Valley Communities Credit Union Marshfield WI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Valley Communities, your trusted financial partner since 1935! Located at 2011 S Central Ave, Marshfield, WI 54449, we proudly serve our community with a commitment to providing exceptional financial services tailored to meet your needs. Whether you are looking for personal banking solutions, auto loans, or business banking options, we have something for everyone. With over 15,400 members and total assets exceeding $248 million, our credit union is built on a foundation of trust and reliability. Under the leadership of CEO Kelly Hladovcak and Board President Elizabeth Jakusz, we have fostered a culture that prioritizes member satisfaction and community engagement. Our dedicated team of 68 employees is here to assist you every step of the way. At Valley Communities, we take pride in our strong financial standing, boasting total deposits of $33,976,919 and a net worth of $30,870,222. Our goal is to empower our members through a range of services including checking and savings accounts, mortgage loans, debt consolidation, and more. While you can visit us at our Marshfield branch for all your banking needs, please note that official correspondence should be sent to the same address: 2011 S Central Ave, Marshfield, WI 54449-4918. We invite you to explore how we can help you achieve your financial goals. Feel free to give us a call at 715-384-2867 or visit our website at Valley Communities for more information. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

Community Connections

We take pride in being more than just a financial institution. We actively participate in community outreach programs, partner with local organizations, and support events that uplift our neighbors. By engaging with our community, we ensure that our growth directly benefits those around us. While members can visit us at 2011 S Central Ave, official correspondence should be sent to 2011 S Central Ave, Marshfield, WI 54449-4918 if needed. Our friendly team is here for you during operating hours: Monday through Thursday from 8:30 AM - 4:30 PM and Friday from 8:30 AM - 6:00 PM. Join us at Valley Communities Credit Union today! Experience firsthand how we can help you reach your financial goals while making a positive impact in the Marshfield area. For more information or to become a member, call us at 715-384-2867 or visit our website at valleycommunities.org.

Our Mission

At Valley Communities, we believe that everyone deserves access to quality financial services tailored to their unique needs. Our mission is not just about banking; it's about building relationships within the community we serve. We strive to provide affordable products that encourage financial literacy and independence while also investing in local initiatives that make Marshfield a better place for all.

Our Story

Valley Communities began with a simple idea: to help local residents achieve their financial dreams. Over the years, we have grown significantly, now serving over 15,433 members and managing assets totaling more than $248 million. This journey has been marked by our commitment to fostering financial well-being through personalized service and community involvement. As we expanded our offerings from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking we remained focused on our core values: integrity, accessibility, and support for our local community. Our members can easily access services through our convenient ATM and drive-thru banking options.

Branch Location & Accessibility

Operating Hours

Our lobby is open from 8:30 AM to 4:30 PM, Monday through Thursday, and extends its hours until 6:00 PM on Fridays. If you prefer drive-thru banking, we're here for you as well! The drive-up service operates from 8:00 AM to 5:00 PM on weekdays and from 9:00 AM to noon on Saturdays. We aim to provide flexible hours that fit your busy schedule.

Services Offered

At Valley Communities, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our ATM is available for cash withdrawals and balance checks anytime you need it. Feel free to reach out by phone at 715-384-2867 if you have any questions or need further assistance. We invite you to stop by our Marshfield office today our team looks forward to welcoming you into the Valley Communities family!

Member Eligibility

Becoming a member of Valley Communities feels like joining a close-knit family that truly cares about your financial well-being. If you're looking to experience personalized service and a community-focused approach, we'd love to welcome you! To be eligible for membership, you simply need to live or work in the local area, or have a family member who is already a member. It's as straightforward as that! We want everyone to feel included, so don't hesitate to reach out if you have any questions about your eligibility. For more detailed information on the criteria, check out our page at https://www.valleycommunities.org/about-us-join/become-a-member . Opening an account with us is just as easy and inviting. You can start your journey by visiting us online at https://valleycommunities.symapp.jhahosted.com/ or give us a call at (715) 384-2867 if you prefer to chat with someone directly. We're here to help you every step of the way! Our branch is conveniently located at 2011 S Central Ave Marshfield Wi 54449, making it easy for you to come in and meet our friendly team. Join Valley Communities today and let us support you in achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services that help streamline your operations. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. From point-of-sale systems to online payment options, our services are tailored to fit your needs. Visit us at 2011 S Central Ave Marshfield Wi 54449 in Marshfield, WI or call us at (715) 384-2867 to discover how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $235,744, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local businesses, Valley Communities offers robust banking solutions that can help you thrive. From merchant services that simplify transactions to business loans that support growth initiatives, we are committed to helping entrepreneurs succeed in Marshfield and beyond.

