Valex Credit Union Pineville LA | Best Auto Loans & Business Banking

Introduction

Welcome to Valex, your trusted financial partner located at 2495 Shreveport Hwy, Pineville, LA 71360. Since our establishment in 1949, we have proudly served our community, growing to a membership of over 3,000 individuals. At Valex, we are committed to providing reliable banking solutions tailored to meet the unique needs of our members. With total assets of $43,781,654 and deposits amounting to $1,305,964, we ensure that your funds are not only safe but also working for you. Our CEO, Chris Chelette, along with Board President Deron Thaxton, leads a dedicated team of 11 employees, all focused on enhancing your banking experience. While members can visit us at our branch location for all their financial needs, official correspondence should be directed to our mailing address: PO Box 1375, Tioga, LA 71477. Our aim is to build strong relationships within the community while offering services that include personal banking, auto loans, mortgages, and business banking options. At Valex, we understand the importance of financial wellness and aim to empower our members through sound advice and exceptional service. Whether you need assistance with loans or simply want to manage your accounts online via our website at valexfcu.org, we are here for you every step of the way. Ready to take the next step toward better financial health? Give us a call at (318) 443-1200 or stop by today! Join us as we continue to grow together as a community-focused credit union.

Branch History & Mission

A Legacy of Service

Located at 2495 Shreveport Hwy, our branch has witnessed significant changes in the financial landscape. From our humble beginnings, we have expanded our services and improved our offerings to meet the evolving needs of our members. Today, Valex proudly boasts total assets of over $43 million, which reflects not just our growth but also the trust placed in us by our community. Our mission is clear: we are dedicated to enhancing the financial well-being of each member. We achieve this through personalized service and a wide range of products tailored for individuals and families alike. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, Valex is here to help you make sound financial decisions.

Commitment to Community

Valex is more than just a credit union; we are part of the Pineville community. Our commitment extends beyond providing financial services. We actively engage in outreach programs that support local initiatives, schools, and charities. Our partnerships with various organizations aim to uplift those around us and create a positive impact on their lives. While members can visit us at 2495 Shreveport Hwy, official correspondence should be sent to PO Box 1375, Tioga, LA 71477 if needed. Our branch operates Monday through Thursday from 8:00 AM to 3:00 PM and Fridays until 4:30 PM, making it convenient for you to come see us.

Forward-Thinking Approach

In an age where technology plays an essential role in banking, we understand the importance of digital advancements. At Valex, you can manage your finances with ease through online banking and mobile applications. We prioritize accessibility and ADA compliance so that everyone can benefit from our services. We do not have ATMs or drive-thru services at this branch; however, we ensure that every member receives personal attention when they walk through our doors. Our dedicated staff is always ready to assist with any inquiries or services you may need.

Join Us Today!

As we continue to grow and adapt, we invite you to become part of the Valex family. Experience firsthand the difference that comes from being a member of a credit union that genuinely cares about your financial future. For more information about membership eligibility or to open an account today, please visit our website. Together, let's build a brighter future for ourselves and our community!

Branch Location & Accessibility

Welcome to the Valex branch, conveniently located at 2495 Shreveport Hwy in Pineville, LA. Our location is easy to find and right in the heart of the community, making it simple for you to access your banking needs. Whether you're coming from nearby landmarks like the Pineville Community Center or enjoying a day out at the local parks, we're just a short drive away. At Valex, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us with ease. While we don't currently offer a drive-thru service, our friendly staff is ready to assist you inside during our operating hours: Monday through Thursday from 8:00 am to 3:00 pm, and Friday from 7:30 am to 4:30 pm. For any official correspondence, please note that our mailing address is PO Box 1375, Tioga, LA 71477. However, feel free to visit us directly at our Pineville location for personal banking services like checking and savings accounts, auto loans, mortgage options, personal loans, and more. Although we do not have ATM services available on-site right now, our team is always here to help guide you through any transactions or questions you may have. For further assistance or inquiries about our services, don't hesitate to call us at 318-443-1200. We invite you to come by and experience all that Valex has to offer! Your financial journey matters to us, and we look forward to serving you soon!

Member Eligibility

At Valex, becoming a member means joining a warm and welcoming community that prioritizes your financial well-being. If you're curious about eligibility, we'd love to share that it's designed to be inclusive! Generally, membership is open to anyone who lives, works, worships, or attends school in the local area around our branch at 2495 Shreveport Hwy Pineville La 71360. This means if you're part of our vibrant community here in Pineville, you're likely eligible to join us! Joining is simple and offers numerous benefits, including competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored to meet your needs. To get started with the account opening process, check out more details on our website at https://valexfcu.org/scholarship. If you have any questions or need assistance, feel free to call us at (318) 443-1200. For the most up-to-date information on eligibility criteria, visit our dedicated page at http://www.valexfcu.org/resources/membership. We can't wait to welcome you aboard!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools to accept payments easily and efficiently, allowing you to focus on what matters most running your business. Our merchant services simplify payment processing, giving you the freedom to accept various payment methods while enhancing customer satisfaction. Whether you're a small café or a growing retail store, our services can help streamline operations and boost sales. Visit us at 2495 Shreveport Hwy Pineville La 71360 in Pineville, LA or call us at (318) 443-1200 to learn more about how we can support your business journey. Let's work together to turn your vision into reality!

