Valley Strong Credit Union Delano CA | Affordable Auto Loans & Checking

Introduction

Welcome to Valley Strong in Delano, CA! At our branch located at 1828 Cecil Ave Ste A, we pride ourselves on being a trusted partner in your financial journey since 1940. With a total membership of over 332,896 individuals, we are dedicated to serving our community with integrity and commitment. As part of the Valley Strong family, we manage impressive assets totaling $3,925,605,060 and offer a range of services to meet your needs from personal banking solutions like checking and savings accounts to auto loans and business financing. Our robust portfolio includes 168,320 loans and leases, alongside $25,335,596 in deposits. We're proud of our strong net worth of $368,656,109, ensuring that our members have access to reliable financial support. The heart of our operation is not just numbers; it's about people. Under the leadership of CEO Nicholas Ambrosini and Board President S William Bruce, our team of 585 employees is here to provide personalized service tailored to your unique needs. Whether you're looking for a new vehicle loan or assistance with debt consolidation, we're ready to help. While members can visit us at our Delano branch for all their banking needs, official correspondence should be sent to the same address: 1828 Cecil Ave Ste A, Delano, CA 93215-1520. Feel free to reach out at 661-833-7900 for any inquiries or guidance. Join us today at Valley Strong as we work together towards achieving your financial goals. Visit our website at valleystrong.com or stop by our branch we can't wait to meet you!

Branch History & Mission

Join Us!

We invite you to experience the benefits of being a member at Valley Strong. Whether you're looking for reliable banking services or want to take part in initiatives that give back to our community, there's a place for you here. Explore what it means to be part of something greater than just banking become a member today! Visit us online at valleystrong.com or call us at 661-833-7900 for more information on how we can help you achieve your financial dreams.

Our Mission

At Valley Strong, our mission is clear: we are dedicated to empowering individuals and families by providing exceptional financial services while actively supporting the communities we serve. We believe in building lasting relationships based on trust and transparency. Our commitment extends beyond banking; we participate in numerous community outreach efforts aimed at enhancing the quality of life in Delano and beyond. While members can visit us at 1828 Cecil Ave Ste A, official correspondence should be sent to 1828 Cecil Ave Ste A, Delano, CA 93215-1520 if different. We are here for you during convenient hours Monday through Thursday from 9:00 a.m. to 5:00 p.m. and Friday from 9:00 a.m. to 6:00 p.m. As part of our ongoing effort to enhance member experience, Valley Strong offers ATM access for easy transactions without waiting in line. While we currently do not have drive-thru banking or shared service centers available, our dedicated team is always ready to assist you with personalized service tailored to your financial goals.

Branch Location & Accessibility

Accessibility Features

At Valley Strong, we believe that banking should be accessible to everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces for individuals with disabilities. We want every member of our community to feel welcome and comfortable when visiting us.

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to accommodate your schedule. You can visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays until 6:00 p.m. This way, you have ample time to stop by after work or during your lunch break.

Services Offered

Our Delano branch offers a variety of services designed to meet all your banking needs. From personal checking and savings accounts to auto loans and mortgage financing, we're here to help you achieve your financial goals. Plus, with ATM availability right on-site, accessing your funds has never been easier. As a member-focused credit union, we strive to provide exceptional service with every interaction. If you have any questions or need assistance, feel free to call us at 661-833-7900. We're always happy to help! So why wait? Come visit Valley Strong in Delano today! Experience personalized banking where members come first and discover how we can assist you on your financial journey.

Member Eligibility

At Valley Strong, we believe that everyone deserves the chance to be part of a community that cares. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or have family members who are already members, you're likely eligible to join us. We're here to provide you with the support and resources you need for your financial journey. You'll enjoy benefits like personalized service, competitive rates, and access to a variety of financial products tailored just for you. To learn more about the eligibility criteria and ensure you're ready to take this exciting step, feel free to check out our detailed information at . When you're ready to open an account, it's as easy as visiting us or using our online application at https://apply.valleystrong.com/#/product-selector . If you have any questions, don't hesitate to call us at (661) 833-7900 we're excited to welcome you into our growing family at Valley Strong located at 1828 Cecil Ave Ste A Delano Ca 93215!

