Utah Community Credit Union Spanish Fork UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Utah Community, your trusted partner in financial growth and stability located at 810 N Main St, Spanish Fork, UT 84660. Established in 1955, we have proudly served our community for over six decades, becoming a cornerstone of financial support for more than 243,731 members. At Utah Community, we believe that banking should be personal and accessible. With a total asset base of $3,117,080,878 and deposits totaling $103,478,042, we are committed to offering you secure and reliable services tailored to your needs. Our dedicated team, led by CEO Justin Olson and Board President Linda Makin, works tirelessly to ensure that our members receive the best possible service. Whether you're looking for an auto loan among our 95,427 loans and leases or need help with a mortgage or personal loan, we're here to guide you through every step of the process. Our commitment goes beyond just numbers; it's about enhancing lives in Spanish Fork and the surrounding areas. While you can visit us at our branch for face-to-face assistance, official correspondence should be directed to our mailing address: 810 North Main, Spanish Fork, UT 84660. We invite you to explore our wide range of services including online banking and mobile payments for your convenience. If you're ready to take control of your financial future or simply want more information about how we can assist you, please don't hesitate to reach out at (801) 223-8188. Join us today at Utah Community where your financial well-being is our top priority! Visit us online at uccu.com for more details.

Branch History & Mission

Community Engagement

Our commitment extends beyond the walls of our branch. We actively engage in partnerships that uplift the Spanish Fork community through outreach programs and sponsorships. This connection allows us to give back to the people who have supported us throughout the years. As we look towards the future, we remain focused on innovation while ensuring accessibility for all members. Our branch is ADA compliant and equipped with drive-thru banking for your convenience. With ATM availability at your service, accessing your funds has never been easier. Join us at Utah Community today! Experience firsthand how we can help you navigate your financial journey while being part of a supportive community that truly cares about your success. For more information or to open an account online, visit our website or call us at 801-223-8188. Together, let's build a brighter financial future!

Our Mission

At Utah Community, our mission goes beyond just providing banking services. We are committed to enhancing the lives of our members and supporting our local community through various initiatives. Our core values center around integrity, service excellence, and community engagement. We strive to offer personalized financial solutions that empower individuals and families to achieve their dreams whether it's buying a home, financing a vehicle, or saving for future needs. To achieve this mission, we offer a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We also prioritize modern conveniences like online banking and mobile payments to make managing finances easier for everyone.

Branch Location & Accessibility

ATM Availability

Need cash on the go? We have an ATM available right at our branch for easy access to your funds anytime. If you need to reach out, feel free to give us a call at 801-223-8188. While members can visit us at 810 N Main St, official correspondence should be sent to 810 North Main, Spanish Fork, UT 84660. We look forward to welcoming you into our community! Visit us today and discover how we can support your financial journey.

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like the Spanish Fork River Park and local dining options, providing a familiar backdrop for your visit. We take pride in ensuring our location is accessible to everyone, with ADA-compliant features including ramps and ample parking space for your convenience.

Operating Hours and Services

We are open Monday through Friday from 8:30 AM to 6:00 PM, ready to serve you throughout the week. With a range of services including personal banking, auto loans, mortgage options, and more, we strive to meet all your financial needs under one roof. Plus, our drive-thru banking service allows for quick deposits and withdrawals without leaving your vehicle!

