Valley Strong Credit Union Bakersfield CA | Top Business Loans & Rewards Cards

Introduction

Welcome to Valley Strong, your trusted partner in financial wellness! Located at 1200 New Stine Rd, Bakersfield, CA 93309, we have proudly served our community since 1940. With a strong commitment to our members, we've grown into a thriving credit union with over 332,896 members. Our total assets stand impressively at $3,925,605,060, demonstrating our stability and dedication to helping you achieve your financial goals. At Valley Strong, we believe in empowering our members through a variety of services tailored to meet their unique needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here for you. Our team is passionate about providing exceptional service and support. Under the leadership of CEO Nicholas Ambrosini and Board President S William Bruce, our dedicated staff of 585 employees is ready to assist you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. With total deposits of $25,335,596 and an impressive net worth of $368,656,109, we maintain a solid foundation that allows us to offer competitive rates on loans and deposits alike. Our commitment extends beyond just numbers; it's about building lasting relationships within our community. We invite you to explore how Valley Strong can help you thrive financially. For more information or to get started with your account today, visit us online at www.valleystrong.com or give us a call at 661-833-7900. Let's embark on this journey together toward greater financial success!

Branch History & Mission

At Valley Strong, we take pride in our rich history and commitment to serving the Bakersfield community. Since our founding in 1940, we have grown from a small cooperative into a thriving credit union with over 332,896 members and total assets exceeding $3.9 billion. Our branch, located at 1200 New Stine Rd, Bakersfield, CA 93309, has been a cornerstone of financial support for individuals and families in the area for decades. Over the years, Valley Strong has evolved significantly. We began our journey with a simple mission: to provide accessible financial services that empower our members to achieve their goals. This mission remains at the heart of what we do today. Our dedicated team works tirelessly to offer personal banking solutions, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We believe that everyone deserves a chance to build a secure financial future. In addition to our financial services, we are deeply committed to supporting our community. We engage in various outreach initiatives aimed at enhancing the lives of those we serve. From educational programs to local partnerships, our goal is not just about numbers; it's about making a meaningful impact in Bakersfield. While members can visit us at 1200 New Stine Rd, official correspondence should be sent to PO Box 9506, Bakersfield, CA 93389. Our branch operates Monday through Friday from 9:00 AM to 3:00 PM, providing convenient access for all your banking needs. As we look toward the future, Valley Strong continues to invest in digital advancements that enhance member experience. With features like online banking and mobile payments, we ensure that managing your finances is easy and accessible anytime, anywhere. Join us on this journey! Experience firsthand the benefits of being part of Valley Strong. Whether you're looking for personal banking options or seeking ways to grow your business, we're here for you every step of the way. Come visit us or call 661-833-7900 to learn more about how we can help you achieve your financial dreams!

Branch Location & Accessibility

Welcome to Valley Strong, your trusted credit union, conveniently located at 1200 New Stine Rd in the vibrant city of Bakersfield, CA. Our branch is nestled in Kern County, making it easily accessible for all community members. Whether you're a long-time member or new to our services, we're here to meet your banking needs with a friendly smile. While members can visit us at our main address, any official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. Our branch is not far from popular local landmarks, which makes finding us a breeze! At Valley Strong, we prioritize convenience and accessibility. Our parking area offers ample space for visitors and includes features that comply with ADA standards, ensuring everyone can easily access our services. Though we currently do not offer drive-thru banking or ATM services on-site, our team is dedicated to providing personal assistance during your visit. Our operating hours are designed to fit into your busy schedule. We are open Monday through Friday from 9:00 AM to 3:00 PM. This allows you plenty of time during the week to stop by and take advantage of our wide array of services whether you're interested in checking and savings accounts, auto loans, or personal loans. We invite you to come see us at Valley Strong! If you have questions or need assistance before visiting, don't hesitate to call us at 661-833-7900. Our team looks forward to helping you with all your banking needs!

