Vacationland Credit Union Sandusky OH | Quick Personal Loans & ATM Access

Introduction

Welcome to Vacationland, your trusted financial partner located at 2911 Hayes Ave, Sandusky, OH 44870. Since our establishment in 1956, we have been dedicated to serving our community with a commitment to member satisfaction and financial well-being. With a proud membership of over 20,768 individuals, we strive to create a welcoming environment where every member feels valued. At Vacationland, we understand that your financial goals are unique. That's why we offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgages. As of now, our total assets stand strong at $301,496,848, ensuring that we have the resources to support you every step of the way. Our total deposits amount to $13,767,838, reflecting the trust our members place in us. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Bryan Myers and Board President Jude Hammond, we focus on fostering relationships built on trust and transparency. Whether you're seeking personal banking solutions or business services, our team is ready to assist you with expert advice and personalized service. While members can visit us at 2911 Hayes Ave, official correspondence should be sent to the same address for your convenience. We encourage you to reach out at 419-625-9025 for any inquiries or assistance. Join us today as we continue our mission of empowering members through exceptional financial services. Explore more about what we offer by visiting our website at Vacationland. Together, let's build a brighter financial future!

Branch History & Mission

Commitment to Community

At Vacationland, giving back is part of who we are. We actively engage in local initiatives and partner with other organizations to enhance the lives of those around us. Whether it's sponsoring local events or participating in outreach programs, we aim to make a positive impact in Sandusky and its surroundings. While members can visit us at 2911 Hayes Ave Sandusky Oh 44870, official correspondence should be sent to 2911 Hayes Ave, Sandusky, OH 44870-7206. Our doors are open Monday through Friday from 9 AM to 5 PM, ensuring that we're here when you need us most.

Join Us

We invite you to experience what sets Vacationland apart. Join us today and become part of a community-focused credit union that truly cares about your financial future. Discover the benefits of membership and how we can help you achieve your goals because at Vacationland, you're not just a member; you're family. For more information or to get started, call us at (419) 625-9025 or visit our website at Vacationland.

Our Story

From our humble beginnings at 2911 Hayes Ave, we have grown and adapted to meet the changing needs of our members. Over the years, we've expanded our services while maintaining our commitment to personalized banking experiences. We've embraced technology by offering online banking, mobile payments, and electronic statements, making it easier for you to manage your finances on your terms. We also provide essential services like ATM access and drive-thru banking for your convenience. Our mission is clear: we strive to improve the financial well-being of every member while fostering a spirit of community support. We believe in putting people first offering not just loans and accounts but genuine relationships built on trust and transparency.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. With ample parking available right outside, you can easily pop in for a quick transaction. For those requiring additional assistance, we are proud to be ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Get in Touch

For any inquiries or assistance, feel free to give us a call at 419-625-9025. Our friendly staff is eager to help you navigate your financial journey. While members can visit us at 2911 Hayes Ave, official correspondence should be sent to our mailing address: 2911 Hayes Ave, Sandusky, OH 44870-7206. We invite you to visit Vacationland today and discover how we can support your financial goals!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours for your convenience. Our lobby is open Monday through Friday from 9 AM to 5 PM, giving you plenty of opportunities to stop by after work or during your lunch break.

Services Offered

At Vacationland, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, our team is ready to assist you. Plus, our drive-thru service offers a quick way to handle deposits and withdrawals without leaving your car. If you're looking for additional services such as shared branching transactions or ATM access for withdrawals and balance checks, we've got you covered! We also offer online and mobile banking for those who prefer managing their finances from the comfort of home.

Member Eligibility

Joining Vacationland is more than just opening an account; it's about becoming part of a community that truly cares about your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is accessible and welcoming. Generally, you can join if you live, work, worship, or attend school in the areas we serve. We embrace all individuals who share our commitment to building a brighter financial future together. For the most current and detailed eligibility criteria, feel free to check out our website at https://www.vlfcu.org/become-a-member/. The process of becoming a member at Vacationland is designed to be straightforward and inclusive. Simply reach out via phone at (419) 625-9025, or visit us at our convenient location: 2911 Hayes Ave Sandusky Oh 44870. You can also start your application online by following this link: https://forms.joinmycu.com/mop/197/apply. We can't wait to welcome you into our family and provide you with the personalized services and benefits that come with being part of our credit union!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments easily while focusing on what matters most your customers. Our merchant services provide you with the tools to accept payments swiftly and securely. Whether you're a local café or a retail shop, our solutions simplify transactions, making it easier for you to manage your cash flow and keep your operations running smoothly. Visit us at 2911 Hayes Ave Sandusky Oh 44870 in Sandusky, OH, or call us at (419) 625-9025 to learn how our business banking and commercial services can support your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $171 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,446,588, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Vacationland, we also provide basic drive-thru banking for quick transactions like deposits and withdrawals. If you're part of another credit union but need access to funds while visiting Sandusky, our shared branch transactions allow you to conduct basic deposits and withdrawals seamlessly. For any questions or further assistance, feel free to reach out by calling us at 419-625-9025 during our lobby hours from Monday through Friday, 9 AM - 5 PM.