Supporting Your Growth Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For business owners, our business banking services include merchant services and business loans that help support growth. Whether you're starting fresh or expanding an existing venture, we're here to assist you every step of the way.

Credit Options

Don't forget about credit cards! Our rewards credit cards not only offer convenience but also give you points on every purchase. Imagine earning rewards while managing your daily expenses that's what Valex strives to provide.

Digital Access & Convenience

At Valex, we prioritize convenience through digital access. With features like online banking and mobile app capabilities, managing your finances has never been easier. Need cash? While we currently don't have ATMs on-site, our online tools ensure that accessing funds is simple and straightforward.

Get In Touch

Ready to explore how Valex can meet your financial needs? Reach out today at 318-443-1200 or visit us at 2495 Shreveport Hwy, Pineville, LA 71360 during our operating hours: Monday - Thursday from 8:00 am - 3:00 pm and Friday from 7:30 am - 4:30 pm. Join us in experiencing personalized service that puts you first! For more details about our offerings or to get started with membership applications, feel free to visit our website at valexfcu.org.

Home Financing

For those dreaming of owning a home or needing to refinance an existing mortgage, our mortgage loans are designed with you in mind. Picture yourself settling into a home that fits your lifestyle while knowing you have a reliable partner in financing. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide the flexibility you need. These loans can help ease financial pressure and give you peace of mind.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that help you keep track of your money effortlessly. Imagine being able to manage your funds from anywhere with our online and mobile banking services. You can easily check your balance, transfer money, and even set up alerts for when your account reaches a certain limit. When it comes time to buy a car, look no further than our competitive auto loans and vehicle financing options. We understand that purchasing a vehicle is a big decision, and we aim to make the process as smooth as possible so you can focus on enjoying your new ride.

Digital & Online Banking

Key Features

Our online banking services give you 24/7 access to your accounts. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our electronic signature authorization feature, signing important documents is quick and hassle-free, providing an added layer of convenience. For those who prefer a paperless approach, we offer e-statements that allow you to view your account statements online. This not only helps you stay organized but also contributes to environmental sustainability by reducing paper waste.

Mobile Access

Stay connected with our mobile application. Whether you're waiting in line or enjoying a coffee break, you can easily manage your finances right from your smartphone. Although we currently do not support mobile payments, our app provides essential features like person-to-person transfers, enabling you to send money to friends or family instantly with just a few taps.

Security First

At Valex, your security is our priority. Our digital banking solutions use advanced security measures to protect your personal information and transactions. You can bank with peace of mind knowing that we're committed to keeping your data safe. In summary, the digital and online banking services at Valex are designed for ease of use and accessibility. Whether you're checking balances or making transfers, managing your finances has never been more convenient! Explore our offerings today at https://valexfcu.org/ and experience the benefits for yourself.

Financial Strength

At Valex, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $3,080,387, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $704 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,553,850 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,316,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,080,387 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our ability to offer $543 in used auto loans and $35,274,147 in total loans and leases. This lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 5,085, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,295,865. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valex is your trusted partner. Visit us at 2495 Shreveport Hwy Pineville La 71360 or call (318) 443-1200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,845,498 in used vehicle loans and $10,520,250 in new vehicle loans already helping members get on the road. We provide competitive financing options whether you are interested in financing a new vehicle or a pre-owned one. Plus, refinancing options are available if you're looking to lower your monthly payments on an existing auto loan.

Credit Lines and Personal Loans

If you're considering a line of credit for ongoing expenses or personal projects, we offer credit lines totaling $2,500,000. This gives you the flexibility to borrow only what you need when you need it. Our goal at Valex is to empower our members with financial solutions that suit their lifestyle and aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at valexfcu.org for more details about our loan products and how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $11,330, we can assist you in taking this important step towards owning your home. Our knowledgeable staff will guide you through the process and help determine eligibility for various mortgage products.

Unsecured Credit Card Loans

Managing everyday expenses can be tough sometimes. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,811,026 in loans helping members manage their finances effectively. This option gives you access to funds when you need them most without requiring collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help users navigate the lending landscape with confidence, ensuring that they can make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that the information you see is based on the latest results, guaranteeing fair and transparent offers (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh maintains a high standard of accuracy in its loan comparisons. One of the key benefits of using LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, ensuring users receive reliable information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The aim is to provide truly unbiased results so users can find the best rates available. Moreover, LendMesh provides real-time rate comparisons from multiple institutions. This feature allows users to access up-to-date loan rates effortlessly, empowering them to make sound financial choices without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Valex