Member Eligibility

Becoming a member of Valley Strong is like joining a caring community where your financial well-being matters. At our branch located at 1200 New Stine Rd Bakersfield Ca 93309, we welcome individuals who live, work, or go to school in the area, as well as their family members. This means if you're part of our local community, you can enjoy the benefits of membership, which include personalized service and a range of financial products tailored to meet your needs. We strive to make the membership process easy and inviting. To get started, simply visit our website for more details on eligibility criteria at . Once you're ready, opening an account is just a few clicks away; you can find all the information you need at https://apply.valleystrong.com/#/product-selector . If you have any questions or need assistance, feel free to give us a call at (661) 833-7900. Join us today and experience the advantages of being part of Valley Strong!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers easily, whether they're using credit cards, debit cards, or mobile wallets. This not only enhances customer satisfaction but also streamlines your operations. Our merchant services are designed with your needs in mind, making it easier for you to focus on what matters most growing your business. If you're ready to take your business to the next level or need reliable support, visit us at 1200 New Stine Rd Bakersfield Ca 93309, Bakersfield, CA, or reach out at (661) 833-7900. Together, we can build a brighter future for your business!

Comprehensive List Of Services

Convenient Access Anytime

Your convenience is our priority. With features like ATM and cash withdrawal services, accessing your funds has never been easier. Our commitment extends beyond traditional banking; we empower you with tools like mobile payments and easy access through our user-friendly online platform. We invite you to experience all that Valley Strong has to offer. For any inquiries or assistance, feel free to reach out at (661) 833-7900. Join us today and let's take the next step towards achieving your financial goals together!

Financing Your Dreams

When it comes to financing your dreams, we provide competitive auto loans and vehicle financing options tailored just for you. Picture yourself driving away in a new car without breaking the bank! If you're considering purchasing a home, our mortgage loans and refinancing services can help turn that dream into reality, allowing you to secure favorable terms and rates. Need some extra cash? Our personal loans and debt consolidation services are designed to help you manage unexpected expenses or simplify your financial commitments. And if you're looking for a way to earn rewards while spending, check out our credit cards with rewards they're perfect for everyday purchases!

Personal Banking Made Easy

For those looking to manage their day-to-day finances, we offer a variety of personal banking services. You can choose from checking and savings accounts that suit your lifestyle, making it easy to save for that special vacation or manage everyday expenses. Imagine having access to your funds anytime, anywhere through our online and mobile banking options. Whether you need to transfer money quickly or check your balance on the go, we've got you covered.

Supporting Local Businesses

For entrepreneurs and business owners, we offer essential support through our business banking services, which include merchant services and business loans. We believe that helping local businesses thrive strengthens our community as a whole.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and accessible through our website at http://www.valleystrong.com . You can check your balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our mobile application ensures that you have all the tools you need right in your pocket. Plus, with the convenience of mobile payments, making purchases has never been simpler.

Real-Time Management

With our online banking services, you can manage your account in real-time. Check transactions, review statements, and set up alerts so you're always informed about your finances. At Valley Strong, we strive to provide our members with easy access and control over their banking experience. Experience the convenience and security of digital banking today! Visit us online at http://www.valleystrong.com or download our mobile app to get started.

Security and Convenience

Security is a top priority for us at Valley Strong. While we don't offer electronic signature authorization, rest assured that your personal information is protected using advanced security measures. We also provide e-statements to help you keep track of your finances without the clutter of paper statements. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family members in just moments. This means no more waiting for checks to clear or worrying about cash on hand.

Financial Strength

Commitment to Innovation and Growth

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,967 in used auto loans and a total of $2,933,579,673 in loans and leases. Our operational efficiency is reflected in our net income figures; while currently at $0, this positions us for future growth as we continuously seek ways to enhance our offerings for you.

Dedicated Team to Serve You

We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Together, we focus on your needs as part of our growing member base of 332,896 individuals who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 1200 New Stine Rd Bakersfield Ca 93309 or call 661-833-7900 to learn more about how we can help you achieve your financial goals.

Our Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 932% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Our Members

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. We provide financing solutions tailored to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options that may save you money.

Credit Lines and Business Loans

If you're interested in accessing additional funds for personal projects or business needs, our total credit lines amount to $1,063,530,548. For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow. At Valley Strong, we prioritize transparency and support throughout your borrowing journey. To learn more about our loan products or to see if you're eligible for refinancing options, feel free to reach out at (661) 833-7900 or visit us at 1200 New Stine Rd Bakersfield Ca 93309 in Bakersfield, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. Our dedicated team is ready to guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. These cards are designed for convenience and flexibility, allowing you to make purchases while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive accurate and fair offers based on the latest results (Source: https://www.ncua.gov ). By relying on verified financial institutions, LendMesh ensures that every comparison reflects genuine opportunities available in the market.

VALLEY STRONG CREDIT UNION

Type of Loan Offerings

Vehicle Loans