UTAH POWER CREDIT UNION

At Utah Power, our mission goes beyond providing exceptional financial services. We strive to empower our members by offering personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is to not only meet your financial needs but also to enhance your overall experience through online and mobile banking options. We believe in supporting our community. That's why we actively participate in outreach programs and partnerships that uplift local initiatives. Our team is committed to making a difference in the lives of those around us while ensuring everyone feels valued and included in their financial journey. While members can visit us at 1438 W 2550 S, official correspondence should be sent to the same address. Our operating hours are Monday through Friday from 7:00 AM to 4:00 PM, allowing ample time for you to reach out for assistance. Although we currently do not offer ATM or drive-thru services, we pride ourselves on providing comprehensive online services that ensure you can manage your finances anytime and anywhere. We are dedicated to maintaining ADA compliance so everyone can access our services without barriers. As we move forward, Utah Power remains focused on innovation while staying true to our core values of service and community support. Join us today and discover how being part of Utah Power can benefit you both financially and personally. Experience the difference that comes from being part of a cooperative where your needs matter most! For more information about membership eligibility or to learn about all the services we provide, please visit our website at Utah Power or call us at 801-781-6046. We look forward to welcoming you into our family!

We understand that accessibility matters. Our branch is equipped with features that ensure everyone can easily access our services. From ADA-compliant entrances to ample parking options right outside, we've designed our space with your convenience in mind.

Have questions or want to learn more? Feel free to call us at 801-781-6046. We invite you to stop by our Ogden branch anytime our team looks forward to helping you achieve your financial goals!

Our lobby hours are designed to fit your busy schedule. We are open Monday through Friday from 7:00 AM until 4:00 PM. This gives you plenty of time to visit us before or after work, making it easier than ever to manage your finances.

At Utah Power, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we're here to help you every step of the way. Our friendly staff is always ready to assist with any questions you may have about our offerings.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we recognize the importance of financing in your success. When the time comes, our tailored loan options will be ready to help you scale up operations or seize new market opportunities.

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments from customers quickly and securely, enhancing their experience while streamlining your operations. Our merchant solutions allow you to focus on what matters most growing your business. Visit us at 1438 W 2550 S Ogden Ut 84401 or give us a call at (801) 781-6046 to learn more about how our business banking services can make a positive impact on your company today!

For local entrepreneurs and business owners, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand how important it is for businesses to have reliable banking support, so we provide services designed specifically for growth and success.

With all these offerings, we emphasize the importance of convenience in today's world. Our digital banking features allow you to conduct transactions from anywhere at any time. You can set up automatic payments or transfer money between accounts effortlessly using our mobile app.

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether it's an emergency repair or consolidating debts into one manageable payment, we're here to help simplify your finances. And don't forget about our rewarding Credit Cards with Rewards! You can earn points on purchases that can be redeemed for travel, merchandise, or cash back perfect for those who love to shop or travel.

Whether you're looking for personal banking solutions or business support, Utah Power is ready to assist you every step of the way. If you have questions about any of our services or need guidance on which options are best for you, please don't hesitate to reach out! Call us at 801-781-6046 or visit us online at Utah Power. We're excited to partner with you on your financial journey!

Starting with personal banking, we offer Checking & Savings Accounts that make it easy to manage your money. Imagine being able to track your spending and savings right from your phone with our Online & Mobile Banking features. No more waiting in line; you can check balances, pay bills, and transfer funds at your convenience. For those larger purchases or life events, our Auto Loans & Vehicle Financing can help get you behind the wheel of a new car quickly and affordably. We understand that buying a vehicle is a big decision, so we offer competitive rates and flexible terms to suit your budget. If you're thinking about homeownership or refinancing your current mortgage, our Mortgage Loans & Refinancing options are designed to guide you through the process smoothly. We'll work with you to find the best solution that aligns with your financial goals.

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to serve you more effectively.

We also take pride in having 52 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist you every step of the way.

With $6,159 in used auto loans and a total of $470,242,758 in loans and leases, our lending capacity supports members' financial goals across various sectors. We strive to provide competitive loan offerings tailored to meet your needs.

Total Share Accounts stand at 78,345, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide the best possible service to each member. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Power is your trusted partner. Visit us at 1438 W 2550 S Ogden Ut 84401 or call (801) 781-6046 to learn more about how we can help you achieve your financial goals.

Our performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency helps us maintain low costs while delivering quality services.

With $133,972,437 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We're dedicated to enhancing your banking experience with continued improvements.

Members' savings are secured through $366,909,338 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares available at $0, our focus remains on providing valuable options for our members.

With a net worth of $134,343,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,385 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,095,702 in used vehicle loans and $21,932,722 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or secure better terms.

Need extra funds for unexpected expenses? Our credit lines are designed to provide you with quick access to cash when you need it most. With a total available amount of $62,000,000, you can take comfort knowing that financial support is just a click away. At Utah Power, we prioritize transparency and accessibility in our services. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whatever your financial goal may be, our team is here to guide you through every step of the process. Explore our loan products today and see how we can help you achieve your dreams!

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,363,413, make buying or refinancing simple. We offer competitive rates and terms tailored to fit your budget, whether you're purchasing your first home or refinancing an existing mortgage.

We also offer flexible terms on unsecured credit card loans, with a total of $10,638,835 in loans helping members manage their finances effectively. Our credit cards come with rewards and can be an excellent tool for building your credit score.

One key advantage of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, providing peace of mind to users. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to deliver unbiased results so you can make informed decisions without feeling pressured. Another significant benefit is real-time rate comparisons. The platform provides up-to-date loan rates from multiple institutions, allowing you to quickly see which loans may work best for your situation. This dynamic approach helps ensure you have the most relevant information at your fingertips. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight how effective and user-friendly LendMesh can be in securing better loan rates. Ready to find out more? Compare real-time loan offers today at LendMesh and discover the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*