VALLEY CREDIT UNION

Welcome to Valley Credit Union, where your financial wellbeing is our top priority! Located at 180 Main St, Cherokee, AL 35616, we have been serving our community since 1956. As a trusted member of the Cherokee community, we are proud to support over 5,800 members with a commitment to providing excellent banking services tailored just for you. At Valley Credit Union, we believe that everyone deserves access to quality financial services. With total assets of $103,092,984 and total deposits amounting to $7,541,223, we ensure that your funds are in safe hands. Our dedicated team of 31 employees, led by our CEO Dawn Truitt and Board President Tony Riley, works tirelessly to deliver personalized service and innovative solutions. While you can visit us at our branch for your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 388, Tuscumbia, AL 35674. Whether you're looking for personal checking and savings accounts or exploring auto loans and credit options, we offer a range of services designed with you in mind. Join us today and experience the difference of being part of a credit union that puts its members first. For any inquiries or assistance, feel free to call us at 256-359-4600. We look forward to helping you achieve your financial goals!

Joining the Valley family means becoming part of a welcoming community that cares about your financial well-being. To become a member of Valley, all you need to do is meet a few simple eligibility requirements. Typically, if you live, work, or worship in the area around 180 Main St Cherokee Al 35616, you're already on your way to enjoying all the benefits that come with membership. This includes access to personalized banking services, competitive rates on loans, and a supportive team dedicated to helping you achieve your financial goals. For the most accurate and detailed information about eligibility criteria, we encourage you to visit our website at . Opening an account with us is straightforward and designed to make you feel right at home. If you're ready to take this step or just have questions, don't hesitate to reach out at (256) 359-4600. Our friendly staff is here to help you get started on your journey with Valley!

At Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and well-managed, which is why we are proud to share our financial strengths with you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $14,815,120, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,437 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $28,538,153 in share certificates and $11,907,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,681,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $750 in used auto loans and $35,024,424 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $914,169. Total Share and Deposit Accounts: 11,344, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valley is your trusted partner. Visit us at 180 Main St Cherokee Al 35616 or call (256) 359-4600 to learn more about how we can help you achieve your financial goals.