Va Desert Pacific Credit Union Los Angeles CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Va Desert Pacific, your trusted financial partner located at 11301 Wilshire Blvd Bldg 500, Los Angeles, CA 90073. Established in 1947, we have proudly served our community for over 75 years, cultivating a strong foundation built on trust and personalized service. With a total membership of 6,202 and assets exceeding $90.7 million, we are committed to providing our members with the best financial solutions. At Va Desert Pacific, we understand the importance of your financial goals. Whether you're looking for auto loans, personal banking options, or business financing, our team is here to help you every step of the way. Our total loans amount to 3,314, demonstrating our dedication to supporting our members in achieving their dreams. We also take pride in holding $4.3 million in deposits, ensuring that your money is safe and accessible. Our leadership team, led by CEO Christine Wood and Board President Kathy Cash, works diligently to enhance your experience with us. We believe in building lasting relationships with our members while actively contributing to the community's growth and development. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 11301 Wilshire Blvd Bldg 500, Room 1404-1405, Los Angeles, CA 90073-1003. We invite you to explore our services further by visiting our website at vadpfcu.org or giving us a call at (562) 498-1250. Let us help you navigate your financial journey today!

Branch History & Mission

Community Focus

We recognize that the strength of a credit union lies in its ability to give back. Va Desert Pacific is dedicated not only to serving our members but also to enhancing the overall wellbeing of the Los Angeles community. Through various outreach programs and partnerships with local organizations, we aim to make a positive difference in the lives of those around us. While members can visit us at 11301 Wilshire Blvd Bldg 500 Los Angeles Ca 90073, official correspondence should be sent to 11301 Wilshire blvd Bldg 500, Los Angeles, CA 90073-1003. Our operating hours are designed for convenience: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:00 PM; and Wednesday from 10:00 AM to 4:00 PM. We are also proud to offer ATM access for easy withdrawals and balance checks.

Join Us

At Va Desert Pacific, we are more than just a financial institution; we are your neighbors committed to supporting your dreams. Whether you're looking for a new checking account or seeking advice on loans, our friendly team is here for you every step of the way. We invite you to experience the benefits of membership with us. Visit our website at vadpfcu.org or call us at (562) 498-1250 today. Together, let's build a brighter future!

Our Journey

Since our inception, Va Desert Pacific has focused on providing exceptional service and fostering strong relationships within the community. Over the years, we have achieved significant milestones that reflect our commitment to growth and support. With total assets now exceeding $90 million, we have expanded our offerings to include personal banking, auto loans, mortgage services, and business banking solutions. Our mission is simple yet impactful: to empower our members through accessible financial services while actively contributing to community welfare. We strive to create an environment where everyone feels valued and supported, no matter their financial situation.

Branch Location & Accessibility

Welcome to Va Desert Pacific, your trusted credit union located at 11301 Wilshire Blvd Bldg 500 in the vibrant city of Los Angeles, CA. Nestled in the heart of Los Angeles County, our branch is easily accessible and conveniently situated near notable landmarks like the iconic Westwood Village and the sprawling UCLA campus. Whether you're stopping by for personal banking needs or exploring loan options, our location makes it easy for you to get the assistance you need. While members can visit us at our branch address, official correspondence should be sent to 11301 Wilshire Blvd Bldg 500, Room 1404-1405, Los Angeles, CA 90073-1003. We are committed to ensuring that every member feels welcome and comfortable during their visit. Our facility is ADA compliant, featuring ramps and accessible parking spaces to accommodate all individuals. Our operating hours are designed to fit your busy schedule. You can visit us Monday, Tuesday, Thursday, and Friday from 8:30 AM to 4:00 PM, or stop by on Wednesday when we open a bit later at 10:00 AM. Have questions? Don't hesitate to call us at 562-498-1250; our friendly staff is always ready to help! At Va Desert Pacific, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the convenience of our ATM services available right at our branch for quick withdrawals and balance checks. Although we don't have drive-thru banking at this location, we strive to make your experience as smooth as possible inside our welcoming environment. With no shared service center nearby, you can expect personalized attention from our dedicated team. We invite you to stop by Va Desert Pacific today! Experience how easy banking can be when it's designed with you in mind.