Business Banking

If you're running a business or planning to start one, we've got you covered with our business banking services. Our merchant services simplify transactions so you can focus on growing your enterprise while our business loans provide the capital needed for expansion.

Call-to-Action

Ready to take control of your finances? Visit us at Vacationland or stop by our branch at 2911 Hayes Ave today! Join us as a member and experience how easy banking should be!

Digital Banking Features

We know convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking features. You can manage your accounts anytime and anywhere check balances, transfer funds, pay bills all from your phone or computer. Plus, our ATM services ensure that cash withdrawal is quick and easy whenever you need it.

Financial Solutions

For those unexpected expenses or opportunities, our personal loans and debt consolidation services can provide a much-needed financial cushion. Life can be unpredictable; having access to funds when you need them makes all the difference. Additionally, enjoy the flexibility of our credit cards with rewards, which offer benefits that can help you earn points towards future purchases or travel.

Personal Banking

For those looking to manage everyday expenses and save for the future, our personal banking options are tailored just for you. We offer checking and savings accounts that help you keep track of your finances while earning interest on your savings. Imagine having a secure place to deposit your paycheck and watch your savings grow effortlessly. If you're in the market for a vehicle, our auto loans and vehicle financing can help you hit the road without breaking the bank. With competitive rates and flexible terms, we make it easy for you to drive away in the car of your dreams. When it comes to home ownership, our mortgage loans and refinancing options are designed to fit various financial situations. Whether you're buying your first home or refinancing an existing mortgage, our team is ready to guide you through the process with personalized service.

Digital & Online Banking

Key Features

Security is our top priority. Our electronic signature authorization feature allows you to complete transactions safely and easily without the hassle of paperwork. Plus, with e-statements available, you can access your account statements anytime, reducing clutter while keeping your information secure. If you're always on the move, our mobile application has got you covered. You can manage your finances right from your smartphone whether it's checking balances or making person-to-person transfers with friends and family. And if you prefer using mobile payments, we support that too! Just link your accounts and make purchases quickly and securely. At Vacationland, we believe in providing accessible financial solutions tailored for our members. Whether you're at home or out and about, our user-friendly digital banking tools help you stay in control of your money with ease. Join us today and experience banking that works for you!

Financial Strength

At Vacationland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, demonstrating our commitment to your peace of mind. With a net worth of $38,632,787, we maintain a robust foundation that allows us to offer better rates, lower fees, and enhanced services tailored to your needs. Our net worth ratio of 12.81% shows that we are well-capitalized, ensuring that we can continue providing loans and competitive savings rates without interruption even in uncertain economic times. Members' savings are secured through $54,290,190 in share certificates and $28,040,191 in money market shares, giving you stable and rewarding options for financial growth. Unlike traditional banks, our focus is on you our members. With non-member deposits at $2,342,267, we channel our resources towards offering better loan rates, lower fees, and exclusive member perks. Our commitment to serving you is further reflected in our $37,112,322 in undivided earnings, which we reinvest into innovative banking tools, improved lending options, and enhanced security measures. This ensures that we continually adapt to meet your evolving financial needs. We also support our community with $3,442 in used auto loans and a total of $186,866,521 in loans and leases. This lending capacity empowers you to achieve your financial goals across various sectors, whether it's buying a car or funding a new project. Our operational efficiency is evident in our $466,011, allowing us to sustain competitive loan rates while providing solid financial products designed specifically for our members. Additionally, we take pride in having 70 full-time employees ready to assist you every day at our branch. As of now, we have 46,949 total share accounts, showcasing the trust placed in us by our growing member base. Our net shares available for lending stand at $6,299, indicating strong liquidity that supports more lending opportunities for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vacationland is your trusted partner. Visit us at 2911 Hayes Ave Sandusky Oh 44870 or call (419) 625-9025 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $57,038,170 in used vehicle loans and $34,072,898 in new vehicle loans, helping members get on the road with confidence. Our team is here to guide you through the financing process, ensuring that you find a loan that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $35,446,588 provide the capital needed to grow and expand your business. Whether you need funds for equipment, inventory, or operational costs, our tailored solutions are designed to support your ambitions. At Vacationland, we are committed to helping you navigate the loan process smoothly. If you're interested in exploring our offerings further, don't hesitate to reach out at (419) 625-9025 or visit us at 2911 Hayes Ave Sandusky Oh 44870 in Sandusky, OH. We invite you to take advantage of our competitive loan products designed for every stage of life. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $18,610,216, we provide flexible solutions for those looking to invest in real estate. Our experienced staff can assist you with eligibility options and refinancing if you're already a homeowner.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $7,182,448 in loans helping members manage their finances effectively. Our credit cards come with rewards that enhance your purchasing power while keeping your spending under control.

Loan Aggregator

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VACATIONLAND FEDERAL CREDIT UNION - Sandusky, OH

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