Utah Community Credit Union Springville UT | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Utah Community, your trusted partner for financial growth and community support! Located at 724 N Main St, Springville, UT 84663, we have been serving our members since 1955. With a strong commitment to helping individuals and families thrive, we proudly support over 243,731 members in achieving their financial goals. At Utah Community, we understand that every dollar matters. Our total assets of $3,117,080,878 reflect our dedication to providing secure and reliable banking services. Whether you need a personal loan or are looking to finance your dream car with our extensive range of auto loans over 73,140 approved so far we're here to assist you every step of the way. Our leadership team, including CEO Justin Olson and Board President Linda Makin, is dedicated to fostering a welcoming environment where you can feel empowered to make informed financial decisions. With 533 employees working diligently to serve you, we ensure that help is just a phone call away at 801-223-8188. While members can visit us at our branch address, official correspondence should be sent to the same location: 724 North Main, Springville, UT 84663. We invite you to explore what sets us apart our exceptional service includes online banking options and a friendly drive-thru service for your convenience. Join us at Utah Community today! Discover how we can help you save more with competitive rates on deposits totaling over $103,478,042, and let's work together towards a brighter financial future. Visit our website at https://www.uccu.com or stop by our branch; we're excited to meet you!

Branch History & Mission

At Utah Community, we take pride in our rich history and unwavering commitment to serving the community of Springville, Utah. Established in 1955, our branch has grown alongside the local residents, evolving to meet their financial needs while maintaining a strong focus on community support. Located at 724 N Main St, Springville, UT 84663, we are easily accessible to members and visitors alike. Our branch has become a cornerstone in the community, providing a range of essential services such as personal banking, auto loans, mortgage financing, and business banking solutions. With over 243,731 members and total assets exceeding $3.1 billion, we have built a solid foundation that reflects our dedication to helping individuals achieve their financial goals. The mission of Utah Community is simple yet profound: We aim to empower our members through accessible financial services and active community engagement. Our goal is not just to offer competitive rates and products but also to create lasting relationships with our members. We believe that when our members succeed, the entire community thrives. Our branch operates from 8:30 AM to 6:00 PM on weekdays, making it convenient for everyone to visit us for their banking needs. We also provide ATM access and drive-thru banking for added convenience. While members can visit us at 724 N Main St, official correspondence should be directed to 724 North Main, Springville, UT 84663. Utah Community actively participates in various outreach programs and partnerships that benefit local schools and charities. Our efforts extend beyond traditional banking; we strive to make a positive impact in the lives of those around us. As we continue to embrace digital advancements like mobile payments and online banking, we remain dedicated to ensuring accessibility for all our members. Our facilities are ADA compliant, ensuring that everyone can comfortably access our services. Join us at Utah Community and experience the difference of being part of a credit union that puts its members first. Together, let's build a brighter future for Springville! If you're ready to open an account or learn more about what we offer, don't hesitate to reach out at 801-223-8188 or visit us online at www.uccu.com.

Branch Location & Accessibility

Welcome to the Utah Community branch, conveniently located at 724 N Main St in Springville, UT! Our branch is here to serve you with a friendly smile and a commitment to making your banking experience as easy as possible. Whether you're stopping by to open an account or need assistance with loans and services, we're just around the corner. If you're looking for us, you'll find our branch nestled near local favorites, making it a convenient stop during your day. Plus, we offer ample parking for our members and are proud to be ADA compliant, ensuring accessibility for everyone who walks through our doors. Our lobby hours are designed with your schedule in mind, open Monday through Friday from 8:30 AM to 6:00 PM. So whether you prefer to drop by after work or visit during lunch, we're here when you need us. For those on the go, we also have a drive-thru service available for quick transactions like deposits and withdrawals. Need cash? Our ATM is ready for you 24/7, allowing you to access your funds whenever you need them. If you ever have questions or require assistance, don't hesitate to call us at 801-223-8188. While members can visit us at our main location, official correspondence should be sent to our mailing address at 724 North Main, Springville, UT 84663. We look forward to welcoming you at the Utah Community branch! Come see how we can help with personal banking needs like checking and savings accounts, auto loans, mortgage refinancing, and much more. Your financial journey starts here!