Member Eligibility

Becoming a member of Va Desert Pacific is more than just opening an account; it's joining a caring community focused on your financial well-being. To qualify for membership, you simply need to meet a few friendly criteria. If you live, work, or worship in the Los Angeles area, you're likely eligible! We believe in making banking accessible for everyone, so even if you're not sure about your eligibility, reach out to us. You can find detailed information on our website at http://www.vadpfcu.org/deposits/join-us . Once you're ready to take the next step, opening an account is a breeze! Just visit us at our branch located at 11301 Wilshire Blvd Bldg 500 Los Angeles Ca 90073, or you can get started online through this link: https://my.vadpfcu.org/enroll . If you have any questions or need assistance, don't hesitate to call us at (562) 498-1250. We're here to help you every step of the way as you join our community at Va Desert Pacific!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools you need to accept payments effortlessly whether it's through card transactions or mobile payments. Our merchant services ensure that you can focus on running your business while we handle the financial transactions. From simple point-of-sale systems to comprehensive payment processing solutions, we provide everything you need to streamline your operations. Located conveniently at 11301 Wilshire Blvd Bldg 500 Los Angeles Ca 90073 in Los Angeles, CA, our team is ready to partner with you on your journey. Contact us at (562) 498-1250 to explore how we can help your business thrive today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $538,241, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why our online and mobile banking features allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few taps away on your smartphone or computer. Need cash? Our ATM services make it easy to withdraw funds or check balances without hassle. You can access basic ATM functions with ease right here at 11301 Wilshire Blvd Bldg 500 Los Angeles Ca 90073 in Los Angeles, CA.

Business Banking Solutions

For business owners in the community, Va Desert Pacific offers specialized services such as merchant services and business loans. We understand the challenges of running a business and are dedicated to supporting local enterprises with tailored financial solutions.

Connect With Us Today!

We invite you to explore all that Va Desert Pacific has to offer. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Call us at (562) 498-1250 or visit our website at Gla for more information. Let's work together towards a brighter financial future!

Financing Your Dreams

If you're considering buying a new car or refinancing your home, our auto loans and mortgage options are tailored for you. Picture driving off in the vehicle of your dreams with affordable financing that makes it all possible. Our knowledgeable team is here to guide you through the process, helping you understand each step along the way. For those looking for flexibility, our personal loans and debt consolidation services can help lighten the load. Whether it's unexpected expenses or combining multiple debts into one manageable payment, we've got you covered.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services cater to your everyday needs. Imagine having an account that fits your lifestyle perfectly, allowing you to manage your finances with ease. At Va Desert Pacific, we provide various options for checking and savings accounts, ensuring that every member finds what suits them best.

Rewarding Credit Card Options

Looking to earn rewards while making everyday purchases? Our credit cards come with attractive rewards programs that let you benefit from spending wisely. It's like earning cash back just for living your life!

Digital & Online Banking

Key Features

One of the standout features is our 24/7 online banking service, allowing you to check your balance, view transactions, and transfer funds at your own pace. No more rushing to the bank before closing time! Whether you're at home or on the go, you have real-time access to your accounts. For those who prefer using their mobile devices, our mobile application makes it even easier to manage your finances. With just a few taps, you can pay bills, deposit checks, and even make person-to-person transfers to friends and family. Plus, if you enjoy the ease of making payments with your phone, you'll love our mobile payments feature.

Security and Convenience

Your security is our top concern. We provide electronic signature authorization, ensuring that your transactions are safe and secure. Additionally, we offer e-statements, which not only help you stay organized but also reduce paper waste. You can easily access your statements online whenever you need them. At Va Desert Pacific, we're committed to providing a banking experience that fits into your lifestyle. Whether you're using our online services or mobile app, managing your finances has never been more accessible or secure. Join us today and discover how easy banking can be!

Financial Strength

Committed Team

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Continuous Improvement

With $19,661,869 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $766 in used auto loans and $54,537,763 in total loans and leases, supporting your financial goals across various sectors.

Growing Together

Total Share Accounts: 9,747, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Va Desert Pacific is your trusted partner. Visit us at 11301 Wilshire Blvd Bldg 500 Los Angeles Ca 90073 or call (562) 498-1250 to learn more about how we can help you achieve your financial goals.

Member-Centric Services

Members' savings are secured through $6,659,335 in share certificates and $15,988,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $19,711,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,520,593 in used vehicle loans and $8,135,615 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates on both new and used vehicles.

Credit Lines and Unsecured Credit Cards

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans. With a total of $1,519,372 in unsecured credit card loans available, we aim to help our members manage their finances effectively while enjoying rewards for their spending. For those needing additional funds for personal projects or emergencies, our credit lines totaling $3,000,000 can provide the support you need. If you're interested in refinancing any of these options or want to check your eligibility for our loan products, please visit our website at Va Desert Pacific or give us a call at 562-498-1250. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take control of your financial future with ease!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,317,332, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our knowledgeable staff is here to assist you every step of the way.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that all loan offers are fair and transparent, giving users peace of mind when making financial decisions.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

VA DESERT PACIFIC FEDERAL CREDIT UNION