Valley Communities Credit Union Kronenwetter WI | Best Auto Loans & Business Banking

Introduction

Welcome to Valley Communities, your trusted financial partner located at 2290 County Road X, Kronenwetter, WI 54455. Established in 1935, our credit union has been committed to serving our members and the local community for decades. With a membership base of over 15,433 members, we pride ourselves on providing personalized banking solutions that cater to your unique needs. At Valley Communities, we believe in the power of community. Our total assets exceed $248 million, reflecting our strong financial foundation and dedication to supporting our members' goals. We offer a wide range of services including personal banking, auto loans, mortgage loans, business banking, and online services for added convenience. Whether you're looking to save for the future or finance a new vehicle, we're here to help you every step of the way. Our leadership team is dedicated to ensuring that we remain a member-focused organization. Led by CEO Kelly Hladovcak and Board President Elizabeth Jakusz, we strive to create an environment where trust and reliability are at the forefront of everything we do. We currently employ 68 dedicated staff members who are eager to assist you with any inquiries. While members can visit us at our branch address, official correspondence should be sent to 2290 Cty X, Kronenwetter, WI 54455. If you have questions or need assistance, feel free to reach out via phone at 715-359-0050 or fax us at 715-693-4616. Join us today at Valley Communities! Explore our services by visiting our website at valleycommunities.org or stop by our office during lobby hours from 8:30 AM to 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. We look forward to being part of your financial journey!

Branch History & Mission

Join Us

While members can visit us at 2290 County Road X Kronenwetter Wi 54455, official correspondence should be sent to 2290 Cty X, Kronenwetter, WI 54455 if different. We invite you to experience the benefits of being part of Valley Communities. Join us today and see how we can work together towards a brighter financial future! For more information or to become a member, please call us at (715) 359-0050 or visit our website at valleycommunities.org. Together, let's continue building a thriving community!

Our Journey

From humble beginnings, Valley Communities has grown significantly over the years. We started with a small group of dedicated members who believed in the power of community banking. Today, we proudly serve over 15,400 members with total assets reaching an impressive $248,782,257. This growth reflects our unwavering commitment to providing personalized financial services that cater to the unique needs of our members. Our operating hours are designed to accommodate your schedule: we're open Monday through Thursday from 8:30 AM to 5:00 PM and on Fridays until 6:00 PM. Whether you prefer visiting us in person or managing your finances online, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions.

Our Mission

At Valley Communities, our mission is simple yet profound: to empower individuals and families by providing exceptional financial services while fostering a strong sense of community support. We believe in making banking accessible and friendly for everyone. Our team is dedicated not only to helping you achieve your financial goals but also to uplifting the communities we serve through outreach programs and partnerships. We understand that financial wellness goes beyond transactions; it's about building relationships. Our commitment to ADA compliance ensures that all members can access our services comfortably. With features like online banking, mobile payments, and ATM access available at our branch, we're here to make your banking experience as convenient as possible.

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with accessibility in mind. We offer ample parking and ADA-compliant features to ensure that everyone can easily access our services. Whether you're stopping by for a quick transaction or planning to discuss your financial needs with one of our team members, we've got you covered.

Contact Us

Ready to learn more? Feel free to give us a call at 715-359-0050 or drop by during our operating hours. Our team is excited to welcome you and help you achieve your financial goals. Remember, while you can visit us at 2290 County Road X, any official correspondence should be sent to our mailing address: 2290 Cty X, Kronenwetter, WI 54455. We look forward to seeing you soon!

Operating Hours

We know your time is valuable! That's why we're open Monday through Thursday from 8:30 AM to 5:00 PM and extend our hours on Fridays until 6:00 PM. This flexibility helps you fit banking into your busy schedule.

Services Offered

At Valley Communities, we provide a variety of services tailored to meet your needs. Whether you're interested in personal banking solutions like checking and savings accounts or looking for financing options such as auto loans or mortgages, our knowledgeable staff is here to assist you. Plus, enjoy the convenience of drive-thru banking for deposits and withdrawals, as well as ATM access for quick cash withdrawals and balance checks.

