Vacationland Credit Union Sandusky OH | Best Auto Loans & Business Banking

Introduction

Welcome to Vacationland, your trusted partner for financial success right here at 2409 E Perkins Ave, Sandusky, OH 44870. Since our establishment in 1956, we have been dedicated to serving our community and building lasting relationships with our members. With a robust membership of over 20,768 individuals, we pride ourselves on being more than just a credit union; we are a supportive community focused on helping you achieve your financial goals. At Vacationland, we understand that every member's needs are unique. Whether you're looking for competitive rates on auto loans or convenient mobile banking options, we're here to provide personalized services tailored to you. Our total assets amount to an impressive $301,496,848, ensuring that we have the resources necessary to support your financial journey. With total deposits reaching $13,767,838, our commitment to your savings and investments is strong. Our leadership team, led by CEO Bryan Myers and Board President Jude Hammond, brings years of experience and a passion for community service. They ensure that we remain focused on delivering exceptional service while maintaining financial stability, with a net worth of $38,632,787 and cash in hand totaling $3,603,062. While members can visit us at our branch location, official correspondence should be sent to the same address: 2409 E Perkins Ave, Sandusky, OH 44870. We invite you to reach out with any questions or concerns at 419-625-9025. Join us today and experience the difference that comes from being part of a community-focused credit union. Visit our website at Vacationland or stop by to see how we can help you thrive financially!

Branch History & Mission

Community Focus

At Vacationland, we're more than just a financial institution; we're an integral part of the Sandusky community. We actively participate in various outreach initiatives aimed at supporting local organizations and events. Through partnerships with schools and nonprofits, we work towards making a positive impact in the lives of those around us. As we look toward the future, we remain committed to maintaining our legacy of trust and excellence in service. We invite you to join our growing family at Vacationland where you'll find not only great financial products but also a community that cares about your success. Explore everything we have to offer by visiting our website or consider becoming a member today! Together, let's build a brighter financial future for you and your loved ones.

Our Mission

Our mission at Vacationland is clear: we strive to empower our members by providing accessible financial solutions while fostering a sense of community. We believe that everyone deserves the opportunity for financial success and stability. This is why we focus on delivering personalized service through both in-person interactions and advanced digital solutions. We understand that banking should be easy and convenient. That's why we offer features like online banking, mobile payments, and ATM access for our members' convenience. Additionally, with drive-thru banking available, we ensure that your transactions can be handled swiftly without ever leaving your car. While members can visit us at 2409 E Perkins Ave, official correspondence should be sent to 2409 E Perkins Ave, Sandusky, OH 44870 if needed. Our dedicated team is available during lobby hours from Monday to Friday (9 AM - 5 PM) and Saturday (8:30 AM - 12 PM). You can also reach us at 419-625-9025 for any questions or assistance.

Branch Location & Accessibility

Accessibility Features

Our branch is fully ADA-compliant, ensuring that everyone can access our services with ease. There are ample parking spaces available right outside the entrance, making it convenient for all visitors. Whether you're stopping by for a quick transaction or need assistance with your accounts, our team is here to help.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 8:30 AM to 12 PM. For those who prefer drive-thru service, we're also available on Fridays until 6 PM.

Services Offered

At Vacationland, we provide a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to vehicle financing and credit cards with rewards, we have something for everyone. Plus, enjoy the added convenience of ATM access and basic drive-thru banking for quick deposits and withdrawals. If you're looking for shared services or have inquiries about our offerings, feel free to reach out! You can contact us at 419-625-9025. We invite you to stop by and see how we can help you reach your financial dreams. Your community credit union is just around the corner come visit us today!

Member Eligibility

At Vacationland, we believe that everyone deserves a financial partner who cares. Becoming a member is easy and welcoming! If you're a resident of Erie County or work in the area, you're likely eligible to join our community. We also welcome family members of existing members, so it's an opportunity for your loved ones to experience our supportive services as well. Our membership provides access to great financial products like competitive loan rates, savings accounts, and personalized service that truly puts you first. To learn more about the specific eligibility criteria, feel free to visit our website at https://www.vlfcu.org/become-a-member/. When you're ready to open an account and enjoy all the benefits of being part of Vacationland, just reach out to us at (419) 625-9025 or check out the account opening details here: https://forms.joinmycu.com/mop/197/apply. We're excited to help you start your journey with us at 2409 E Perkins Ave Sandusky Oh 44870!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $171 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $35,446,588, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine accepting payments seamlessly from customers, whether they're shopping in-store or online. Our services help streamline payment processing so you can focus on what you do best growing your business. Visit us at 2409 E Perkins Ave Sandusky Oh 44870 in Sandusky, OH, or call us at (419) 625-9025 to learn how our tailored solutions can meet your business needs today!

