Valley Communities Credit Union Mosinee WI | Affordable Vehicle Loans & Easy ATM Access

Introduction

Welcome to Valley Communities, your trusted financial partner located at 1105 Western Ave, Mosinee, WI 54455. Established in 1935, we have been dedicated to serving our community for over eight decades. With a strong membership base of 15,433 members and total assets amounting to an impressive $248,782,257, we pride ourselves on providing personalized banking solutions that truly meet your needs. At Valley Communities, we're not just about numbers; we're about people. Our commitment to our members is evident in our total deposits of $33,976,919 and a robust net worth of $30,870,222. We offer a variety of services tailored for individuals and businesses alike, including auto loans, mortgage options, personal loans, and more. Our total loans and leases stand at 5,545, showcasing our dedication to helping you achieve your financial goals. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Kelly Hladovcak and Board President Elizabeth Jakusz, we strive to create a supportive environment where all members feel valued and understood. Whether you need assistance with everyday banking or specialized services like business loans, our friendly staff is ready to help. While members can visit us at our branch location in Mosinee for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 127, Mosinee, WI 54455-0127. Feel free to reach out to us at 715-693-3400 or explore our services online at valleycommunities.org. We're excited to support you in achieving your financial dreams!

Branch History & Mission

Community Engagement

Our outreach efforts extend beyond financial services. We believe in giving back to the community that has supported us for decades. Through partnerships with local organizations and involvement in community events, we aim to create lasting positive impacts. We encourage our members to join us in these initiatives as together we can make a difference.

Join Us

As we continue to grow and adapt to the needs of our members, we invite you to become part of the Valley Communities family. Experience firsthand how our services can benefit you financially while being part of a caring community. Visit us at 1105 Western Ave or give us a call at 715-693-3400 today! Explore what it means to be a member of Valley Communities where your success is our mission!

Our Mission

At Valley Communities, our mission is clear: we are dedicated to improving the financial well-being of our members while actively contributing to the growth of our community. We strive to offer a range of personal banking services including checking and savings accounts, auto loans, mortgages, and business banking solutions. By focusing on customer service and community engagement, we ensure that each member feels valued and empowered. In addition to traditional banking services, we've embraced digital advancements to enhance your experience. Our online banking platform and mobile application allow members to manage their finances conveniently from anywhere. With ADA compliance and a commitment to inclusivity, we ensure that everyone can access our services without barriers.

Branch Location & Accessibility

Connect With Us

While members can visit us at our branch address, official correspondence should be sent to P.O. Box 127, Mosinee, WI 54455-0127 if necessary. If you have any questions or need assistance while you're here or want more information about our services, feel free to give us a call at 715-693-3400. We invite you to come visit Valley Communities today and discover how we can help you achieve your financial goals!

Convenient Access and Parking

When you arrive at our Mosinee office, you'll find ample parking available, ensuring that your visit starts off hassle-free. We take pride in our accessibility features, which include ADA-compliant ramps and entrances to accommodate all members of our community.

Operating Hours and Services

Our lobby is open from 8:30 AM to 4:30 PM Monday through Thursday, with extended hours until 6:00 PM on Fridays. If you're in a hurry, don't worry! Our drive-thru service opens even earlier at 8:00 AM during the week and stays open until 7:00 PM on Fridays for quick transactions. At Valley Communities, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans, mortgages, and business banking solutions, we have something for everyone. Plus, with ATM access available right at our location, you can quickly withdraw cash or check your balance anytime during our operating hours.

