Valex Credit Union Alexandria LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Valex, your trusted financial partner located at 1767 Jackson St, Alexandria, LA 71301. Since our establishment in 1949, we have been dedicated to providing exceptional service to our members, helping them achieve their financial goals with confidence and ease. With a current membership of 3,018, we pride ourselves on being more than just a credit union; we're a community that cares. At Valex, we understand the importance of solid financial support. Our total assets amount to an impressive $43,781,654, ensuring that we have the resources necessary to serve you well. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with loans like our 2,138 loans and leases totaling over $13,059,964 in deposits we are here to help. Our leadership team is committed to your success. Under the guidance of our CEO, Chris Chelette, and Board President, Deron Thaxton, we strive to create a welcoming atmosphere where every member feels valued. Our dedicated team of 11 employees is always ready to assist you with any questions or services you may need. While members can visit us at our branch for personal banking needs, official correspondence should be sent to the same address: 1767 Jackson St, Alexandria, LA 71301-6433. With a net worth of $3,080,387 and total cash in hand reaching $750,509, you can trust that your finances are secure with us. We also offer various online and mobile banking services for your convenience. Ready to experience personalized banking? Give us a call at 318-443-1200 or visit our website at valexfcu.org today! Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Community

Valex is more than just a credit union; we are an integral part of the Alexandria community. We actively engage in outreach programs and partnerships that uplift those around us. By supporting local initiatives and charities, we aim to strengthen our community ties and make a positive impact on the lives of those we serve. As technology continues to evolve, so do we. Our online banking platform allows members to manage their finances with ease from anywhere at any time. Whether you prefer visiting us during our operating hours of Monday through Friday from 9 AM to 4 PM or accessing your accounts digitally from home, we are dedicated to providing flexibility and support. Join us at Valex today! Experience firsthand how our history shapes our future as we continue to build strong relationships within Alexandria. Together, let's work towards achieving your financial dreams while nurturing the spirit of community that defines us. For inquiries or assistance, feel free to reach out at (318) 443-1200 or visit us online at Valex.

Our Mission

Our mission at Valex is simple yet impactful: to empower our members through accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a new home, financing a vehicle, or managing everyday expenses. We offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards all designed with our members' best interests in mind. While members can visit us at 1767 Jackson St Alexandria La 71301, official correspondence should be sent to 1767 Jackson St, Alexandria, LA 71301-6433. Our drive-thru service makes banking convenient for those on the go, and though we do not currently have ATM services available at this location, we strive to ensure all other aspects of your banking experience are seamless and satisfying.

Branch Location & Accessibility

Accessibility Features

At Valex, we prioritize your convenience and comfort. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us without hassle. Parking is ample and easily accessible, allowing you to stop by without worry.

Connect With Us

Have questions? Feel free to give us a call at 318-443-1200. We look forward to welcoming you into our branch soon! At Valex, we're more than just a credit union; we're your partner in achieving financial success. Come visit us today!

Operating Hours

We're here for you during the week! Visit us Monday through Friday from 9 AM to 4 PM. Whether you need assistance with personal banking, loans, or any other financial services, our friendly staff is ready to help you.

Services Offered

While you're here, take advantage of our drive-thru banking service for quick deposits and withdrawals. Although we do not currently offer ATM services at this location, our team can assist you with various transactions and inquiries inside the branch. We provide a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Should you need to send official correspondence, please note that while members can visit us at our branch address, all mail should be directed to 1767 Jackson St, Alexandria, LA 71301-6433.

Member Eligibility

At Valex, we believe that becoming a member means joining a warm and welcoming community where you can thrive financially. If you're looking to become part of our family, it's easy! To be eligible for membership, you simply need to live, work, or worship in the areas we serve, or have an immediate family member who is already a member. This means that many people in our community can join us and enjoy all the benefits we offer, from competitive loan rates to personalized financial advice. Opening your account is just as simple as qualifying. You can learn more about the process by visiting our website at https://valexfcu.org/scholarship. If you have any questions or need assistance, feel free to reach out to us at (318) 443-1200. For detailed eligibility criteria, check out this resource: http://www.valexfcu.org/resources/membership. We look forward to welcoming you to Valex at 1767 Jackson St Alexandria La 71301, where your financial goals become our mission!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can set your business apart. At Valex, we offer practical solutions that allow you to accept payments smoothly, manage transactions effortlessly, and keep your cash flow steady. Imagine being able to serve customers better while focusing on what you do best running your business. Visit us at 1767 Jackson St Alexandria La 71301 in Alexandria, LA or call us at (318) 443-1200 to learn how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, Valex has you covered. We offer Auto Loans and Vehicle Financing that can help you get behind the wheel without breaking the bank. Imagine driving off in your dream car with manageable monthly payments tailored just for you!