Comprehensive List Of Services

Business Banking Solutions

For business owners, Vacationland offers tailored solutions including merchant services and business loans. With our support, you can focus on growing your business while we take care of your banking needs.

Convenient Access

Accessibility is key! We provide convenient ATM and cash withdrawal services, ensuring you have access to your money whenever you need it. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car ideal for those busy days.

Credit Cards with Rewards

Our members enjoy additional perks with our credit cards that come with rewards. These cards not only help build credit but also provide benefits like cashback or travel points great for those who love to earn while they spend!

Loans Made Easy

If you're in the market for a vehicle or need assistance with your home, our competitive auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. Perhaps you're considering purchasing a new home? Our mortgage loans and refinancing solutions can help turn that dream into reality. Plus, we provide personal loans and debt consolidation services, so whether it's unexpected expenses or managing existing debts, we are here to help lighten your load.

Personal Banking

Whether you're looking to manage your daily expenses or save for future goals, our personal banking services have got you covered. We offer various checking and savings accounts that cater to different lifestyles and preferences. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms perfect for busy individuals or families who want to keep track of their finances on the go.

Shared Branch Transactions

As part of our commitment to community and convenience, we also facilitate shared branch transactions. This means that if you're a member of another partnering credit union, you can still complete basic deposits and withdrawals at our location. In today's fast-paced world, having easy access to your finances is essential. That's why at Vacationland, we make it easy for you through features like mobile payments, person-to-person transfers, and an intuitive online banking experience. If you're ready to discover how Vacationland can assist you with all your financial needs, give us a call at 419-625-9025 or visit us at our branch. We look forward to serving you!

Digital & Online Banking

Key Features

One of the standout features is our ability to offer electronic signature authorization. This means you can complete necessary transactions from the comfort of your home without needing to visit a branch. If you're looking for paperless statements, you'll appreciate our e-statements option, which keeps your account details secure while helping you stay organized. For those on the go, our mobile application provides all the functionality of online banking right in your pocket. You can make mobile payments quickly and easily, ensuring that you never miss a beat when it comes to managing expenses. Plus, our person-to-person transfer feature allows you to send money directly to friends or family with just a few taps. Security is always a priority at Vacationland. We use advanced encryption technology to protect your personal information so that you can bank online with peace of mind. In today's fast-paced world, having easy access to your finances is essential. With our digital banking services, managing your money has never been more accessible or secure. Explore all these features and more by visiting our website today!

Financial Strength

At Vacationland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to serving our community, we have built a solid foundation that ensures your financial well-being. With a net worth of $38,632,787, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1281 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $54,290,190 in share certificates and $28,040,191 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,342,267, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $37,112,322 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $68,840 in used auto loans and $186,866,521 in total loans and leases. Our $1,345,711 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts stand at 46,949, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Vacationland is your trusted partner. Visit us at 2409 E Perkins Ave Sandusky Oh 44870 or call 419-625-9025 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,038,170 in used vehicle loans and $34,072,898 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new vehicle or a reliable used option, we have solutions that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $35,446,588 provide the capital needed to grow and expand operations. We support local businesses with tailored financial solutions to help them thrive. At Vacationland located at 2409 E Perkins Ave Sandusky, OH 44870, our dedicated team is available by phone at 419-625-9025 to assist you with any questions regarding loan options and eligibility. We pride ourselves on making the lending process straightforward and accessible for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about becoming a member or applying for a loan today, please visit our website. Choose Vacationland for your financial needs we're here to help you every step of the way!

Credit Lines

For those who prefer additional flexibility in their spending, our total credit lines amount to $42,626,925. This product can serve as a safety net for unexpected expenses or planned purchases without the need for immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $18,610,216, allowing you to take a significant step toward owning your home. Our team is here to guide you through every phase of the process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $7,182,448 in loans helping members manage their finances effectively. These cards can be an excellent tool for building credit while enjoying rewards and benefits tailored to your lifestyle.

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By using only verified data from legitimate financial institutions, LendMesh builds trust and reliability into every comparison.

VACATIONLAND FEDERAL CREDIT UNION - Sandusky, OH

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