Utah Power Credit Union Helper UT | Affordable Auto Loans & ATM Services

Introduction

Welcome to Utah Power, your trusted partner in financial well-being since 1935. Located at 100 W 200 N, Helper, UT 84526, we are proud to serve a vibrant community with over 30,498 members. At Utah Power, our mission is simple: to empower you with the financial tools and services you need to thrive. With total assets exceeding $969,806,211 and total deposits of $12,603,148, we have the strength and stability to support our members' dreams whether that's buying a car or securing a home. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored just for you. Our dedicated team, led by CEO Ryan Pollick and Board President Stephen Hastings, is committed to ensuring that every member feels valued and supported. We understand that financial matters can be daunting; that's why we're here to provide guidance every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 120, Helper, UT 84526. Our friendly staff is ready to assist you from Monday to Friday, between 8:30 AM and 5:30 PM. Join the Utah Power family today! Feel free to give us a call at 435-472-5531 or explore more about our services on our website at utahpowercu.org. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

Utah Power is proud to be part of the Helper community. We actively engage with local organizations and support various initiatives aimed at improving quality of life. Our partnerships amplify our efforts in providing educational resources about financial wellness and responsible borrowing. In addition to traditional banking services, we also offer ATM access and drive-thru banking for your convenience. Whether you're making deposits or withdrawals, we ensure that your experience is efficient and friendly.

Join Us Today!

If you're looking for a credit union that prioritizes its members and invests in the community's future, look no further than Utah Power. Join us today and discover how we can help you achieve your financial aspirations while enjoying personalized service every step of the way! For more information about membership eligibility or our services, visit us online at utahpowercu.org or give us a call at 435-472-5531. Your journey toward better financial health starts here!

Our Journey

Since opening our doors, Utah Power has consistently focused on providing personalized financial services while fostering strong relationships with our members. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgage options, and business banking services. Today, we proudly manage total assets of approximately $969 million, reflecting our commitment to growth and stability. Our headquarters in Murray, UT continues to guide our mission of empowering individuals and families through financial literacy and accessible services. As technology has advanced, so have we. We now offer online and mobile banking solutions that make managing finances easier for everyone whether it's through electronic signatures or mobile payments.

Our Mission Statement

At Utah Power, our mission is clear: to enhance the lives of our members by delivering exceptional service and comprehensive financial solutions. We believe in supporting not only your financial needs but also the overall well-being of the community. This dedication drives us to engage in various outreach programs that strengthen local initiatives. As a member-focused institution, we understand that each individual's needs are unique. That's why we strive to offer tailored solutions that empower you to achieve your financial goals whether it's saving for a home or planning for retirement. While members can visit us at 100 W 200 N, official correspondence should be sent to PO Box 120, Helper, UT 84526. Our operating hours are conveniently set from Monday to Friday, 8:30 AM - 5:30 PM, ensuring you have access when you need it most.

Branch Location & Accessibility

Convenient Access and Services

While you can visit us directly at our branch address, please note that if you need to send any official correspondence, our mailing address is PO Box 120, Helper, UT 84526. We have ample parking available for your convenience, ensuring a hassle-free visit. Our branch is fully compliant with ADA standards, featuring ramps and accessible entrances for everyone. Our lobby hours are set to accommodate your schedule, open Monday through Friday from 8:30 AM to 5:30 PM. If you prefer quick service, we also offer drive-thru banking for deposits, withdrawals, and other simple transactions. Need cash? Our ATM is readily available for your convenience.

Why Choose Us?

At Utah Power, we are committed to providing a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and personal loans with competitive rates our team is here to help you achieve your financial goals. Plus, with online and mobile banking options available, managing your finances has never been easier. Have questions or need assistance? Feel free to call us at 435-472-5531. We invite you to visit our branch soon and discover how we can support you on your financial journey!

Member Eligibility

Welcome to the welcoming community at Utah Power! Becoming a member is simple and rewarding, opening doors to personalized financial services and a supportive environment. To join us at our location in 100 W 200 N Helper Ut 84526, you just need to meet a few friendly eligibility requirements. Typically, membership is available to individuals who live, work, or worship in the area, as well as their family members. This means that if you share a connection with our community, you're likely already eligible! Joining Utah Power comes with many advantages, including access to competitive rates on loans and savings accounts, as well as various online banking services designed for your convenience. For detailed information on membership criteria and to see if you qualify, feel free to check out our eligibility page at http://www.utahpowercu.org/index.php?modal=membershipapplicationstart . If you're ready to take the next step or have any questions, don't hesitate to give us a call at (435) 472-5531. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Real-World Merchant Services