Member Eligibility

At Valley Communities, becoming a member means joining a welcoming community that prioritizes your financial well-being. We invite individuals who live, work, worship, or attend school in Marathon County to take part in our supportive environment. If you're looking for a place where you can feel valued and receive personalized service, you've found it! To learn more about the specific eligibility requirements, please visit our detailed page at https://www.valleycommunities.org/about-us-join/become-a-member . Opening an account is simple and straightforward. Just head over to our account opening page at https://valleycommunities.symapp.jhahosted.com/ , where you'll find all the information you need to get started. If you have any questions or need assistance, don't hesitate to call us at (715) 359-0050. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Managing transactions shouldn't be a headache. Our merchant services allow you to accept payments easily, enabling smoother operations and happier customers. Picture this: a customer walks into your store, makes a purchase, and completes the transaction effortlessly using their preferred payment method all thanks to our reliable services. If you're ready to take your business to the next level, visit us at 2290 County Road X Kronenwetter Wi 54455, Kronenwetter, WI, or call us at (715) 359-0050. Let's work together to turn your business goals into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $235,744, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

At Valley Communities, convenience is key. Our branch features an ATM for cash withdrawals, allowing easy access to your funds whenever needed. For those who prefer in-person transactions without stepping inside the branch, our basic drive-thru banking offers a quick way to make deposits and withdrawals. No matter what financial service you need, Valley Communities is committed to helping you achieve your goals. If you're ready to take the next step in managing your finances or if you have any questions about our offerings, don't hesitate to reach out! Call us at 715-359-0050 or visit us today at our Kronenwetter office. Experience personalized service and community-focused banking with Valley Communities your partner in financial success!

Business Banking

For entrepreneurs and small businesses, our business banking services encompass everything from merchant services to various types of business loans. We understand that managing business finances can be challenging, so we're here to support your growth with customized solutions that cater to your specific needs.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we offer robust online and mobile banking platforms. With these tools, you can check balances, transfer funds, and even apply for loans right from your phone or computer. Our digital banking features ensure that you have complete control over your finances at your fingertips.

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. If you're planning to purchase a new car, our auto loans and vehicle financing services can provide you with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage loans and refinancing options tailored to your unique situation. If you're facing unexpected expenses or wish to consolidate debt, our personal loans can provide the financial relief you need. Plus, with our credit cards featuring rewards, you can earn while you spend, making every purchase more rewarding.

Digital & Online Banking

Convenient Online Services

With our online banking service available at https://www.valleycommunities.org/ , you can check balances, transfer funds, and pay bills with just a few clicks. You don't have to worry about waiting in line or making phone calls. Everything is right at your fingertips, allowing for real-time account management when it suits you best.

Instant Transfers

While we currently don't offer person-to-person transfers, our online banking service ensures that your other transactions are smooth and straightforward. Enjoy 24/7 access to your accounts so you're always in control of your finances. In today's fast-paced world, having access to reliable digital banking is essential. At Valley Communities, we're committed to providing tools that help you manage your money effectively while keeping it secure. Join us today and experience hassle-free banking!

Mobile Banking Features

For those on the go, our mobile application provides a seamless experience. You can make mobile payments with ease and manage your account directly from your smartphone. Whether you're shopping or dining out, you can pay quickly and securely right from the app.

Secure Transactions

Your security is our top priority. Our electronic signature authorization feature allows you to sign documents securely online, making transactions safe and efficient. Plus, with e-statements available, you can keep track of your financial activity without the clutter of paper statements.

Financial Strength

Growing Member Base

Total Share Accounts stand at 29,379, showing a strong and growing member base that trusts us with their finances. With net shares available for lending at $882,760, we're well-positioned to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley Communities is your trusted partner. Visit us at 2290 County Road X Kronenwetter Wi 54455 or call (715) 359-0050 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $10,371,412 in share certificates and $69,228,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 12 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $30,679,698 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our offerings with $2,104 in used auto loans and $140,634,264 in total loans and leases, supporting your financial goals across various sectors.

Strong Capital Foundation

With a net worth of $30,870,222, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,576,687 in used vehicle loans and $7,385,933 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates on both new and used vehicles so you can find the right fit for your needs.

Credit Lines and Business Loans

For those looking for additional flexibility in managing expenses or funding business ventures, our total credit lines amount to $35,431,781. Additionally, we have outstanding commercial loans totaling $235,744, which provide the capital needed for business owners to grow and expand. Our friendly team is here to assist you with any questions about eligibility or refinancing options that may be available to you. Feel free to reach out by calling us at 715-359-0050 or visiting us during our lobby hours: Monday through Thursday from 8:30 AM to 5:00 PM and Friday until 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore all that Valley Communities has to offer by visiting our website here. Whether you're looking for personal banking solutions or business services, we're committed to supporting your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,538,067, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although currently there are no outstanding amounts in this category, our goal is to help members manage their finances effectively when these options become available.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan comparison reflects the most current rates, allowing borrowers to make informed decisions.

VALLEY COMMUNITIES CREDIT UNION