VALLEY STRONG CREDIT UNION

Welcome to Valley Strong, your trusted partner in financial well-being since 1940. Located at 8501 Stine Rd, Bakersfield, CA 93313, our credit union is dedicated to serving the vibrant community of Bakersfield and beyond. With a proud membership of over 332,896 individuals, we strive to provide personalized banking solutions that truly meet your needs. At Valley Strong, we understand that your financial journey is unique. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Whether you're looking to finance a new vehicle or manage your everyday expenses, our dedicated team is here to help. With total assets exceeding $3.9 billion, Valley Strong stands strong as a reliable financial institution. We hold deposits totaling $25,335,596 and maintain a net worth of $368,656,109, reflecting our commitment to stability and growth for our members. Plus, with over 585 employees, our knowledgeable staff is ready to assist you at every turn. Our CEO, Nicholas Ambrosini, and Board President, S William Bruce, lead a team focused on community impact and member satisfaction. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. We invite you to explore the many ways Valley Strong can support your financial goals. Visit us online at www.valleystrong.com or give us a call at 661-833-7900 during our lobby hours from 9:00 AM to 3:00 PM (Monday - Friday). Let's build a stronger financial future together!

At Valley Strong, we believe that everyone deserves a chance to thrive, and becoming a member is your first step into our welcoming community. If you live, work, worship, or attend school in the Kern County area, you are likely eligible to join us! We're all about supporting our members with personalized financial solutions tailored to your needs. With us, you gain access to a variety of services designed to help you manage your money effectively and achieve your financial goals. For more detailed eligibility requirements, feel free to check out our dedicated page at . Joining is simple! You can start the process of opening an account today by visiting our online application at https://apply.valleystrong.com/#/product-selector or by giving us a call at (661) 833-7900. Our friendly team is here to assist you every step of the way. Don't hesitate; become part of the Valley Strong family today and enjoy all the benefits that come with membership!

At Valley Strong, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your finances are in capable hands at our branch located at 8501 Stine Rd, Bakersfield, CA 93313. For any inquiries, feel free to reach out to us at (661) 833-7900. Our strong financial health is evident through our performance metrics sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $368,656,109, we maintain robust financial health that allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize our members' savings by securing them through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering you stable and rewarding growth opportunities. Unlike traditional banks, we focus our resources on benefiting you; with non-member deposits amounting to $138,204,734, we ensure that your interests come first. Our commitment to reinvesting in our community is reflected in our $199,739,663 in undivided earnings, which helps us enhance innovative banking tools and stronger lending options for you. In terms of lending capacity, we support your financial goals with $24,967 in used auto loans and an impressive $2,930,579,673 in total loans and leases. Operational efficiency is key to our success our net income currently stands at $0, but we're dedicated to offering competitive loan rates and solid financial products for all our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. To summarize our strength: - Net Shares (Funds available for lending): $0. - Total Share Accounts: 742,487, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 8501 Stine Rd or call (661) 833-7900 to learn more about how we can help you achieve your financial goals.