Utah Community Credit Union Vineyard UT | Low Mortgage Rates & Top Checking

Introduction

Welcome to Utah Community, your trusted partner in financial services, located at 622 North Mill Road, Vineyard, UT 84058. Established in 1955, we have proudly served our community for decades, growing alongside our members. With a total membership of 243,731 and assets exceeding $3.1 billion, we are dedicated to helping you achieve your financial goals. At Utah Community, we understand that personal finance can be overwhelming. That's why our knowledgeable team is here to support you every step of the way. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we offer a variety of services tailored just for you. Our commitment extends beyond banking; we strive to make a positive impact in our community through responsible lending and exceptional service. Our leadership team is led by CEO Justin Olson and Board President Linda Makin, who prioritize member satisfaction and community involvement. Together, they foster a culture of trust and transparency that sets us apart from traditional banks. While members can visit us at our branch in Vineyard, official correspondence should be sent to the same address: 622 North Mill Road, Vineyard, UT 84058. If you have questions or need assistance, feel free to call us at 801-223-8188 during our lobby hours from 9:00 AM to 5:30 PM on weekdays. Join the Utah Community family today and discover how we can help you thrive financially! Visit us online at uccu.com to learn more about our services or to open an account. Your journey towards financial success starts here!

Branch History & Mission

Join Us

We invite you to experience firsthand the benefits of being part of the Utah Community family. Whether you are looking for reliable banking options or seeking ways to contribute positively to your community, we are here for you every step of the way. Explore what we have to offer by visiting our website or call us at 801-223-8188 today! Join us on this journey as we continue to grow together.

Our Evolution

Over the years, Utah Community has adapted to meet the changing needs of our members. With total assets exceeding $3.1 billion, we've made significant strides in offering a wide range of financial products that include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our growth reflects not just numbers but our unwavering mission: to enhance the lives of our members by providing accessible financial services and fostering financial literacy. As we expanded our services, we embraced modern technology while ensuring that every member feels valued. Today, we offer mobile banking apps, online account management, and easy ATM access for your convenience. We are proud to maintain ADA compliance across all platforms so that everyone can benefit from our services.

Our Mission

At Utah Community, our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting our local communities. We believe that strong communities lead to strong individuals, which is why we actively engage in various outreach programs and partnerships aimed at making a positive impact in Vineyard and beyond. Our branch operates from 9:00 AM to 5:30 PM on weekdays and features both drive-thru banking and ATM availability for added convenience. While members can visit us at 622 North Mill Road, official correspondence should be sent to the same address as our mailing address.

Branch Location & Accessibility

Easy Access and Amenities

Our branch features ample parking to ensure your visit is hassle-free. We also prioritize accessibility, with ADA-compliant entrances and features for everyone. If you're in a hurry, take advantage of our drive-thru banking service, where you can conduct quick transactions without leaving your vehicle.

Get in Touch!

Have questions or want more information? Don't hesitate to call us at 801-223-8188. We invite you to visit us at our Vineyard location and experience personalized service that makes banking simple and enjoyable. We look forward to welcoming you!

Operating Hours

We're open Monday through Friday from 9:00 AM to 5:30 PM, providing flexible hours that fit into your busy schedule. Whether you're coming in early or need assistance later in the day, we're here to accommodate your needs.

Services Offered

At Utah Community, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! We also provide online and mobile banking for those who prefer managing their finances on-the-go. Plus, with our ATM availability and drive-thru services, accessing your funds has never been easier.

Member Eligibility

Becoming a member of Utah Community is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We welcome anyone who meets these simple criteria, ensuring our community thrives together. Once you're a member, you'll enjoy a range of benefits designed just for you, including personalized service and competitive rates on loans and savings. To get started with your membership, you can easily open an account online at https://www.uccu.com/open-account/ or give us a call at (801) 223-8188 for assistance. For more detailed information about eligibility requirements, feel free to check out this link: https://www.uccu.com/disclosures/. We can't wait to welcome you to our community at 622 North Mill Road Vineyard Ut 84058!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine a busy café that needs quick payment processing for its customers. Our merchant services make transactions easy and efficient, allowing owners to focus on what they do best serving great food and drinks. Whether it's accepting credit cards or managing payroll, we provide reliable tools that enhance daily operations. Explore how Utah Community can be a partner in your success journey today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that you have access when you need it most. Plus, enjoy the ease of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Whether you're visiting us in person or using our digital tools from home, we're dedicated to providing exceptional service every step of the way. If you have any questions about our offerings or need assistance with your financial needs, don't hesitate to reach out at (801) 223-8188. Join us at Utah Community today your community credit union committed to helping you thrive! For more information or to open an account online, visit us at Vineyard. We look forward to serving you!

Business Solutions

For our business-minded members, we offer robust Business Banking services, including merchant services and business loans tailored for small businesses. We understand how crucial it is for you to manage cash flow efficiently, and we're here to help you succeed.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Utah Community provides comprehensive Online & Mobile Banking solutions. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier. You can access your account anytime from anywhere, ensuring that you stay connected to your money on-the-go.

Loans Made Simple

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation can help, offering you the funds you need without the stress. And if you're looking to make purchases that earn rewards, check out our Credit Cards with Rewards, which add value to your everyday spending.

Personal Banking

Managing your finances should be easy and convenient. That's why we offer Personal Banking, including checking and savings accounts tailored to help you save for what matters most. If you're considering buying a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to get you behind the wheel faster. Planning to buy a home? Our Mortgage Loans & Refinancing services are designed to fit your budget while providing the guidance you need during this important step.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which means you can sign documents securely without needing to visit a branch. Plus, if you're ever in need of quick cash transfers, our person-to-person transfer service makes sending money to friends or family a breeze. For those who enjoy making payments on the go, our mobile payments feature lets you make transactions directly from your phone perfect for when you're out and about. And if you want to keep track of your spending or check account balances in real-time, you'll find everything at your fingertips with our intuitive interface. At Utah Community, we prioritize not just accessibility but also the security of your information. We use advanced encryption technology so you can bank with confidence. Join us today and experience the ease of managing your financial life digitally!

Financial Strength

Commitment to Growth and Innovation

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This commitment ensures that we provide enhanced security measures to serve you better. Our lending capacity supports your financial goals across various sectors, with $36,570 in used auto loans and $2,652,450,940 in total loans and leases available.

Growing Member Trust

We're honored to have built strong relationships within our community. With a total of 543,082 share and deposit accounts, it's clear that many trust us with their finances an endorsement of our stability and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 622 North Mill Road Vineyard Ut 84058 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

We prioritize your savings. Members' funds are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we also focus on benefiting our members first; with non-member deposits at $41,719,616, our resources are dedicated to giving you better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team at Utah Community is here to guide you through the process and find the best option for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand your business. At Utah Community, we believe in supporting local businesses by offering personalized service and guidance throughout the borrowing process. If you're ready to explore any of these loan products or have questions about refinancing options, don't hesitate to reach out! You can call us at (801) 223-8188, visit us at our branch located at 622 North Mill Road Vineyard Ut 84058, or check out our website for more details: https://www.uccu.com/. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home. Plus, if you're considering refinancing your current mortgage, our experts can assist you in exploring eligibility options that might save you money.

Personal Loans and Credit Lines

For those unexpected expenses or planned purchases, we also offer personal loans and credit lines. This includes flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. Whether you're consolidating debt or covering an emergency expense, our personal loan options are tailored to fit your needs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers displayed are fair and transparent, reflecting the most current lending practices and rates available in the market.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans