Valley Communities Credit Union Mosinee WI | Best Auto Loans & Business Banking

Introduction

Welcome to Valley Communities, your trusted financial partner since 1935! Located at 700 High St, Mosinee, WI 54455, we have been dedicated to serving our community with reliable banking solutions and exceptional member service. With a total membership of 15,433 and assets exceeding $248 million, we are proud to support our members' financial goals while fostering a sense of belonging. At Valley Communities, we understand the importance of personal connections and community impact. Our leadership team, led by CEO Kelly Hladovcak and Board President Elizabeth Jakusz, is committed to providing tailored financial services that meet the unique needs of our members. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we've got you covered. In addition to our comprehensive range of products totaling over $55 million in loans and nearly $34 million in deposits we also prioritize accessibility. Our lobby hours run every Tuesday from 10:30 AM to 12:30 PM, ensuring that you can visit us when it's convenient for you. While you can reach us at our branch address, please send any official correspondence to the same address: 700 High St, Mosinee, WI 54455. If you have questions or need assistance, don't hesitate to call us at 715-693-3400 or send a fax to 715-693-4616. Join us today and experience the difference of being part of a credit union that truly cares about its members and community. Visit our website at Valley Communities for more information on how we can help you achieve your financial dreams!

Branch History & Mission

At Valley Communities, we are proud of our rich legacy that dates back to 1935. Since our founding, we have been dedicated to serving the financial needs of our community in Mosinee, WI. Over the years, we have grown from a small credit union into a trusted partner for over 15,000 members, with total assets reaching an impressive $248,782,257. Located at 700 High St, Mosinee, WI 54455, our branch is conveniently situated near local schools and parks, making it easily accessible for everyone in the area. While members can visit us at this address, official correspondence should be sent to the same location. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting our community. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment extends beyond just financial transactions; we strive to foster a sense of belonging and support among our members. As we evolved through the decades, we've embraced advancements in technology. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. While we do not currently offer ATM or drive-thru services at this branch, our focus remains on delivering personalized service during our operating hours every Tuesday from 10:30 AM to 12:30 PM. Valley Communities also believes in giving back. We actively engage in community outreach efforts and partnerships that help enhance the quality of life in Mosinee. Our team is dedicated to ensuring that every member feels valued and empowered. We invite you to join us at Valley Communities! Experience firsthand the benefits of membership where your financial goals are supported by a friendly team that genuinely cares about your well-being. Whether you are looking for personal loans or business services, we're here to guide you every step of the way. For more information or to become a member today, please call us at 715-693-3400 or visit our website at valleycommunities.org. Join us in building a stronger community together!

Branch Location & Accessibility

A Friendly Invitation

At Valley Communities, we pride ourselves on providing top-notch service tailored to meet your financial needs. We invite you to come by and see how we can help you achieve your goals whether that's opening a new account or discussing loan options. Join us at our Mosinee branch; we look forward to welcoming you!

Nearby Landmarks and Accessibility

You'll find us close to local landmarks that make it even simpler to stop by. Just a short walk from Mosinee Middle School, our location is perfect for parents picking up their kids or anyone visiting the area. We have ample parking available, ensuring your visit is hassle-free. Our branch is also ADA compliant with features like ramps for easy access, making sure everyone can visit us comfortably.

Operating Hours and Services Offered

We understand that convenience matters, which is why our lobby hours are set for Tuesdays from 10:30 AM to 12:30 PM during the school year. This schedule allows you to pop in during your busy day for help with personal banking needs such as checking and savings accounts, auto loans, mortgage services, and more. Although we don't have ATM services or drive-thru banking at this location, our dedicated team is ready to assist you in person with any questions you may have. While members can visit us at 700 High St for all their banking needs, official correspondence should be sent to the same address. If you need assistance or have inquiries about our services, feel free to call us at 715-693-3400.

