Va Desert Pacific CU Long Beach CA | Best Auto Loans & Checking

Introduction

Welcome to Va Desert Pacific, where your financial journey matters! Located at 5901 E 7th St, Long Beach, CA 90822, we have been serving our community since 1947. With a strong commitment to our members, we proudly support over 6,200 individuals and families, providing personalized banking solutions tailored to your needs. At Va Desert Pacific, we understand that trust is paramount. That's why we've built a solid foundation of reliability and transparency. Our total assets stand at an impressive $90,786,658, showcasing our stability and capacity to serve you better. We hold a net worth of $19,711,918, reflecting our financial strength and commitment to your success. Our dedicated team, led by CEO Christine Wood and Board President Kathy Cash, is here to assist you with a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking options. With 17 employees on board, we're always ready to provide the support you need. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 5901 E 7th St, Long Beach, CA 90822-5201. With total deposits reaching $4,317,586 and cash in hand amounting to $989,260, we are well-prepared to meet your financial goals. Whether you're looking for loans over 3,314 approved or seeking guidance on managing your finances effectively, we're just a phone call away at 562-498-1250. Join us at Va Desert Pacific today! Visit our website at vadpfcu.org or stop by the branch to discover how we can help you achieve your financial aspirations. Let's build a brighter future together!

Branch History & Mission

At Va Desert Pacific, we take pride in our rich legacy and commitment to serving the Long Beach community since our establishment in 1947. Located at 5901 E 7Th St, Long Beach, CA 90822, our branch has been a steadfast partner for individuals and families seeking reliable financial services. Over the years, we have grown from a small credit union into a trusted institution with over 6,200 members and total assets amounting to $90,786,658. Our mission is simple yet powerful: to provide accessible financial solutions that empower our members while fostering community support. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's through personal banking services like checking and savings accounts or loans for vehicles and homes. Our dedicated team is here to guide you every step of the way. As we evolved, we embraced digital advancements to enhance member experience. Our online banking platform allows members to manage their accounts anytime, anywhere. We also offer mobile payment options and e-statements for convenience. Even with these modern features, we remain committed to personal touch our staff is always ready to assist you in person or over the phone at 562-498-1250. Community outreach is a cornerstone of our operations. We partner with local organizations to provide resources and support where it's needed most. Whether it's financial literacy programs or charity events, we're here not just as a financial institution but as an active participant in making Long Beach a better place. While members can visit us at 5901 E 7Th St, official correspondence should be sent to 5901 E 7th St, Long Beach, CA 90822-5201. Our operating hours are designed for your convenience: Monday, Tuesday, and Thursday from 8:00 AM to 4:00 PM; Wednesday from 10:00 AM to 4:00 PM; and Friday from 7:00 AM to 5:00 PM. As we look ahead, we invite you to join us on this journey. Experience the benefits of becoming part of the Va Desert Pacific family where your financial well-being is our top priority. Together, let's build a brighter future for you and our community!

Branch Location & Accessibility

Call to Action

We invite you to come in and experience the difference at Va Desert Pacific. Our dedicated team is here to help you with all your banking needs. Stop by today or give us a call we look forward to serving you!

Operating Hours

We understand that your time is valuable. That's why we're open during convenient hours: Monday, Tuesday, and Thursday from 8:00 AM to 4:00 PM, Wednesday from 10:00 AM to 4:00 PM, and Friday from 7:00 AM to 5:00 PM. This flexibility allows you to stop by when it suits you best.

Services Offered

At Va Desert Pacific, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, with our ATM available on-site, accessing your funds has never been easier! While members can visit us at 5901 E 7Th St, official correspondence should be sent to our mailing address at 5901 E 7th St, Long Beach, CA 90822-5201.

Member Eligibility

At Va Desert Pacific, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas around Long Beach, CA, you may already qualify for membership. We also extend our services to family members of existing members, making it easy to include loved ones in our community. To learn more about specific eligibility requirements, feel free to check out our detailed information at http://www.vadpfcu.org/deposits/join-us. Joining Va Desert Pacific not only gives you access to a variety of financial products tailored for your needs but also opens doors to personalized service and community involvement. Whether you're looking for checking accounts, auto loans, or credit cards with rewards, we're here to support you every step of the way. Ready to get started? You can open an account easily online by visiting https://my.vadpfcu.org/enroll or call us at (562) 498-1250 if you have any questions. Join us at our branch located at 5901 E 7Th St Long Beach Ca 90822 and take the first step towards a brighter financial future!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $538,241, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify transactions for your business. Whether you're a small café or a growing retail store in Long Beach, CA, our solutions help you accept payments seamlessly, manage cash flow efficiently, and focus on what you do best serving your customers. Visit us at 5901 E 7Th St Long Beach Ca 90822 or call us at (562) 498-1250 to learn more about how our business banking solutions can support your entrepreneurial journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing can help make that dream a reality. We offer competitive rates and flexible terms to ensure you get the best deal possible. Picture driving off in your new vehicle knowing that you've secured an affordable loan that fits within your budget.

