Utah Heritage Credit Union Gunnison UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Utah Heritage, where your financial journey is our priority! Located at 520 S Main St, Gunnison, UT 84634, our branch has been serving the community since 1969. With a strong commitment to member satisfaction and community impact, we are proud to support over 8,720 members with a range of financial services designed to meet your needs. At Utah Heritage, we understand the importance of trust and reliability in banking. That's why we have built a solid foundation with total assets reaching an impressive $143,400,591 and total deposits of $15,748,057. Our dedicated team is here to provide personalized assistance, whether you're looking for checking accounts, auto loans, or mortgage refinancing. Under the leadership of our CEO, Tami Olsen, and Board President I Branch Cox, we focus on fostering a welcoming environment for all. Our team of 24 employees is committed to helping you navigate your financial goals with ease. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: PO Box 151, Gunnison, UT 84634. We invite you to explore the many ways Utah Heritage can assist you whether it's through our online banking services or personal loans tailored just for you. Feel free to reach out at 435-528-5288 or visit us at utahheritagecu.org for more information. Your path to financial wellness starts here!

Branch History & Mission

Community Connections

Utah Heritage is more than just a credit union; we are deeply rooted in the Gunnison area. We actively participate in local events and partnerships aimed at enhancing the well-being of our community. Whether it's through sponsoring local sports teams or organizing financial literacy workshops, we are committed to giving back and supporting those around us. As we embrace modern banking with features like online banking and mobile payments, we remain dedicated to accessibility and inclusivity. Although there are currently no ATMs or drive-thru services available at this location, our focus on customer service ensures that your banking experience remains convenient and efficient.

Join Us Today!

At Utah Heritage, we're excited about what the future holds. With your membership, you gain not only access to quality financial services but also a community that genuinely cares about your success. We invite you to join us today and experience the benefits of being part of Utah Heritage. Together, let's build a brighter financial future! For more information or any questions you may have, feel free to reach out at 435-528-5288.

Our Evolution

Over the years, Utah Heritage has seen remarkable growth and evolution. With total assets reaching an impressive $143,400,591, we are committed to ensuring that our members have access to a wide range of financial products and services. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we strive to meet the diverse needs of our community. Our dedicated team is here to help guide you through every step of your financial journey.

Our Mission

Our mission is simple yet powerful: to empower our members by providing them with exceptional financial services while fostering a spirit of community support and engagement. We believe that when our members thrive, so does our community. This commitment drives us to offer not just competitive rates and products but also educational resources and outreach programs designed to help individuals make informed financial decisions. While you can visit us at our branch location for all your banking needs during our operating hours from Monday to Friday, 9 AM to 5 PM, official correspondence should be sent to PO Box 151, Gunnison, UT 84634 if it differs from our branch address.

Branch Location & Accessibility

Accessibility Features

At Utah Heritage, we prioritize making banking accessible for everyone. Our branch is fully ADA compliant, featuring ramps and ample parking that make it easy for all visitors. Whether you're visiting for a quick transaction or seeking personalized financial advice, we want you to feel comfortable and welcome.

Connect With Us

Have questions? Feel free to give us a call at 435-528-5288. We're excited to help you with your banking needs and look forward to welcoming you into our branch soon! Come see how Utah Heritage can be part of your financial journey!

Operating Hours & Services

We understand that life gets busy! That's why we're open Monday through Friday from 9 AM to 5 PM. Our team is dedicated to providing excellent service during these hours. While we currently do not offer drive-thru banking or ATMs on-site, our staff is always ready to assist you inside the branch with a wide range of services. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone.

Member Eligibility

At Utah Heritage, we believe that becoming a member is like joining a caring family where your financial well-being matters. If you're interested in joining us, you'll be glad to know that eligibility is designed to be welcoming and inclusive. You can become a member if you live, work, or worship in our community, or even if you have family members who are already part of our credit union. This opens the door for many individuals to enjoy the benefits of membership, such as personalized service and a range of financial products tailored to your needs. For more detailed information about eligibility requirements, please visit us at https://utahheritagecu.org/about-us/. Joining is easy! Simply reach out to us at (435) 528-5288, and our friendly team will guide you through the process of opening your account. We're located at 520 S Main St Gunnison Ut 84634, so feel free to stop by during our operating hours from Monday to Friday, 9 AM to 5 PM. We look forward to welcoming you into the Utah Heritage community!