Member Eligibility

Welcome to the Valley Communities family! Becoming a member at our branch is like stepping into a community that truly cares about you. To join us, you simply need to meet a few friendly eligibility criteria. If you're a resident of Marathon County, or if you work or attend school in this area, you are likely eligible for membership. We're all about making banking personal and accessible, so whether you're looking for savings accounts, loans, or just someone to help guide your financial journey, we're here for you. Opening an account with us is easy! You can start the process by visiting our website at Valley Communities, where you'll find all the details you need. If you have any questions along the way, feel free to give us a call at (715) 693-3400. We're excited to welcome you to our supportive community located at 700 High St Mosinee Wi 54455!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that streamline your payment processes. Imagine running your store without the hassle of complicated payment systems our solutions allow you to accept payments easily, ensuring you can focus on what matters most: serving your customers. Located at 700 High St Mosinee Wi 54455 in Mosinee, WI, our team is dedicated to empowering local businesses like yours. Contact us at (715) 693-3400 to learn more about how we can support your journey toward success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $235,744, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we provide robust business banking solutions, including merchant services and business loans. We understand how critical it is for businesses to have reliable financial support, which is why our dedicated team is ready to assist you in achieving your business goals.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made sure that all our services are accessible through our user-friendly online and mobile banking platforms. You can check your balance, transfer funds, or pay bills from the comfort of your home or on the go. Plus, our ATM and cash withdrawal services ensure you have access to your money whenever you need it. At Valley Communities, we believe that banking should be accessible and hassle-free for everyone in our community. If you're interested in learning more about any of these services or want assistance with opening an account, feel free to reach out to us at (715) 693-3400. We look forward to helping you achieve your financial goals! For more information about joining us or exploring additional services we offer, visit us online at https://www.valleycommunities.org/. Your journey towards better financial health starts here!

Personal Banking

When it comes to personal banking, we understand that everyone's needs are different. That's why we offer various checking and savings accounts tailored to fit your lifestyle. Our accounts provide easy access to your funds, so whether you're making daily purchases or saving for a special occasion, managing your money is simple and straightforward. In addition to traditional banking options, we also offer auto loans and vehicle financing. If you're dreaming of hitting the road in a new car, our competitive rates can make that dream a reality. For those looking to invest in property, our mortgage loans and refinancing options can help you find the right loan for your home purchase or refinancing needs.

Personal Loans & Credit Cards

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We work with you to create a manageable repayment plan that fits your budget, helping you regain control over your finances. Additionally, our credit cards with rewards allow you to earn points on everyday purchases. This means your spending can actually benefit you back, whether it's for travel rewards or cash back options.

Digital & Online Banking

Key Features

With the ability to access e-statements, you can go paperless and keep track of your financial activities without cluttering your mailbox. Plus, our mobile application makes banking on the go easier than ever. Whether you're out shopping or relaxing at home, you can handle transactions quickly and safely. For those who enjoy using their smartphones for payments, our mobile payments feature lets you make purchases directly from your device. This means no more digging through your wallet for cash or cards just tap and go! While we currently do not support person-to-person transfers, we ensure that all our services are user-friendly and secure. Our electronic signature authorization makes it easy to sign documents digitally, saving you time while keeping everything safe. The security of your information is our top priority. With every transaction, you can trust that your data is protected with advanced security measures. This gives you peace of mind as you manage your finances online. In summary, whether you're checking in on account activity or making a quick payment, Valley Communities offers an array of digital solutions tailored for ease of use and security. Join us today and experience the future of banking!

Financial Strength

At Valley Communities, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to serving you, we are proud to share the robust financial health of our credit union. With a net worth of $30,870,222, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $10,371,412 in share certificates and $69,228,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $30,679,698 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $2,104 in used auto loans and $140,634,264 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 29,379, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $882,760. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Communities is your trusted partner. Visit us at 700 High St Mosinee Wi 54455 or call (715) 693-3400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,576,687 in used vehicle loans and $7,385,933 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide flexible financing options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $235,744 provide the capital needed to grow and expand. We recognize the unique challenges faced by small businesses and aim to support local entrepreneurs with competitive loan options.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,538,067, making buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make. That's why our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or need assistance navigating eligibility options, we're here to help. Our experienced staff can provide insights into how refinancing could save you money or adjust your payments for better cash flow. At Valley Communities, we prioritize transparency and service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For personalized assistance or more information about any of our loan products, feel free to reach out at (715) 693-3400. We're dedicated to helping you find the right financing solution!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, though currently, we do not have any outstanding balances in this category. If you're looking for a way to manage your finances effectively and build credit without collateral, stay tuned for future offerings that could suit your needs.

Loan Aggregator

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