Member Eligibility

Joining Utah Community is like becoming part of a close-knit community that truly cares about its members. If you're looking to enhance your financial journey, you're in the right place! To become a member, you simply need to live, work, or attend school in certain areas that we serve. We warmly welcome anyone who shares our values and commitment to building a brighter future together. There are no complicated hoops to jump through just straightforward criteria that you can check out in detail at https://www.uccu.com/disclosures/. Opening an account with us is just as easy! Whether you prefer visiting us at our welcoming location at 810 N Main St Spanish Fork Ut 84660 or calling us at (801) 223-8188, we're here to guide you every step of the way. Discover the benefits of membership, including personalized service and access to great financial products designed just for you. Take the first step towards joining our family by visiting https://www.uccu.com/open-account/ today!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $617 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $709,318,858, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer comprehensive merchant services that help businesses manage transactions smoothly. Imagine running your shop and accepting payments easily, whether it's credit cards, mobile payments, or online transactions. Our tools are designed to streamline payment processing, allowing you to focus on what matters most growing your business. Visit us at 810 N Main St Spanish Fork Ut 84660 in Spanish Fork, UT or call us at (801) 223-8188 to learn how our business banking solutions can empower your success!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services allow for quick withdrawals and balance checks whenever you need them. For simple transactions like deposits or withdrawals without entering the branch, take advantage of our drive-thru banking option. We're here to ensure your banking experience is smooth and convenient. At Utah Community, we strive to create lasting relationships with our members based on trust and community spirit. We invite you to visit us at 810 N Main St Spanish Fork Ut 84660 or call us at (801) 223-8188 for more information about how we can assist you in achieving your financial goals. Experience the difference today!

Business Banking Services

For those running a business or starting one from scratch, Utah Community offers robust business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we're here to support local entrepreneurs every step of the way.

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. With personalized service, we guide you through the process, ensuring you understand each step along the way. We work hard to find the best solutions for your unique situation so that homeownership can be as stress-free as possible.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. With features like mobile payments, person-to-person transfers, e-statements, and 24/7 account access through our user-friendly mobile app, managing your finances has never been easier.

Personal Banking Solutions

We offer a variety of personal banking options to make managing your finances easier. Our checking and savings accounts come with no monthly fees and competitive interest rates, allowing you to grow your savings while enjoying easy access to your funds. If you're looking to finance a vehicle, our auto loans provide flexible terms and affordable rates tailored to fit your budget.

Personal Loans & Credit Options

If you're facing unexpected expenses or want to consolidate debt, our personal loans are designed with you in mind. Plus, our credit cards come with rewards programs that let you earn points on everyday purchases, turning spending into savings.

Digital & Online Banking

At Utah Community, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking, you can access your accounts anytime, anywhere, ensuring you're always in control of your finances. You can check balances, transfer funds, and pay bills with just a few clicks. For those who prefer managing their accounts on the go, our mobile application is a game-changer. Available for download, it allows you to handle transactions right from your smartphone. Plus, with features like mobile payments, making purchases has never been easier or quicker. You can even send money to friends and family through person-to-person transfers, making splitting bills or sending gifts simple. We prioritize your security and convenience. Our electronic signature authorization feature means you can approve documents without needing to visit a branch. And if you want to keep track of your statements easily, e-statements are available so you can view them anytime without the clutter of paper. Explore all these fantastic services at https://www.uccu.com/ and see how Utah Community makes banking accessible and user-friendly. With our commitment to providing top-notch digital solutions, managing your money has never been more straightforward!

Financial Strength

A Dedicated Team Here for You

We also take pride in having 353 full-time employees and 180 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our growing member base is evident with 543,082 total share accounts reflecting the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Utah Community is your trusted partner. Visit us at 810 N Main St Spanish Fork Ut 84660 or call (801) 223-8188 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $280,916,629 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into tangible benefits for you whether you're looking to save for a home or secure an auto loan.

Secure Savings Opportunities

Members' savings are secured through $901,862,092 in share certificates and $660,227,245 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $41,719,616, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $310,309,504, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $36,570 in used auto loans and $2,652,450,940 in total loans and leases. Additionally, our operational efficiency is reflected in our $29,392,875, allowing us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $601,345,304 in used vehicle loans and $181,385,186 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $709,318,858 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we are here to support you with financing solutions that work for you. At Utah Community, we believe in empowering our members through accessible financial products. If you're interested in refinancing or want more information about eligibility options, please visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $45,257,198 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while allowing you to maintain control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $416,906,138, make buying or refinancing simple. We are committed to making the mortgage process as smooth as possible, whether you're a first-time buyer or looking to refinance your existing loan.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, reflecting the actual terms available in the market. By relying on verified institutions, LendMesh guarantees that users are comparing legitimate loan options without hidden surprises.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the platform's effectiveness in delivering valuable insights for borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Utah Community

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans