Valley Strong Credit Union Bakersfield CA | Best Auto Loans & Rewards Cards

Introduction

Welcome to Valley Strong, your trusted partner in financial wellness since 1940. Located at 6101 Coffee Rd, Bakersfield, CA 93308, our River Run Branch is dedicated to serving our community with personalized banking solutions. With a robust membership of over 332,896, we are proud to have grown into a reliable institution that currently holds assets totaling an impressive $3,925,605,060. At Valley Strong, we understand the importance of having financial resources that are both accessible and secure. Our commitment is reflected not only in our total deposits of $25,335,596 but also in our net worth of $368,656,109. We believe in empowering our members through various services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your needs. Our leadership team is dedicated to fostering a supportive environment. Under the guidance of CEO Nicholas Ambrosini and Board President S William Bruce, we strive to create lasting relationships built on trust and transparency. Our staff of 585 employees is always ready to assist you with any questions or concerns you may have. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. We invite you to explore the many ways Valley Strong can help you achieve your financial goals. For more information or assistance, feel free to reach out at 661-833-7900 or visit us online at www.valleystrong.com. Your journey towards financial strength starts here!

Branch History & Mission

Community Commitment

Valley Strong is dedicated to making a difference in the lives of our members and the broader community. We actively participate in local events and initiatives aimed at uplifting those around us. Whether it's through partnerships with schools or support for local nonprofits, we believe in giving back. With accessible operating hours Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday until 1:00 p.m. we ensure that we're available when you need us most. If you're looking for a financial partner who truly cares about your well-being and offers robust services tailored for you, join Valley Strong today! Experience firsthand how we can help you thrive financially while being an integral part of your community.

Our Mission

Our mission is simple yet powerful: to empower our members and support our community. We understand that financial health is crucial for individuals and families alike. That's why we strive to provide not just exceptional financial services but also educational resources and community outreach programs. We believe in building strong relationships with our members, helping them achieve their financial goals while contributing positively to the neighborhoods we serve. We invite you to visit us at our Bakersfield branch or reach out via phone at 661-833-7900 for any inquiries. While members can visit us at 6101 Coffee Rd for all their banking needs, official correspondence should be sent to PO Box 9506, Bakersfield, CA 93389.

Branch Location & Accessibility

Accessibility Features

At Valley Strong, we prioritize accessibility for all our members. The branch is equipped with features such as ADA-compliant ramps and spacious parking areas, making it easy for everyone to visit us. Whether you're stopping by for a quick transaction or looking to chat about our services, we aim to provide a welcoming environment for all.

Call to Action

We invite you to come see us at Valley Strong! Feel free to call us at 661-833-7900 if you have any questions or need assistance. Our team is here to help you navigate your financial journey with ease and confidence. We look forward to welcoming you soon!

Operating Hours

Our doors are open Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Friday from 9:00 a.m. to 6:00 p.m., with Saturday hours from 9:00 a.m. to 1:00 p.m. This schedule ensures that you can visit us at your convenience whether you're coming in during lunch or after work!

Services Offered

At our River Run Branch, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

At Valley Strong, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming, designed for individuals who live, work, or attend school in our area. If you have a heart for community and want to access personalized financial services, you're already on the right path! Our members enjoy benefits like competitive rates on loans and savings, as well as a suite of banking services tailored to your needs. To find out more about the specific eligibility criteria, feel free to check out this resource: . Opening an account is straightforward and can be done online or by visiting us at 6101 Coffee Rd Bakersfield Ca 93308. You can start your journey with just a few clicks by visiting https://apply.valleystrong.com/#/product-selector . If you have any questions or need assistance, don't hesitate to reach out at (661) 833-7900. We're excited to welcome you into our family at Valley Strong!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine a busy Saturday at your local café our solutions ensure you can accept payments easily, whether it's cash, card, or mobile payments. This means faster service for your customers and less hassle for you. At Valley Strong, we're dedicated to empowering local businesses in Bakersfield, CA. Let us partner with you on your journey to success! For more information about our services or to get started, visit us at 6101 Coffee Rd Bakersfield Ca 93308 or call us at (661) 833-7900.