Member Eligibility

Joining the Valley Communities family is like stepping into a supportive community that truly cares about your financial well-being. If you live, work, worship, or go to school in Marathon County, you're already on the right track to becoming a member! At Valley Communities, we believe everyone deserves access to affordable financial services, so our membership is open to individuals who meet these criteria. Plus, once you're a member, you gain access to a variety of benefits, including personalized service and competitive rates on loans and savings accounts. Getting started is easy! You can find more information about eligibility by visiting this page. If you're ready to open an account or have any questions, don't hesitate to reach out at 715-693-3400. We're located at 1105 Western Ave, Mosinee, WI 54455, and we're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $235,744, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services designed to simplify daily operations for business owners. Imagine having the ability to process payments seamlessly, manage transactions efficiently, and access funds quickly all while focusing on what truly matters: growing your business. Our merchant services make it easy for you to serve your customers better and streamline your financial processes. Located at 1105 Western Ave Mosinee Wi 54455 in Mosinee, WI, our dedicated team is here to guide you every step of the way. Reach out to us at (715) 693-3400 or visit us online at https://www.valleycommunities.org/ to learn more about how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in Mosinee, we offer essential business banking services. From merchant services that simplify payment processing to business loans tailored for growth, we understand the unique challenges faced by small businesses today.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Valley Communities. With our online and mobile banking, managing your accounts is easier than ever. You can check balances, pay bills, and transfer money right from your smartphone or computer all securely. Additionally, our ATM services allow easy cash withdrawals and balance checks anytime you need them. And if you prefer in-person service, our basic drive-thru banking offers quick access for deposits, withdrawals, and simple transactions without leaving your car.

Get Started Today!

Whether you're looking to open a new account or explore loan options, Valley Communities is here for you every step of the way. We invite you to visit us at our Mosinee branch or call us at 715-693-3400 for any inquiries. Discover how we can help you achieve your financial goals today! For more information about becoming a member or opening an account online, please visit our website.

Home Financing

Dreaming of homeownership? Our mortgage loans and refinancing solutions are designed to guide you through the process smoothly. Whether you're buying your first home or looking to refinance your current mortgage for better rates, we have knowledgeable staff ready to assist you.

Personal Banking

For individuals looking to manage their finances effectively, we provide an array of personal banking options. Our checking and savings accounts are tailored to help you save for that dream vacation or prepare for unexpected expenses. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help make it happen without breaking the bank. When life throws challenges your way, such as unexpected bills or major purchases, our personal loans and debt consolidation services can offer the relief you need. Plus, with our credit cards featuring rewards, every purchase can earn you points toward future rewards!

Digital & Online Banking

Key Services Available

With our online banking platform, available at https://www.valleycommunities.org/, you can manage your finances from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Our 24/7 online banking service ensures that you can access your account whenever it suits you. For those who prefer mobile banking, we provide a user-friendly mobile application. This app not only allows you to perform transactions but also enables mobile payments, giving you an easy way to shop securely with just your smartphone. Plus, if you're looking for quick transactions with friends or family, you'll appreciate that we offer person-to-person transfers.

Security and Ease-of-Use

Security is a top priority at Valley Communities. We use electronic signature authorization to help ensure that your transactions are safe and secure. You can also opt for e-statements, which provide a convenient way to keep track of your account activity without the clutter of paper statements. Managing your money has never been simpler. With all these features at your fingertips, real-time account management is just a tap away. Whether you're checking balances on the go or setting up automatic bill payments from home, our digital banking services are here to support you every step of the way. Embrace the future of banking with Valley Communities and enjoy all the conveniences that come with our digital solutions!

Financial Strength

Growing Trust Among Members

Total Share Accounts: 29,379, showing a strong and growing member base that trusts us with their finances. We also have net shares (funds available for lending and investments) amounting to $882,760. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Valley Communities is your trusted partner. Visit us at 1105 Western Ave Mosinee Wi 54455 or call 715-693-3400 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $10,371,412 in share certificates and $69,228,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 56 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $30,679,698 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,104,000 in used auto loans and a total of $140,634,264 in loans and leases.

Strong Financial Health

With a net worth of $30,870,222, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,576,687 in used vehicle loans and $7,385,933 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $235,744 provide the capital needed to grow and expand your ventures. Whether you're starting a new project or looking to invest in equipment, we can assist you with the financing you need. We believe that understanding your options is essential. If you're interested in refinancing or learning about eligibility requirements for our loan products, please visit us online at Valley Communities or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure your financial future!

Credit Lines and Unsecured Loans

If you're considering a line of credit or need to consolidate debt, our total credit lines amounting to $35,431,781 give you the flexibility to manage your finances effectively. Additionally, we also offer flexible terms on unsecured credit card loans; however, currently we do not have any unsecured credit card loans issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,538,067, make buying or refinancing simple. We are committed to guiding you through the mortgage process with ease.

Loan Aggregator

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