VALLEY COMMUNITIES CREDIT UNION

Welcome to Valley Communities, your trusted financial partner located at 2940 Church St, Stevens Point, WI 54481. Since our establishment in 1935, we have been committed to serving our community with dedication and integrity. With over 15,433 members, we pride ourselves on being a cooperative that puts people before profit. At Valley Communities, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a range of services tailored to meet your needs, from personal banking and auto loans to business financing options. Our total assets exceed $248 million, ensuring that we have the resources to support you in achieving your financial goals. Our leadership team, led by CEO Kelly Hladovcak and Board President Elizabeth Jakusz, is dedicated to fostering an environment of trust and transparency. With a team of 68 employees, we're here to assist you with any questions or concerns you may have. You can reach us at 715-341-4543 or visit our website at valleycommunities.org for more information. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. Box 627, Stevens Point, WI 54481-0627. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Welcome to Valley Communities, where our roots run deep in the heart of Stevens Point, WI. Established in 1935, we have proudly served our community for over 85 years. Our journey began with a simple mission: to provide accessible financial services to those in our community while fostering a spirit of cooperation and support. As we evolved, so did our commitment to serving our members with integrity and dedication. Located at 2940 Church St, Stevens Point, WI 54481, our branch is easily accessible and close to various local landmarks that make it a central hub for financial services. Whether you're visiting us for personal banking needs or looking for assistance with loans and mortgages, we're here to help. Our mission is not just about numbers; it's about people. With a total membership of 15,433 and assets totaling $248,782,257, we strive to empower each member by providing tailored financial solutions that meet their individual needs. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking options. In addition to traditional banking services, we are committed to leveraging technology for your convenience. Our online and mobile banking platforms ensure you can manage your finances anytime, anywhere. We also provide ATM access and drive-thru banking options for those who prefer face-to-face interactions without leaving their vehicles. While members can visit us at 2940 Church St, official correspondence should be sent to P.O. Box 627, Stevens Point, WI 54481-0627 if needed. At Valley Communities, we understand the importance of community outreach. Our partnerships with local organizations allow us to contribute positively to the area we serve. We believe in giving back and supporting initiatives that improve the quality of life for all residents. As we look toward the future, our focus remains on enriching the lives of our members through strong financial education and exceptional service. Join us today and experience the benefits of being part of Valley Communities where your financial well-being is our top priority. For more information or to become a member, give us a call at 715-341-4543 or visit us online at valleycommunities.org. Together, let's build a brighter financial future!

Welcome to the Valley Communities branch, conveniently located at 2940 Church St in Stevens Point, Wisconsin. Our site is nestled in a vibrant area that's easy to reach for all your banking needs. Whether you're stopping by to open a new account or seeking assistance with loans and services, we're here for you! Our branch is just a short drive from local landmarks like the beautiful Iverson Park and the bustling downtown area, making it an ideal stop for community members. We understand that accessibility is important; that's why our location features ADA-compliant entrances and ample parking, ensuring everyone can visit us comfortably. While members can visit us at 2940 Church St, official correspondence should be sent to P.O. Box 627, Stevens Point, WI 54481-0627. We pride ourselves on being available when you need us! Our lobby hours are Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays, we extend our hours until 6:00 PM. If you're in a hurry, take advantage of our drive-thru service, which operates Monday through Thursday from 8:00 AM to 5:15 PM and Friday until 7:00 PM. On Saturdays, you can still access cash with our ATM available on-site. At Valley Communities, we offer a wide range of services designed to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Our team is ready to assist you with everything from simple transactions to more complex financial solutions. Feel free to reach out by calling us at 715-341-4543 if you have any questions or need assistance before your visit. We look forward to welcoming you at our Stevens Point branch!

At Valley Communities, we believe that everyone deserves a chance to be part of something special. Becoming a member is simple and welcoming! If you live or work in Portage County, or if you have family members who are already part of our community, you're likely eligible to join us. We pride ourselves on offering a range of services designed to meet your financial needs, from personal banking to loans and more. For the most up-to-date details on eligibility, feel free to visit our dedicated page at this link. Joining Valley Communities opens the door to a supportive network where your financial well-being is our priority. The process is straightforward just stop by our branch located at 2940 Church St, Stevens Point, WI 54481, or give us a call at 715-341-4543 for assistance with account opening. You can also begin your journey online through our account opening portal available here. We can't wait to welcome you into our community!

At Valley Communities, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with the reliable banking experience you deserve. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $30,870,222, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,371,412 in share certificates and $69,228,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,679,698 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is highlighted by $21,104,000 in used auto loans and an overall total of $140,634,264 in loans and leases, supporting our members' financial goals across various sectors. While our current net income stands at $0 due to ongoing investments in growth and service enhancement efforts this year, it reflects our commitment to operational efficiency and long-term stability. We also take pride in having 56 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $882,760. Total Share and Deposit Accounts: 29,379, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Communities is your trusted partner. Visit us at 2940 Church St Stevens Point WI 54481 or call 715-341-4543 to learn more about how we can help you achieve your financial goals.