Comprehensive List Of Services

Business Banking

For our business members, we know how crucial it is to have reliable banking services at your fingertips. That's why we provide robust business banking solutions, including merchant services and business loans tailored for small business owners. Our goal is to support your entrepreneurial journey by offering tools that help grow and sustain your business.

Credit Solutions

For those looking to simplify their finances or tackle debt head-on, our personal loans and debt consolidation options can provide the relief you need. We strive to help our members regain control over their financial situations, allowing them to focus on what matters most in life. Our credit cards with rewards offer another layer of convenience, giving you the chance to earn points for every purchase. These rewards can translate into exciting benefits like travel discounts or cash back perfect for those who love to shop or travel!

Digital Banking Features

In today's fast-paced world, convenience is key. At Valley Strong, we embrace technology with features like online and mobile banking, making it easy for you to access your accounts anytime, anywhere. Whether you're checking balances, transferring funds, or paying bills on-the-go, our digital platforms simplify these tasks so that managing your finances becomes second nature. We also provide an accessible ATM service where you can easily withdraw cash or check balances without any hassle. Our commitment is not just about meeting basic needs but also enhancing your overall experience as a member of our community.

Get Started Today!

Your financial well-being is important to us. If you're ready to explore how our comprehensive services can benefit you or if you have any questions about what we offer, don't hesitate to reach out! Call us at (661) 833-7900 or visit us at Valley Strong today! Join us in achieving your financial goals together!

Personal Banking Services

When it comes to personal banking, we understand that every member has different needs. That's why we offer various checking and savings accounts designed to help you manage your money effectively. Imagine having a checking account that fits your lifestyle perfectly or a savings account that earns competitive interest while helping you reach your goals faster. In addition to everyday banking, auto loans and vehicle financing options allow you to drive away in the car of your dreams without breaking the bank. Our friendly staff can guide you through the process, ensuring you find the loan that works best for your budget. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and flexible terms. Picture yourself settling into a cozy new home with the peace of mind that comes from knowing you made a wise financial choice.

Digital & Online Banking

Key Services Available

With our online banking service available 24/7, you can easily check your account balance, transfer funds, and pay bills whenever it suits you. Just visit us at http://www.valleystrong.com to get started. You'll find everything you need right at your fingertips. For those who love using their mobile devices, our mobile application allows you to manage your accounts effortlessly. Whether it's making payments through our mobile payments feature or sending money to friends and family with our person-to-person transfers, you have complete control over your finances anytime, anywhere.

Real-Time Management

Managing your money in real-time has never been easier with Valley Strong. Our digital banking tools empower you to make informed decisions about your finances wherever life takes you. Whether you're checking balances, making payments, or transferring funds, everything is just a few taps away. Experience the convenience and security of digital banking with us today! Visit http://www.valleystrong.com for more information and take charge of your financial future with confidence.

Security and Convenience

We prioritize your security while ensuring ease of use. Our services are designed with user-friendly features so that you can navigate without hassle. Although we do not offer electronic signature authorization, our systems are built to keep your information safe and secure. Additionally, enjoy the benefits of e-statements to keep track of your transactions without the clutter of paper statements. This eco-friendly option helps you stay organized while accessing your financial information quickly.

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts stand at 742,487, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 6101 Coffee Rd Bakersfield Ca 93308 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $24,967 in used auto loans and $2,930,579,673 in total loans and leases. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that your car-buying experience is as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand your operations. We know how important it is for businesses to have access to reliable funding sources. If you're considering refinancing any of these loan products or want to check your eligibility for any of our offerings, our team is ready to help. At Valley Strong, we prioritize transparency and ease throughout the borrowing process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or check out our website at valleystrong.com for more information on how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $680,101,955, make buying or refinancing simple. Our knowledgeable staff will guide you through the process so you can focus on what matters most finding your perfect home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. These credit cards are designed to provide you with purchasing power while allowing for easy repayment options.

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Real-Time Rate Comparisons

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VALLEY STRONG CREDIT UNION

Type of Loan Offerings

Vehicle Loans