Business Banking & Commercial Services

Financing Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to streamline your operations. Imagine processing payments easily while focusing on what you do best running your business. Our services help you accept various payment methods, making transactions smoother and enhancing customer satisfaction. Visit us at 1828 Cecil Ave Ste A Delano Ca 93215 in Delano, CA or call us at (661) 833-7900 to explore how we can partner with you for success. Together, let's build a thriving future for your business!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer tailored solutions through our business banking services, including merchant services and business loans. Whether you're just starting out or managing an established company, we have the tools you need for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can manage your accounts anytime, anywhere from your smartphone or computer. With features like ATM access for withdrawals and balance checks, handling your finances has never been easier.

Get Started Today!

To learn more about how we can help you achieve your financial goals, give us a call at (661) 833-7900 or visit us at 1828 Cecil Ave Ste A Delano Ca 93215 in Delano. Our friendly team is ready to assist you with all of your banking needs. Explore the benefits of membership at Delano today!

Home Sweet Home

Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. We offer various plans tailored to different financial situations, so whether you're a first-time buyer or looking to refinance an existing loan, we've got you covered.

Personal Banking Made Easy

Whether you are just starting out or looking to manage your finances more efficiently, our personal banking services are designed with you in mind. You can open a checking or savings account that suits your lifestyle, providing you with easy access to your money and tools for budgeting. If you're dreaming of a new car or need financing for a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. We understand the importance of having reliable transportation, and we're here to help you get on the road quickly.

Rewarding Credit Options

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also allow you to earn points on everyday spending. Enjoy perks that can enhance your shopping experience while keeping your finances in check.

Support for Your Financial Journey

Managing debt can be overwhelming, but our personal loans and debt consolidation services are here to provide relief. We can work with you to find the best solution for your financial situation, helping you regain control of your finances.

Digital & Online Banking

Key Features of Our Digital Services

Our online banking service is available 24/7, ensuring you can check balances, pay bills, and transfer funds whenever you need to. You also have the option for person-to-person transfers, making it simple to send money to friends and family directly from your account. Plus, if you're looking to simplify your financial record-keeping, we provide e-statements that allow you to view your account activity digitally without the hassle of paper statements. Security is paramount in all our services. While we currently do not offer electronic signature authorization for transactions, rest assured that our online banking system employs robust security measures to protect your information. For those who prefer managing their finances from their mobile devices, our mobile application is available for download. It includes features like mobile payments, allowing you to make quick purchases with just a tap of your phone. At Valley Strong, we aim to make banking easier for everyone. Whether you want to set up automatic payments or need instant access to your accounts, our digital tools provide the flexibility and ease-of-use you deserve. Experience the convenience today by visiting our website at http://www.valleystrong.com and take control of your finances in real-time!

Financial Strength

Growing Trust

Total Share and Deposit Accounts stand at 742,487, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) amounting to $0, we continue to foster an environment where your money works harder for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 1828 Cecil Ave Ste A Delano Ca 93215 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity: we have $24,967 in used auto loans and $2,930,579,673 in total loans and leases to support your financial goals across various sectors.

Solid Foundation

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our flexible terms make it easier than ever to drive away with confidence.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we also offer credit lines that total $1,063,530,548. These can be a great option for managing larger purchases or unexpected expenses. Additionally, our unsecured credit card loans amounting to $55,790,096 help members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the home-buying process.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that can help reduce your monthly payments or lower your interest rates. Our team is here to assist you in evaluating your eligibility and finding the best solution tailored for you. Feel free to reach out to us at (661) 833-7900 or visit us at our branch located at 1828 Cecil Ave Ste A Delano Ca 93215 in Delano, CA. We're here to help you navigate your financial needs every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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VALLEY STRONG CREDIT UNION

Type of Loan Offerings

Vehicle Loans