In today's fast-paced world, managing transactions efficiently is vital for success. Our merchant services are designed to streamline your payment processes, making it easier for you to accept payments and manage your cash flow effectively. Imagine running a busy café or retail shop where customers can pay quickly and easily this convenience can boost sales and enhance customer satisfaction. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to invest in equipment, expand your location, or cover operational costs, we're here to support your journey every step of the way. For more information on how we can assist your business, visit us today or contact us at (435) 472-5531!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your unique needs.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for simple transactions like deposits and withdrawals, ensuring quick service without leaving your vehicle. Our ATMs are available for easy access when you need cash or want to check your balance. At Utah Power, we pride ourselves on being more than just a credit union; we are a partner in your financial journey. Whether you're an individual or a business owner, our comprehensive services are designed to empower you. If you're ready to explore how we can assist with your financial needs or if you have any questions about becoming a member, don't hesitate to reach out! Visit us at utahpowercu.org or give us a call at 435-472-5531 today!

Business Banking

For entrepreneurs and business owners in our community, we offer specialized services through our business banking solutions. This includes essential merchant services for seamless transactions and various options for securing business loans that help drive growth and success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features such as online and mobile banking, allowing you to manage your finances anytime, anywhere. With options like ATM services for cash withdrawals, balance checks, and even person-to-person payments, staying on top of your finances has never been easier.

Credit Solutions

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those costs effectively. Plus, with our credit cards featuring rewards, you can earn while you spend on everyday purchases.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our personal banking options are designed with you in mind. We offer checking and savings accounts that cater to various lifestyles and financial goals. If you're considering buying a car, our auto loans and vehicle financing can help get you behind the wheel quickly and affordably. For those dreaming of homeownership or looking to refinance their existing mortgage, our competitive mortgage loans ensure you have the support needed every step of the way.

Digital & Online Banking

Always Available Support

With 24/7 online banking services, you can rest assured knowing that help is always just a click away. Whether it's day or night, our digital banking tools are designed to give you real-time access to your accounts whenever you need it. At Utah Power, we prioritize security and user-friendliness in all our digital offerings. We aim to provide an accessible and straightforward banking experience that keeps you connected and in control of your finances. Explore all these features today and see how easy managing your money can be!

Convenient Online Access

Our online banking platform at https://www.utahpowercu.org allows you to check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can sign up for e-statements, which means no more waiting for paper statements in the mail just quick and easy access to all your financial information right at your fingertips. Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure.

Mobile Banking Features

For those who prefer using their phones, our mobile application is available for download, making it easy to manage your accounts on the move. You can make mobile payments with just a few taps, ensuring that you're always ready to handle purchases without any hassle. Need to send money to a friend? Our person-to-person transfer feature lets you quickly send cash directly from your account.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 52 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Your satisfaction is our top priority.

Dedicated to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Member Base

Total Share and Deposit Accounts: 78,345, showing a strong and growing member base that trusts us with their finances. This trust reinforces our mission to serve you effectively and efficiently. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Power is your trusted partner. Visit us at 100 W 200 N Helper Ut 84526 or call (435) 472-5531 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings Secured

Members' savings are secured through $366,909,338 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on providing value through diversified savings options.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We strive to make each interaction with us meaningful and beneficial.

Reinvestment for Growth

With $133,972,437 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means that your financial well-being is always at the forefront of our operations.

Strong Financial Health

With a net worth of $134,343,598, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,385 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We provide robust lending options with $6,159 in used auto loans and $470,242,758 in total loans and leases. This capacity supports members' financial goals across various sectors, ensuring that you have access to the funds you need when you need them.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,095,702 in used vehicle loans and $21,932,722 in new vehicle loans already helping members get on the road. Whether you are purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Contact Us

For any questions or to learn more about our loan offerings, feel free to reach out at (435) 472-5531. Our branch located at 100 W 200 N Helper Ut 84526, Helper, UT, is open Monday through Friday from 8:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with all your lending needs!

Credit Lines and Personal Loans

For those looking for extra flexibility, we offer credit lines totaling $62,000,000 that can help manage your cash flow more effectively. Additionally, if you need funds for personal needs or unexpected expenses, consider our unsecured credit card loans. With a total of $10,638,835 in loans available, these options are designed to assist members in managing their finances efficiently.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,363,413, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans, our team is ready to discuss eligibility options tailored just for you. Whether it's lowering your monthly payments or accessing cash from your home equity, we can help navigate through various refinancing scenarios.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that you can trust the offers presented on the platform as fair and transparent. Each lender featured has undergone rigorous verification to ensure that their loan products meet regulatory standards.

UTAH POWER CREDIT UNION - Helper, UT