Utah First Credit Union Sandy UT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Utah First, your trusted financial partner located at 9213 S Quarry Bend Dr, Sandy, UT 84094. Since our establishment in 1935, we have proudly served over 40,250 members, helping them achieve their financial goals with integrity and care. With total assets exceeding $1 billion and total deposits reaching $103,278,880, we are committed to providing you with the best banking experience possible. At Utah First, we understand that each member is unique, which is why we offer a range of services tailored to meet your individual needs from checking and savings accounts to auto loans and mortgage financing. Whether you're looking to buy a new vehicle or consolidate debt, our team is here to assist you every step of the way. Our CEO, Darin Moody, alongside Board President Dave Pendleton, leads a dedicated team of 144 employees, ensuring that you receive personalized service with a smile. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 9213 Quarry Bend Drive, Sandy, UT 84094. With a robust net worth of $100,851,166 and cash in hand amounting to $4,538,888, we take pride in our financial stability and commitment to serving our community. We invite you to explore the benefits of membership with Utah First by visiting our website at utahfirst.com or giving us a call at 801-320-2600. Experience the difference today your journey towards better financial health starts here!

Branch History & Mission

Community Commitment

In addition to our core financial services such as checking accounts, auto loans, mortgage options, and business banking we also take pride in our active involvement in community outreach. We partner with local organizations to support initiatives that uplift our neighbors and contribute positively to society. While members can visit us at 9213 S Quarry Bend Dr for all their banking needs including access to ATMs and drive-thru services official correspondence should be sent to 9213 Quarry Bend Drive, Sandy, UT 84094 if different from our branch address.

Join Us

As we look towards the future, we invite you to be part of our growing family at Utah First. Together, let's build a stronger community where everyone thrives financially. Visit us today or call us at 801-320-2600 for more information on how you can benefit from being a member of Utah First!

Our Journey

Utah First started with a simple mission: to provide accessible financial services to all. As we evolved through the years, our focus has always remained on community support and empowerment. From the beginning, we've prioritized not just banking but building relationships within our community. Today, we continue to foster these connections through various outreach programs and partnerships aimed at enhancing the lives of those we serve. Our journey has been marked by numerous milestones that reflect our growth and adaptability. We introduced innovative digital banking solutions early on, ensuring that our members can manage their finances conveniently. With features like online banking and mobile applications, we strive to meet the needs of today's tech-savvy consumers while maintaining a personal touch.

Our Mission

At Utah First, our mission goes beyond providing financial products; it's about creating an environment where everyone feels welcomed and supported. We are committed to offering personalized banking services that cater to each member's unique circumstances. Whether it's helping someone secure their first auto loan or guiding families through home financing options, we are here every step of the way. We believe in empowering our community by providing financial education and resources that help individuals make informed decisions. Our team works tirelessly to ensure that every member has access to tools that promote financial well-being.

Branch Location & Accessibility

Convenient Access and Services

Our branch offers ample parking space, ensuring that you have a hassle-free experience when you visit us. We are committed to accessibility, featuring ramps and other ADA-compliant facilities to accommodate all our members. Whether you're stopping by for personal banking needs or just to ask questions, we want your visit to be smooth and welcoming. You can count on us for great service during our lobby hours open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 5:00 PM. If you're in need of quick transactions, our drive-thru banking is available Monday through Friday from 8:00 AM until 8:00 PM.

More than Just Banking

At Utah First, we offer a variety of services to meet your financial needs. From personal checking and savings accounts to auto loans and mortgages, we are here to help you with every aspect of your financial journey. Plus, with ATM availability on-site and shared service options for partner credit union members, accessing your funds has never been easier. If you have any questions or need assistance, feel free to call us at 801-320-2600. Our friendly staff is ready to assist you! Come visit us today and discover how we can help you achieve your financial goals right here at Utah First in Sandy!

Member Eligibility

Becoming a member of Utah First is like joining a family that truly cares about your financial well-being. We welcome anyone who lives, works, or attends school in the areas we serve, which means you can easily become part of our supportive community. Whether you're looking for personal banking services, auto loans, or business banking options, our members enjoy a wide range of benefits tailored to meet their needs. For detailed eligibility criteria and to ensure you meet all requirements, please visit our membership page at http://www.utahfirst.com/membership/ . If you're ready to open an account or have any questions about the process, feel free to give us a call at (801) 320-2600. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $411 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $277,289,280, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having the ability to accept payments from anywhere be it in-store or online helping you reach more customers and enhance sales. Our solutions include point-of-sale systems and payment processing tools tailored for your unique needs. With personalized service and a focus on building lasting relationships, Utah First is more than just a bank; we're your partner in success. For more information, give us a call at (801) 320-2600 or visit us today!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive solutions including merchant services and business loans. This ensures that whether you're just starting out or looking to expand, we can provide the necessary financial support.