Call Us Today!

Whether you're seeking personal finance solutions or business banking assistance, Valley Communities is here for you. If you have questions about any of our services or want to learn more about becoming a member, don't hesitate to reach out! Call us at 715-384-2867 or visit us online at valleycommunities.org. We look forward to assisting you with all your financial needs!

Credit Card Rewards

We also believe in rewarding our members for their loyalty. That's why we offer credit cards with rewards perfect for those who want to earn benefits while making everyday purchases. It's not just about spending; it's about getting something back!

Digital Banking Convenience

In today's busy world, managing your finances on-the-go is essential. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills anytime, anywhere. With features like mobile payments and electronic statements, staying on top of your finances has never been easier. Need cash quickly? We provide ATM services for easy withdrawals and balance checks right when you need them. And if you're ever in a hurry, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer a variety of personal banking options. Our checking and savings accounts are designed to fit different lifestyles and preferences. Whether you're saving for a big purchase or just need a secure place for your everyday expenses, our accounts provide the flexibility and features you need. When it comes to larger purchases like cars or homes, our auto loans and mortgage financing solutions make the process straightforward and stress-free. Imagine driving away in your dream car or settling into your new home with a mortgage that suits your budget! Plus, if you're considering consolidating debt, our personal loans can help streamline your payments and reduce stress.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, you can easily check your account balances, pay bills, and transfer funds from the comfort of your home or on the go. Just visit https://www.valleycommunities.org/ to get started! Our user-friendly platform ensures you can manage your finances without any hassle.

Mobile Banking at Your Fingertips

For those who prefer banking on their mobile devices, our mobile application makes it easy to handle transactions right from your smartphone. Whether you're making purchases with mobile payments or checking your balance, everything is just a tap away.

Simplified Transactions

Need to send money to a friend? Although person-to-person transfers aren't available at this time, our other features ensure you can still manage all your financial needs efficiently. With these tools at hand, budgeting and tracking spending become simple tasks. At Valley Communities, we are committed to providing services that fit your lifestyle while ensuring that security and accessibility are never compromised. Join us today and discover how easy banking can be!

Stay Secure and Efficient

Security is our top priority. We utilize electronic signature authorization to streamline your banking experience while keeping your information safe. Plus, with e-statements available, you can access your account statements quickly and securely without the clutter of paper.

Financial Strength

Committed Workforce

We also take pride in having 56 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 29,379, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Communities is your trusted partner. Visit us at 2011 S Central Ave Marshfield WI 54449 or call 715-384-2867 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $10,371,412 in share certificates and $69,228,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $30,870,222, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Growth

With $30,679,698 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,104,000 in used auto loans and a total of $140,634,264 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,576,687 in used vehicle loans and $7,385,933 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to get behind the wheel.

Business Loans

For business owners, our outstanding commercial loans totaling $235,744 provide the capital needed to grow and expand. We recognize that supporting local businesses is vital for community growth and prosperity.

Eligibility and Refinancing Options

We encourage you to explore eligibility options and refinancing possibilities. At Valley Communities, we aim to make borrowing easy and accessible for everyone. If you're considering refinancing an existing loan or exploring new financing options, feel free to reach out. You can contact us at 715-384-2867 or visit us at 2011 S Central Ave Marshfield Wi 54449. For more details on how to become a member and explore our loan offerings further, please visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to partnering with you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,538,067, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, helping members manage their finances effectively. With a total of $0 in unsecured credit card loans available currently, our focus remains on providing value through other loan products while ensuring our members have access to necessary financial tools.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they see reflects real market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users can compare loans purely based on their terms and rates. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions in real-time, helping users stay current and make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. The platform's rigorous approach guarantees that users receive accurate information tailored to their needs.

VALLEY COMMUNITIES CREDIT UNION