Utah Heritage Credit Union Mt Pleasant UT | Low Mortgage Rates & Quick Auto Loans

Introduction

At Utah Heritage, we believe in building strong financial futures for our members and the community. Located at 1050 S State St 3, Mt Pleasant, UT 84647, our Mt Pleasant Branch has been a trusted partner since 1969. We take pride in serving over 8,720 members, offering personalized banking solutions tailored to meet your unique needs. While you can visit us at our branch, official correspondence should be sent to 1050-3 SOUTH STATE, MT PLEASANT, UT 84647. Our commitment to excellence is reflected in our impressive financial standing, with total assets amounting to a robust $143,400,591 and total deposits of $15,748,057. We're dedicated to helping you manage your finances effectively whether it's through auto loans, mortgages, or personal banking services. Under the leadership of CEO Tami Olsen and Board President I Branch Cox, our team of 24 employees is here to support you every step of the way. We offer a variety of services that include checking and savings accounts, vehicle financing, credit cards with rewards, and business banking solutions. Whether you're looking for guidance on loans or simply need a safe place to deposit your money, we are here for you. Feel free to reach out at (435) 462-5345 or explore more about us online at utahheritagecu.org. Join us as we work together towards achieving your financial goals!

Branch History & Mission

At Utah Heritage, we take pride in our rich history and commitment to the community. Since opening our doors in 1969, the Mt Pleasant Branch has been a cornerstone of financial support for residents in Mt Pleasant, UT. With our branch located at 1050 S State St 3, we are easily accessible for all members. Over the years, we have grown significantly, currently serving a vibrant membership base of over 8,700 individuals. Our mission is simple yet powerful: to provide exceptional financial services while enriching the lives of our members and supporting our local community. We believe that by offering personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards we empower our members to achieve their financial goals. Our dedicated team works tirelessly to ensure that each member receives personalized attention and support. While members can visit us at 1050 S State St 3 Mt Pleasant Ut 84647, official correspondence should be sent to 1050-3 SOUTH STATE, MT PLEASANT, UT 84647. This ensures that all communications are handled efficiently and effectively. Throughout our journey, we have embraced digital advancements to enhance member experiences. Our online and mobile banking services allow members to manage their finances from anywhere at any time. Although we currently do not offer ATM services or drive-thru banking at this location, we ensure that our members receive prompt assistance during lobby hours from Monday through Friday, 9 AM to 5 PM. Community outreach is also a vital part of our mission. We actively seek partnerships with local organizations and participate in events that promote financial literacy and well-being among residents. By nurturing these relationships, we aim to contribute positively to the economic health of Mt Pleasant and surrounding areas. As we look toward the future, we invite you to join us on this journey. Experience the benefits of becoming a member at Utah Heritage today! Whether you're looking for financial solutions or ways to engage with your community, we are here to help you every step of the way. Reach out to us at (435) 462-5345 or visit our website at Utah Heritage for more information about membership eligibility and services available. Together, let's build a stronger community!

Branch Location & Accessibility

Get in Touch!

We invite you to come see us soon! If you have any questions or need assistance before your visit, feel free to give us a call at 435-462-5345. We look forward to helping you achieve your financial goals right here at Utah Heritage Mt Pleasant Branch!

Nearby Landmarks and Parking

Our branch is nestled near popular local spots, making it a breeze to fit your banking errands into your day. You'll find ample parking available right outside the building, ensuring that you won't have to worry about finding a spot. Plus, we are committed to accessibility with features like ADA-compliant ramps for those who need them.

Operating Hours and Services

At Utah Heritage, we understand that life can get busy. That's why we're here for you Monday through Friday from 9 AM to 5 PM. Our team is ready to assist with a variety of services including checking and savings accounts, auto loans, personal loans, mortgage options, and even business banking solutions. Although we do not currently offer ATM services or drive-thru banking at this location, our staff is always available to provide personalized assistance whenever you visit.

Member Eligibility

At Utah Heritage, we believe in creating a welcoming community where everyone can thrive financially. Becoming a member is simple and open to those who live, work, or worship in our service area, as well as family members of existing members. This means that if you're part of our local community in Mt Pleasant, you're likely eligible to join us! Once you're a member, you'll enjoy a range of benefits, including personalized financial services and competitive rates on loans and accounts. For detailed eligibility information, feel free to check out our website at https://utahheritagecu.org/about-us/. If you're ready to take the next step, opening an account with us is easy! Just give us a call at (435) 462-5345, and we'll guide you through the process. Join us today at 1050 S State St 3 Mt Pleasant Ut 84647 and start enjoying the many advantages that come with being part of the Utah Heritage family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our merchant services provide just that. They allow you to focus on what you do best running your business while we handle the payment processing side. From credit card transactions to online payments, our solutions are designed to enhance your customer experience and streamline operations. Located at 1050 S State St 3 Mt Pleasant Ut 84647 in Mt Pleasant, UT, we're here to help you navigate the financial landscape of business ownership. Give us a call at (435) 462-5345 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $57 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,474,415, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new car or refinance your current vehicle, our auto loans and vehicle financing options are designed with competitive rates to fit your budget. Picture driving off in the car of your dreams while having peace of mind knowing you've secured a loan that works for you.