Credit Cards & Rewards

Looking for a credit card that rewards your spending? Our credit cards come with great benefits that can help you earn points on everyday purchases. These rewards can be redeemed for travel, merchandise, or even cash back making it easier for you to enjoy the perks of being a member.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. With just a few clicks or taps, you can check balances, transfer funds, and pay bills from anywhere at any time. Plus, with ATM availability and cash withdrawal services right here at our branch or through shared branches nearby, accessing your money has never been easier.

Drive-Thru & Shared Services

Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when time is short. Additionally, if you're a member of partner credit unions, you can take advantage of basic shared branch transactions right here at Utah First. Whether it's managing your personal finances or running a business smoothly, Utah First is here for all your banking needs. We invite you to reach out and learn more about how we can assist you today! Feel free to contact us at 801-320-2600 or visit us online at utahfirst.com for more information about our services and how to become a member. Join us on this journey toward achieving your financial dreams!

Personal Banking

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your daily finances, to auto loans and vehicle financing for that new car you've been eyeing, we make it easy for you to access what you need. If you're considering home ownership or want to refinance an existing mortgage, our mortgage loans offer flexible options tailored to your situation. We also provide personal loans for debt consolidation, giving you a straightforward path to financial relief.

Digital & Online Banking

Convenient Mobile Features

If you're always on the move, you'll love our mobile application. It allows you to manage your accounts right from your smartphone. Plus, with person-to-person transfers enabled through our services, sending money to friends or family is as easy as a few taps on your screen.

Embrace Modern Banking

Though we don't currently support mobile payments, we are committed to enhancing your banking experience continuously. At Utah First, we strive to provide accessible, user-friendly tools for real-time account management. Experience the ease of digital banking today with Utah First your partner in financial well-being!

Key Services

With our user-friendly online banking platform available at https://utahfirst.com/ , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services mean you can access your accounts whenever it suits you.

Security You Can Trust

Your security is our top priority. While we do not currently offer electronic signature authorization, our systems are designed to keep your information safe. We ensure that every transaction is protected with advanced security measures.

Stay Updated with E-Statements

Say goodbye to paper clutter! With our e-statements available at Yes, you can view and download your account statements anytime. This not only helps you stay organized but also contributes to a greener planet.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 130 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 79,014, show a strong and growing member base that trusts us with their finances. This trust fuels our commitment to continuous improvement and member satisfaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah First is your trusted partner. Visit us at 9213 S Quarry Bend Dr Sandy Ut 84094 or call (801) 320-2600 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $100,036,323 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $9,492 in used auto loans and $832,851,087 in total loans and leases, supporting your financial goals across various sectors.

Member-Centric Approach

Members' savings are secured through $230,510,924 in share certificates and $185,292,802 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $104,001,999, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $100,851,166, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already assisted our members with $150,792,006 in used vehicle loans and $27,831,309 in new vehicle loans. Whether you're eyeing a brand-new model or a reliable used vehicle, our competitive financing options make getting on the road easier than ever.

Credit Lines and Business Financing

For those who need extra flexibility, our credit lines total $349,966,867, allowing you to access funds whenever necessary. Additionally, business owners can benefit from our outstanding commercial loans totaling $277,289,280, providing the capital needed to grow and expand their enterprises. At Utah First, we also provide refinancing options for many of our loan products. If you're considering refinancing an existing loan or exploring eligibility options for any of our offerings, feel free to reach out to us for more information. You can contact us at 801-320-2600 or visit us at 9213 S Quarry Bend Dr Sandy Ut 84094. For more details on eligibility and membership requirements, check out our website or view eligibility options here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you find the perfect financing solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide loans for Junior Lien 1-4 Family Residential Properties totaling $178,567,886. Our team is here to guide you through the process and help you find the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $17,980,541 in loans helping members manage their finances effectively, these cards can be an excellent option for everyday purchases or unexpected expenses.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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UTAH FIRST FEDERAL CREDIT UNION