it easy to handle deposits, withdrawals, and other simple transactions from the comfort of your car. At Valley Strong, we pride ourselves on providing a welcoming environment. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday's drive-thru is open from 9 AM to 1 PM. Need help outside of these hours? Don't hesitate to give us a call at 661-833-7900; we're always happy to assist you! While members can visit us at our Dinuba location, please note that official correspondence should be sent to our mailing address: P.O. Box 9506, Bakersfield, CA 93389. Feel free to stop by and explore the wide range of services we offer from checking and savings accounts to auto loans and credit cards with rewards. We're excited to help you achieve your financial dreams!

Member Eligibility

At Valley Strong, we believe that becoming a member means joining a caring community where your financial well-being is our top priority. If you're looking to become part of our family, you'll find that eligibility is straightforward and welcoming. Typically, anyone who lives, works, or attends school in the area can join us. It's about creating connections and supporting one another! To see the specific details about who can join, feel free to check out our eligibility criteria. Opening an account with us is just as easy. Simply visit our website or contact us directly at (661) 833-7900 for guidance on getting started. We're here to help you through every step of the process so you can enjoy all the benefits of membership like personalized banking services and community-focused support. Join us at our branch located at 1245 W El Monte Way Dinuba Ca 93618, and let's embark on this financial journey together! For more information on account opening, visit https://apply.valleystrong.com/#/product-selector.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify your day-to-day operations. Imagine being able to accept payments from customers seamlessly, whether they're using credit cards, mobile wallets, or contactless payments. This not only enhances customer experience but also boosts your bottom line. Located at 1245 W El Monte Way Dinuba Ca 93618, Dinuba, CA, we invite you to discover how our business banking and commercial services can empower your venture. Let us help you turn your goals into reality! For more information, call us at (661) 833-7900 or visit us online at http://www.valleystrong.com.

Comprehensive List Of Services

ATM Access

Need cash quickly? Our ATMs are available for basic transactions like withdrawals and balance checks whenever you need them. This means you have access to your funds without waiting in line during busy hours. At Valley Strong, we're committed to helping you achieve financial success with personalized service and a variety of convenient options. Have questions or want to learn more about how we can assist you? Don't hesitate to reach out! Give us a call at (661) 833-7900 or visit us at 1245 W El Monte Way Dinuba Ca 93618 in Dinuba, CA. We look forward to serving you!

Business Banking Support

For entrepreneurs and business owners, Valley Strong offers essential business banking services. Whether you're interested in merchant services or business loans, we provide the resources to help your business thrive. Our team understands the unique challenges businesses face and is ready to assist.

Credit Options

Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide flexible options when you need them most. Plus, with our credit cards that come with rewards, you can earn benefits while making everyday purchases.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your finances on the go. You can check balances, transfer funds, and even make person-to-person payments with just a few taps on your smartphone. If you prefer in-person transactions, our drive-thru service makes it easy for you to handle deposits and withdrawals without leaving your car.

Personal Banking Solutions

We know that managing your finances can be challenging. That's why we offer various personal banking services to make it easier for you. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing, we aim to support your financial goals. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly.

Digital & Online Banking

Key Features

Our mobile application is another way we put banking convenience in your pocket. You can make mobile payments with ease and even send money to friends and family through person-to-person transfers. Plus, if you prefer going paperless, our e-statements are readily available, allowing you to review your transactions securely without cluttering your mailbox. Security is a top priority for us. While we currently do not offer electronic signature authorization, rest assured that all our digital services are protected with high-level encryption to keep your information safe. This means you can bank confidently knowing that we are committed to safeguarding your personal data. In summary, Valley Strong offers a suite of digital banking features designed for ease of use and accessibility. From mobile payments to e-statements and around-the-clock online banking services, we strive to meet your financial needs while keeping everything secure. Experience the future of banking with us today!

Financial Strength

At Valley Strong, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your financial well-being relies on our strength as a credit union, which is why we are committed to maintaining a solid foundation for all your banking needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.32% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we have $199,739,663 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $24,967 in used auto loans and $2,930,579,673 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our commitment to efficiency is reflected in our $5,801,849, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $0, demonstrating our capability to support your financial aspirations. With a growing member base of 742,487, it's clear that our community trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 1245 W El Monte Way Dinuba Ca 93618 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to assist you through the process. We also have refinancing options available if you're looking to lower your current payments.

Business Financing

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or operational costs, we have solutions that fit your business's unique requirements. At Valley Strong, we are dedicated to providing accessible financial services. Our experienced staff is ready to guide you through every step of the application process and answer any questions you may have regarding eligibility or refinancing options. Feel free to reach out to us at (661) 833-7900 or visit us at 1245 W El Monte Way Dinuba Ca 93618 in Dinuba, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Together, let's find the right loan product for you!

Credit Card Loans

For those looking for flexible spending solutions, we also offer unsecured credit card loans with a total of $55,790,096 in loans helping members manage their finances effectively. These cards come with various benefits designed to suit your lifestyle and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the complexities of obtaining a mortgage. If you're considering refinancing your existing mortgage, be sure to ask about our eligibility options.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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VALLEY STRONG CREDIT UNION - Dinuba, CA

Type of Loan Offerings

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Dinuba, CA (93618)