Business Banking Services

For small business owners, we offer specialized Business Banking services including merchant services and business loans. We understand the challenges of running a business, which is why we strive to support local entrepreneurs by providing tailored financial solutions that help your business thrive.

Convenient Access Points

With an ATM conveniently located at our branch, accessing cash has never been easier. You can perform basic transactions like withdrawals and balance checks without any hassle. Additionally, our digital banking services mean that whether you're at home or on the go, managing your finances is always just a few taps away. We invite you to explore all that Va Desert Pacific has to offer! For more information about our services or to discuss how we can assist you with your financial goals, don't hesitate to reach out at (562) 498-1250. Join us today and experience the personalized service that sets us apart from traditional banks! Visit us online at Long Beach-bldg2 for more details on how we can help you achieve financial success!

Home Financing Options

For those looking to buy or refinance a home, our Mortgage Loans & Refinancing services are designed to simplify the process. We know that buying a home is one of the biggest financial decisions you'll make, which is why our experienced team is here to guide you through each step, ensuring you find the mortgage solution that's right for you.

Personal Banking Solutions

Whether you're starting your first savings account or managing daily expenses, our Personal Banking options are tailored just for you. With both checking and savings accounts available, you can choose the best fit for your lifestyle. Imagine effortlessly managing your finances from anywhere with our robust Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills right from your smartphone.

Personal Loans & Credit Solutions

If you need extra cash for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide quick access to funds. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases while enjoying benefits like low interest rates and no annual fees.

Digital & Online Banking

Accessibility and Ease of Use

Whether you're at home or out and about, managing your accounts has never been easier. The Va Desert Pacific mobile app puts everything at your fingertips. With just a few clicks, you can access all your essential banking functions right from your phone. In today's fast-paced world, having access to real-time account management is crucial. That's why we've made it our mission to provide seamless online banking solutions that fit into your life. Explore all that digital banking has to offer at Va Desert Pacific, where convenience meets security!

Key Features

Our commitment to security means you can bank with peace of mind. Enjoy features like electronic signature authorization, making it easier than ever to sign documents digitally without any hassle. Plus, with e-statements available, you can keep track of your finances while helping the environment no more paper clutter! For those who love using their smartphones, our mobile application offers a user-friendly experience for banking on the go. You can make mobile payments effortlessly, allowing you to shop and pay bills directly from your device. Additionally, our person-to-person transfer feature makes sending money to friends or family as simple as a few taps.

Financial Strength

Commitment to Service

With $19,661,869 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $766 in used auto loans and $54,537,763 in total loans and leases.

Member Savings and Growth

Members' savings are secured through $6,659,335 in share certificates and $15,988,490 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,001, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In addition to this robust support structure, we proudly report net shares available for lending at $0, alongside a strong member base reflected by our total share accounts of 9,747.

Solid Financial Health

With a net worth of $19,711,918, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,170 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Va Desert Pacific is your trusted partner. Visit us at 5901 E 7Th St Long Beach Ca 90822 or call (562) 498-1250 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $13,520,593 in used vehicle loans and $8,135,615 in new vehicle loans. These options make it easier for you to get on the road without straining your budget.

Credit Lines

For those who need additional flexibility with their finances, we provide credit lines totaling $3,000,000. This option is perfect for those who want access to funds without committing to a fixed loan amount.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $12,317,332, making buying or refinancing simple. We guide you through the process so you can focus on finding your ideal home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is here to assist you every step of the way. We believe that understanding your financial situation helps create better outcomes. For more information about our loan offerings or if you have questions about eligibility and refinancing options, please call us at 562-498-1250. You can also visit our website at www.vadpfcu.org for details on how to apply and become a member today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $1,519,372 in these loans helping members effectively manage their finances, you can enjoy peace of mind knowing you have support when unexpected costs arise.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers displayed are fair and transparent. By using verified data from legitimate financial institutions, users can trust that they are viewing accurate loan offers tailored to their needs.