Valley Strong Credit Union Bakersfield CA | Quick Personal Loans & Auto Financing

Introduction

Welcome to Valley Strong, your trusted partner in financial wellness since 1940. Located at 501 S Mount Vernon Ave, Bakersfield, CA 93307, we are proud to serve a vibrant community of over 332,896 members. Our commitment to providing exceptional banking services is reflected in our impressive total assets of $3,925,605,060 and total deposits of $25,335,596. At Valley Strong, we believe in the power of community. With a dedicated team of 585 employees, led by our CEO Nicholas Ambrosini and Board President S William Bruce, we strive to make a positive impact in the lives of our members through personalized service and innovative financial solutions. Whether you're looking for checking and savings accounts, auto loans, or business banking services, we have tailored products that meet your needs. While you can visit us at our branch for friendly assistance, please note that official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. Join us today and discover how Valley Strong can help you achieve your financial goals! For more information or to speak with one of our representatives, call us at 661-833-7900. We look forward to serving you!

Branch History & Mission

A Legacy of Service

Since opening our doors more than eight decades ago, Valley Strong has been committed to providing exceptional financial services tailored to the needs of our members. Our journey began with a small group of dedicated individuals who wanted to create a better banking experience. Over the years, we have expanded our services and offerings while maintaining the personal touch that sets us apart. With total assets exceeding $3.9 billion, Valley Strong has developed into a robust institution capable of supporting various financial needs from personal banking and auto loans to mortgage refinancing and business banking solutions. Our growth reflects our commitment to helping our members achieve their financial goals.

Join Us Today

As Valley Strong continues to grow and evolve, we invite you to join us on this journey. Experience firsthand how our member-focused approach can make a difference in your financial life. Visit us at 501 S Mount Vernon Ave or reach out by phone at 661-833-7900 for any inquiries or assistance. Together, let's build a brighter financial future!

Modern Banking for Everyone

While we cherish our rich history, we are equally excited about embracing modern technology. Our branch offers online banking and mobile payment options for added convenience. With features like e-statements and person-to-person payments, managing your finances has never been easier. Our operating hours are designed to accommodate your busy schedule: we're open from 9:00 a.m. to 3:00 p.m., Monday through Friday. While we currently do not offer ATM or drive-thru services, our commitment to excellent customer service remains unwavering.

Our Mission

At Valley Strong, our mission is simple yet profound: we aim to empower our members through accessible financial services while fostering a spirit of community support. We strive to make banking easy and approachable, ensuring that everyone feels welcome and valued. Whether you're looking for checking accounts, auto financing, or credit cards with rewards, we are here to assist you every step of the way. We also recognize the importance of giving back. Through various community outreach initiatives and partnerships, we actively support local organizations and projects that enhance the lives of those in Kern County and surrounding areas.

Branch Location & Accessibility

Welcome to the Valley Strong branch located at 501 S Mount Vernon Ave in Bakersfield, California! Our friendly team is here to provide you with convenient banking solutions right in your neighborhood. Nestled in the heart of Kern County, our location is easily accessible and close to local landmarks, making it a breeze for you to stop by for your banking needs. While members can visit us at 501 S Mount Vernon Ave, official correspondence should be sent to our mailing address: PO Box 9506, Bakersfield, CA 93389. We understand how important accessibility is, which is why our branch is designed with ADA compliance in mind, ensuring everyone can enjoy our services without hassle. Parking is available on-site, so you won't have to worry about finding a spot when you come in. Our lobby hours are from 9:00 a.m. to 3:00 p.m., Monday through Friday, making it easy for you to plan your visit around your schedule. Whether you're interested in opening a new account, applying for a loan, or just need assistance with an existing service, our knowledgeable staff is ready to help. Unfortunately, we do not have ATM or drive-thru services at this location. However, we offer a variety of banking services that include personal checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. You can also take advantage of our online and mobile banking services for added convenience. If you're looking for personalized service and community-focused banking solutions, look no further than Valley Strong. We invite you to visit us soon or give us a call at 661-833-7900. Let's work together to meet your financial goals!

Member Eligibility

Joining the Valley Strong family means becoming part of a caring community that prioritizes your financial well-being. To become a member at our branch located at 501 S Mount Vernon Ave, Bakersfield, CA 93307, you just need to meet some simple eligibility criteria. We warmly welcome anyone who lives, works, worships, or attends school in Kern County, along with their family members. This inclusive approach ensures that more people can enjoy the benefits of membership, from personalized service to competitive rates on loans and savings accounts. Getting started is easy! You can learn more about the specific eligibility requirements by visiting our website at . If you're ready to open an account or have any questions, feel free to reach out to us at (661) 833-7900. Your journey toward financial empowerment begins here at Valley Strong! For more details on how to open an account, check out https://apply.valleystrong.com/#/product-selector .