Business Banking

If you're a business owner or entrepreneur, our business banking services, including merchant services and business loans, are crafted to support your growth. We understand the challenges of running a business and are committed to providing the resources needed to thrive.

Credit Cards with Rewards

For those who want to earn rewards on their everyday purchases, our credit cards with rewards offer great benefits that can enhance your shopping experience. With every swipe, you earn points that can be redeemed for travel or cashback it's like getting rewarded just for living life!

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make, and at Utah Heritage, we make it easier with our mortgage loans and refinancing options. Our friendly staff can guide you through the process, ensuring you find the right loan for your situation. Whether you're a first-time homebuyer or looking to lower your monthly payments through refinancing, we're here to help every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions that allow you to manage your accounts from anywhere. Whether it's paying bills or checking transaction history on-the-go, we make banking accessible. At Utah Heritage in Mt Pleasant, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial wellness. For any questions about our services or how we can assist you further, don't hesitate to reach out at 435-462-5345 during our lobby hours from Monday through Friday from 9 AM to 5 PM. Ready to take control of your financial future? Visit us today!

Personal Banking

Managing your finances should be straightforward and convenient. That's why we offer personal banking services including checking and savings accounts that help you manage your day-to-day expenses while saving for what matters most. Imagine opening an account with us and enjoying features like online banking and mobile payments that allow you to check your balance or transfer money from anywhere at any time.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans can provide you with quick access to cash when you need it most. Additionally, if you're juggling multiple debts, consider our debt consolidation options that can simplify your finances into one manageable payment.

Digital & Online Banking

Accessible Banking Anytime

Whether you're at home or out and about, our mobile payments feature allows you to make purchases effortlessly using your smartphone. With all these tools at your fingertips, managing your money has never been easier. Join us at Utah Heritage today and take control of your financial future with confidence!

Key Features

Our online banking platform provides you with a user-friendly experience, allowing you to check balances, pay bills, and transfer funds without any hassle. If you're on the go, our mobile application makes it even easier to stay connected with your finances. Plus, with features like person-to-person transfers, sending money to friends and family is just a few taps away.

Security and Convenience

We prioritize your security with every transaction you make. While we do not currently offer electronic signature authorization for documents, rest assured that our online banking services are designed with your safety in mind. You can also opt for e-statements to keep track of your finances efficiently and securely no more paper clutter!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 17,216, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $55,621 further highlight our commitment to your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Heritage is your trusted partner. Visit us at 1050 S State St 3 Mt Pleasant Ut 84647 or call (435) 462-5345 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $58,821,553 in share certificates and $11,246,962 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $613,518 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $10,917,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,337 in used auto loans and $103,025,789 in total loans and leases.

Solid Financial Foundation

With a net worth of $15,959,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,151,908 in used vehicle loans and $5,619,207 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our flexible terms make financing easier than ever.

Credit Lines

If you're looking for flexibility in borrowing, consider our credit lines with a total of $10,000,000 available. This can be an excellent solution for managing cash flow or financing larger purchases as they arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,695,855, make buying or refinancing simple. We provide resources and guidance throughout the process to ensure you feel confident in your investment.

Refinancing Options

Whether you're interested in refinancing an existing loan or exploring eligibility options for any of our products, we are here to guide you every step of the way. Our team will work closely with you to find solutions tailored to your financial situation. At Utah Heritage Credit Union, we aim to make your borrowing experience straightforward and beneficial. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Stop by our Mt Pleasant branch today or visit our website at utahheritagecu.org for more information on how we can assist you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,305,040 in loans helping members manage their finances effectively. This option provides an easy way to cover unexpected expenses without the need for collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable tool that ensures you get the best deal possible. LendMesh stands out in its commitment to accuracy and transparency. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that you are viewing fair and transparent offers that reflect current market conditions. The benefits of using LendMesh are significant: - Verified Data: Loan offers come from legitimate financial institutions, ensuring complete transparency. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate how LendMesh can significantly impact your financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

UTAH HERITAGE CREDIT UNION - Mt Pleasant, UT

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