Business Banking

For our business members, Valex offers comprehensive Business Banking services including Merchant Services and Business Loans. From funding your startup to managing transactions smoothly, we aim to support local businesses in achieving their goals.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our Credit Cards. Not only do they provide convenience and security, but they also come with perks that can benefit you in everyday purchases. Get rewarded while managing your spending effectively!

Drive-Thru Banking

For those who prefer face-to-face service but want to save time, our Drive-Thru Banking allows you to handle deposits, withdrawals, and simple transactions quickly without leaving your car. At Valex on Jackson Street in Alexandria, LA, we strive to make banking as straightforward as possible. If you have any questions about how we can assist you or if you're ready to take advantage of any of these services, don't hesitate to reach out! Call us at 318-443-1200 today and discover how easy banking can be!

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans and Refinancing options provide competitive rates and personalized assistance throughout the process. Let us help turn your dream of homeownership into reality, or save money by refinancing your current mortgage.

Online & Mobile Banking

We understand that convenience is key in today's busy world. That's why we provide robust Online and Mobile Banking services. With just a few clicks or taps on your phone, you can check balances, pay bills, transfer funds, and more anytime, anywhere!

Personal Banking

Our personal banking options include Checking and Savings Accounts designed to fit your lifestyle. Need a safe place to save for a special occasion? Our savings accounts offer competitive interest rates. Looking for flexibility in daily spending? Our checking accounts come with user-friendly features that make managing your finances easy.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans and Debt Consolidation services come into play. Whether it's for emergencies, home improvements, or consolidating debt into one manageable payment, we offer flexible solutions that make sense for your budget.

Digital & Online Banking

At Valex, we understand that managing your finances should be simple, convenient, and secure. That's why we offer a range of digital and online banking services designed to put you in control of your money whenever and wherever you need it. With our 24/7 online banking services available at https://valexfcu.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature makes it easy to share funds instantly without any hassle. For those who prefer mobile access, our mobile application is here to help. You can manage your accounts right from your smartphone, ensuring that you have real-time updates at your fingertips. Plus, with electronic signature authorization available, signing documents is quick and secure no more waiting for paperwork to arrive in the mail. We also offer e-statements for all members. This means you'll receive your statements electronically, making it easier than ever to track your finances while reducing paper clutter. And if you're on the go and want to make payments quickly, our mobile payments feature will soon be available for even more convenience. At Valex, we prioritize security and user-friendliness in all our digital banking options. You can feel confident knowing that your financial information is protected while enjoying the ease of managing your accounts online. Whether you're paying bills or checking balances late at night, our services are designed to fit into your busy lifestyle. Experience the freedom of banking on your terms with Valex's digital and online banking solutions today!

Financial Strength

Growing Trust

The trust placed in us by our growing member base is evident with a total of 5,085 share accounts. This reflects the confidence our community has in Valex, showing that we are here for all your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Valex is your trusted partner. Visit us at 1767 Jackson St Alexandria La 71301 or call (318) 443-1200 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $3,080,387 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well supporting your financial goals with $543 in used auto loans and $35,274,147 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $5,553,850 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,316,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reliable Operations

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $3,080,387, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $704 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $12,845,498 in used vehicle loans and $10,520,250 in new vehicle loans to help members get on the road. Whether you are purchasing a new or used vehicle, our team is here to assist you through every step of the process.

Credit Lines

For those who need additional flexibility with their finances, we provide credit lines totaling $2,500,000. This service allows members to access funds when they need them without the hassle of traditional loan processes. If you're interested in learning more about any of these products or exploring refinancing options further, don't hesitate to contact us or visit our website at valexfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Valex, we're committed to providing personalized service and ensuring our members feel supported throughout their financial journeys.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $11,330. We make buying or refinancing simple and straightforward. If you're considering refinancing your current mortgage, we can guide you through eligibility options that might save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,811,026 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that suit your lifestyle.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Every lender featured on LendMesh has been vetted for accuracy, giving borrowers confidence in their loan options.

Valex