Business Banking & Commercial Services

Merchant Services That Make a Difference

But it doesn't stop at loans. Our merchant services are designed to simplify your transactions and enhance your customer experience. Picture this: easily accepting credit card payments, managing invoices effortlessly, and gaining insights into sales trends all from one platform. This not only saves you time but also helps you focus on what you do best growing your business. Visit us at 501 S Mount Vernon Ave Bakersfield Ca 93307 in Bakersfield, CA, or call us at (661) 833-7900 to explore how we can support your business journey today!

Our Lending Commitment

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $213 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $40 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $202,521,933, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide tailored business banking solutions. From merchant services that streamline transactions to flexible business loans, we support local businesses in thriving within our community.

Digital Banking Convenience

In today's fast-paced world, managing your finances should be simple and accessible. That's why we offer robust online and mobile banking features. Check balances, transfer funds, or pay bills right from your smartphone or computer. With the ability to use mobile payments, handling everyday transactions has never been easier.

Flexible Loan Options

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation solutions. These products can help you manage your finances effectively without the stress of high-interest debt. Want to earn rewards while spending? Explore our credit cards with rewards that give back on every purchase.

Personal Banking Solutions

Our personal banking services make it easy for you to manage your money. With options like checking and savings accounts, you can enjoy secure and convenient ways to save and spend. Need a new car? Our auto loans and vehicle financing options offer competitive rates to help you drive away in the vehicle of your dreams. For those considering home ownership or refinancing, our mortgage loans provide flexible terms that fit various budgets.

Support When You Need It

If you need cash on the go, our branch offers convenient ATM and cash withdrawal services for quick access to your funds without hassle. Our friendly staff is also available during lobby hours from 9:00 AM to 3:00 PM, Monday through Friday, ready to assist with any questions or concerns. At Valley Strong, we strive to make banking not just a service but a personalized experience that meets your needs. We invite you to visit us at 501 S Mount Vernon Ave Bakersfield Ca 93307 or call us at (661) 833-7900 to learn more about how our comprehensive list of services can benefit you today!

Digital & Online Banking

Convenient Online Banking Features

Our 24/7 online banking service allows you to check balances, pay bills, and transfer funds from the comfort of your home or on the go. Whether you're sitting on your couch or waiting in line, accessing your accounts is just a few clicks away. Plus, with person-to-person transfers available, sending money to friends or family has never been easier just a quick tap on your mobile device and you're done!

Mobile Applications for On-the-Go Access

We know life gets busy, which is why our mobile application makes managing your finances even more convenient. With features like mobile payments, you can make purchases directly from your phone without needing cash or cards. And if you prefer going paperless, our e-statements keep everything organized and accessible right at your fingertips.

Security You Can Trust

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all your transactions are protected with advanced encryption technology. This means you can bank confidently knowing that your personal information is safe. At Valley Strong, we believe in making banking accessible and easy for everyone. Join us today and experience the convenience of modern banking with services tailored just for you!

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 742,487, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) are valued at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Strong is your trusted partner. Visit us at 501 S Mount Vernon Ave Bakersfield Ca 93307 or call (661) 833-7900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing Back into the Community

With $199,739,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $24,967 in used auto loans and $2,930,579,673 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $180,655,050 in share certificates and $1,093,773,446 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,204,734, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 531 full-time employees and 54 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $368,656,109, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $932 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $250,484,035 in used vehicle loans and $30,729,181 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our loan specialists are here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $202,521,933 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local enterprises with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $680,101,955. These mortgages can help you secure a comfortable living space for you and your family.

Refinancing Options

If you're considering refinancing any of your existing loans or looking for eligibility options, our team is here to assist you every step of the way. We aim to make the process as straightforward as possible so that you can take advantage of lower rates or adjust your payment terms according to your current situation. For more information about our loan offerings or to discuss what may work best for you, please feel free to reach out. You can contact us at 661-833-7900 or visit us at 501 S Mount Vernon Ave Bakersfield Ca 93307 during our operating hours from 9:00 AM - 3:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Valley Strong, we're dedicated to providing financial solutions that empower our community and help you achieve your dreams.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $55,790,096 in loans helping members manage their finances effectively. This option provides an accessible way to handle unexpected expenses without straining your budget.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each listing reflects current market conditions, giving users confidence in the choices they make.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate and up-to-date information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see a true representation of what's available in the market without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. The ability to compare offers side-by-side saves time and maximizes savings. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real impact LendMesh has on its users' financial well-being. Ready to take control of your loan options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VALLEY STRONG CREDIT UNION

Type of Loan Offerings

Vehicle Loans