Business Banking & Commercial Services

At Utah Heritage, we understand that every business has unique financial needs. Whether you're a startup or an established company, the right funding can make all the difference in achieving your goals. That's why we offer tailored commercial loan options designed to support your growth journey. Imagine a local restaurant ready to expand its menu and seating but needing extra capital to do so. With our commitment to supporting businesses, we've funded over $57 in commercial loans for our members, helping businesses like yours scale and succeed. If you're not yet a member, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. In addition to loans, our merchant services empower businesses to accept payments easily, enhancing customer experience and boosting sales. Picture this: a local shop increasing foot traffic simply by offering multiple payment options making transactions smooth and hassle-free. With an outstanding commercial loan portfolio of $3,474,415, we continue to drive economic growth by financing new and expanding businesses in Gunnison, UT. Ready to take your business to the next level? Contact us today at (435) 528-5288 or visit us at 520 S Main St Gunnison Ut 84634!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer specialized business banking services that include merchant services and business loans. We aim to support local businesses by providing flexible financing options tailored to your unique needs.

Loans and Financing

If you're in the market for a new car or need financial assistance for a big purchase, look no further than our auto loans and vehicle financing options. We work with you to find terms that fit your budget. Additionally, if you're considering buying a home, our mortgage loans and refinancing options can help you navigate the process with ease. For those unexpected expenses or plans that require extra cash, our personal loans and debt consolidation services can provide a helping hand. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our online and mobile banking features allow you to manage your accounts anytime, anywhere. You can even make cash withdrawals without needing an ATM thanks to our extensive network of partners. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at (435) 528-5288, or feel free to stop by our office during our lobby hours: Monday through Friday from 9 AM to 5 PM. Join us at Gunnison Office where we prioritize your financial wellness and community engagement! Visit us today and see how we can help make your financial dreams a reality.

Personal Banking

One of the key services we offer is personal banking, which includes checking and savings accounts designed with you in mind. Imagine having easy access to your funds through online banking and mobile applications. You can check your balance, transfer money, or pay bills right from your phone no need to make an extra trip to the branch! Our competitive interest rates on savings accounts help you grow your money over time.

Digital & Online Banking

Key Features

Our online banking services allow you to take control of your finances with ease. You can check balances, transfer funds, and pay bills all from the comfort of your home. Need to send money to a friend? With our person-to-person transfer feature, you can do that quickly and securely without any hassle. For those who prefer mobile banking, our dedicated mobile application is available for download. It offers all the features you need right at your fingertips, including mobile payments that make shopping a breeze. You can also sign up for e-statements, which help reduce clutter while providing quick access to your account statements whenever you need them.

Security and Accessibility

Security is a top priority at Utah Heritage. We ensure that all transactions are protected with advanced security measures so that you can bank with peace of mind. Even better, our online banking services are available 24/7, giving you the flexibility to manage your accounts whenever it suits you. While electronic signature authorization isn't available right now, our team is dedicated to keeping things simple and efficient for all members. We're here to support you every step of the way. With Utah Heritage, accessing and managing your financial needs has never been easier or safer. Start exploring our digital banking options today by visiting our website!

Financial Strength

A Solid Foundation

With a net worth of $15,959,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Trust

Total Share Accounts: 17,216, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $55,621. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Heritage is your trusted partner. Visit us at 520 S Main St Gunnison Ut 84634 or call (435) 528-5288 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $10,917,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,337 in used auto loans and $103,025,789 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $58,821,553 in share certificates and $11,246,962 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $613,518 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,151,908 in used vehicle loans and $5,619,207 in new vehicle loans already helping members get on the road. We also provide financing options for both new and used vehicles, making it easier for you to get behind the wheel of a reliable car.

Business Financing

For business owners looking to grow their operations, our outstanding commercial loans totaling $3,474,415 provide the capital needed for expansion and investment. We understand the challenges businesses face and are here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,695,855, make buying or refinancing simple. We offer competitive rates and flexible terms so you can find a plan that suits your budget.

Refinancing Options

If you're considering refinancing any existing loans or seeking eligibility options for our products, we encourage you to reach out. Our team is ready to discuss how we can help you save money or adjust your payments according to your current financial situation. At Utah Heritage located at 520 S Main St Gunnison UT 84634, we're committed to providing personalized service that meets your individual needs. You can reach us at 435-528-5288 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you with comprehensive banking solutions that fit your lifestyle!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,305,040 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to support your financial journey.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that the offers you see are fair and transparent. Each lender listed has been verified, so you can trust that the information is accurate and up to date.

The Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You will find up-to-date loan rates from multiple institutions in one place, helping you make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the reliability and effectiveness of LendMesh as a tool for finding competitive loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

UTAH HERITAGE CREDIT UNION - Gunnison, UT

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