Member Eligibility

Becoming a member of Utah Community feels like joining a warm and welcoming community where your financial needs are understood and prioritized. If you're looking to join us at our branch located at 724 N Main St Springville Ut 84663, you'll be glad to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the area can become a member. This means that whether you're a long-time resident or just starting out in Springville, we want you to be part of our family. Plus, being a member opens doors to exclusive benefits like lower loan rates and personalized service tailored just for you. The process to get started is easy! You can learn more about the specific eligibility criteria by visiting this link. When you're ready to take the next step, opening an account is simple; just check out the details at this page. If you have any questions or need assistance, feel free to call us at (801) 223-8188. We can't wait to welcome you into the Utah Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling payments, our merchant services simplify the process. Picture this: your customers can pay with ease whether they're shopping online or at your storefront. With reliable transaction processing and tools to manage your sales data, you can focus on what you do best growing your business. Visit us at 724 N Main St Springville Ut 84663 in Springville, UT, or call us at (801) 223-8188 to learn how we can support your business banking needs today!

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, business banking at Utah Community includes essential services like merchant services and business loans that can help turn your dreams into reality. We understand the challenges small businesses face, which is why we strive to support them with the right financial tools.

Convenient Access

We know that life can get busy, so we've made it easier for you to manage your finances. With access to ATMs for cash withdrawals and basic transactions available at our drive-thru service, convenience is at your fingertips. Whether you're making deposits or checking balances, our facilities are designed for ease. In addition to these traditional services, our focus on digital banking means you can bank anytime, anywhere. From online banking to mobile payments and person-to-person transfers, managing your money has never been more accessible. At Utah Community, located at 724 N Main St Springville Ut 84663, we are dedicated to making your financial journey smooth and rewarding. If you're ready to learn more about how we can serve you better, call us at (801) 223-8188 or visit us in person today! Take control of your finances with us your community partner in achieving financial success!

Credit Cards

Don't forget about rewards! Our credit cards with rewards give you more than just purchasing power; they reward you for spending wisely. Whether it's cashback on groceries or travel points, there's something for everyone.

Personal Banking

Whether you're just starting out or looking to grow your wealth, our personal banking services are tailored for you. Open a checking or savings account with us and enjoy competitive interest rates along with user-friendly online and mobile banking options. Imagine checking your balance, transferring funds, or paying bills from the comfort of your home or on the go with just a few taps on your smartphone. If you're considering a new vehicle, our auto loans and vehicle financing solutions make it easier than ever to get behind the wheel. We offer flexible terms that suit your budget. Furthermore, if you're looking to buy a home or refinance your existing mortgage, our mortgage loans and refinancing options provide guidance every step of the way. For those unexpected expenses or consolidating debt, our personal loans can be a great help. With straightforward terms and no hidden fees, we ensure that borrowing is as simple and transparent as possible.

Digital & Online Banking

Accessibility and Support

Whether you're at home or out and about, our digital services ensure that you never miss a beat. With our user-friendly interface, finding what you need is straightforward and hassle-free. And if you ever have questions or need assistance, our dedicated customer support team is just a phone call away at (801) 223-8188. Discover how easy banking can be with Utah Community by visiting us online today at https://www.uccu.com/. Your financial journey just got a whole lot easier!

Key Features

Our online banking services come packed with features that prioritize your convenience. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just a few taps in our mobile application, available for download now, and you're done! Speaking of our app, it also allows you to manage payments using mobile payments perfect for those who prefer contactless transactions. Security is a top priority at Utah Community. We provide electronic signature authorization, ensuring that your transactions are safe and verified. Plus, you can opt for e-statements to keep track of your finances without the clutter of paper statements. All these features work together to give you real-time account management right at your fingertips.

Financial Strength

At Utah Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing a secure and reliable banking experience is reflected in our strong financial position. With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $36,570 in used auto loans and $2,652,450,940 in total loans and leases. Our operational efficiency is reflected in our $29,392,875, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our 543,082 members showcases a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 724 N Main St Springville Ut 84663 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. Whether it's for a reliable used vehicle or the latest model off the lot, we have financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to funds when they need them most.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we also offer credit lines with a total of $751,777,378 available. This allows you to access funds as needed without having to apply for a new loan each time. Additionally, our flexible terms on unsecured credit card loans have helped members manage their finances effectively with a total of $45,257,198 issued.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We provide various mortgage solutions designed to meet different needs, ensuring that you find the right fit for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available that could potentially lower your monthly payments or reduce your interest rates. It's worth exploring how refinancing could benefit your financial situation. At Utah Community, we're committed to providing you with personalized service and support every step of the way. You can reach us at (801) 223-8188 for more information on any of our loan products or to discuss eligibility options. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 724 N Main St Springville Ut 84663 in Springville, UT, and let's work together toward achieving your financial goals!

Loan Aggregator

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Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans